The story of this market
The typical home in Missoula County, Montana sells for about $546,923, or $305 per square foot.
Prices are up +1.3% from a year ago, so sellers still have some momentum. Homes take about 61 days to sell, which is slow. Over the long run, values in this county have grown 239% since 2000. Last year 16 of 27 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is cold wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,690 a month.
HUD sets the fair market rent for a 2-bedroom at $1,690 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
+0.7%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+23.7%). Worst: 2010 (-4.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.9%
MT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,340
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+0.7%
2025 change
FHFA repeat-sales index, median of 27 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
75
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $85,844,255.
Mortgage activity
Home lending in this county
85.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 5239 | 3186 | 85.7% | 13.9% | $310,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Missoula County, Montana
The Missoula County housing market is showing signs of unwinding from pandemic-era volatility, with increased inventory and more balanced competition. While price growth remains modest at 1.3% year-over-year, affordability continues to be a primary constraint for local buyers.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 1 city · 35 ZIP reports
Median prices moved down 5.3% year over year.
Homes spend a median of 53 days on market with 0.2 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 52.24% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.6% · poverty 12.4% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 33 researched ZIP reports of 35 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
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| 59801 | Missoula | $510,279 | $226 | — | 49 | 98% | 30.4% | 17.5 | 91 | $1,124 | researched Sep 27 |
| 59802 | Missoula | $565,541 | $315 | +1.6% | 49 | 97% | 18% | 31.9 | 142 | $1,099 | researched Sep 27 |
| 59803 | Missoula | $622,000 | $306 | -12.3% | 51 | 94% | — | — | 107 | $1,412 | researched Sep 27 |
| 59804 | Missoula | $683,000 | $235 | +2.1% | 52 | 98.5% | 12% | 4.2 | 52 | $1,165 | researched Sep 27 |
| 59808 | Missoula | $517,450 | $349 | -10.8% | 149 | — | — | — | 238 | $1,366 | researched Sep 27 |
| 59820 | Alberton | $550,000 | $315 | +2.2% | 88 | 97.5% | 12% | 6.5 | 15 | $1,114 | researched Sep 27 |
| 59823 | Bonner | $824,450 | $335 | +4.2% | 128 | 97.5% | 15% | 9.5 | 19 | $877 | researched Sep 27 |
| 59824 | Charlo | $425,000 | $215 | +2.4% | 82 | 97.5% | 12% | 6.2 | 17 | $846 | researched Sep 27 |
| 59825 | Clinton | $538,000 | $242 | +4.2% | 68 | 97.5% | 12.5% | 5.2 | 42 | $1,577 | researched Sep 27 |
| 59826 | Condon | $316,000 | $165 | +9% | 41 | 97.6% | 12% | 1.8 | 63 | $890 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county has experienced consistent population growth since 2000, with major economic activity centered around the city of Missoula.
The rental market shows steady activity with a multifamily vacancy rate of 6.8% as of early 2025.
The economy is supported by a diverse mix of sectors with an unemployment rate of 2.6% as of May 2026.
- Westside Lanes & Fun Center4.319 mi
- Splash Montana4.519.7 mi
- A Carousel for Missoula4.718.1 mi
- Get Air Trampoline Park4.319.9 mi
- KettleHouse Amphitheater4.713.2 mi
- Caras Park4.718.1 mi
- Missoula County Fairgrounds4.219.7 mi
- Top Hat4.418 mi
- Washington-Grizzly Stadium4.817.8 mi
- Caras Park4.718.1 mi
- Montana Snowbowl4.214.7 mi
- Westside Lanes & Fun Center4.319 mi
- The M4.817.7 mi
- Bonner Park4.718.6 mi
- Missoula Butterfly House and Insectarium4.819.6 mi
- The Historical Museum at Fort Missoula4.621.7 mi
- Montana Natural History Center4.618.4 mi
- Missoula Art Museum4.617.8 mi
- St Ignatius Mission Parish4.828 mi
- Caras Park4.718.1 mi
- Montana Snowbowl4.214.7 mi
- The M4.817.7 mi
- Bonner Park4.718.6 mi
- Rattlesnake Trailhead4.914.6 mi
- University of Montana Golf Course4.318.8 mi
- Canyon River Golf Club4.314.6 mi
- Albertsons4.117.6 mi
- Murdoch's Ranch & Home Supply4.518.7 mi
- Albertsons4.219 mi
- T.J. Maxx4.218.9 mi
- Albertsons4.219.7 mi
- Missoula Montana Airport4.420.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data sourced from US Census Bureau QuickFacts and Data Commons.
applies when — Property owned by the state or other exempt entities held by a private party under a contract of sale
The property is assessed and taxed to the private holder as if they held legal title, without deduction for unpaid purchase price.
MCA 15-24-1202
Property is valued by the Department of Revenue; tax is calculated by applying the state-determined tax rate to the taxable value (Market Value x Tax Rate). Homestead and long-term rental reduced tax rates are available via enrollment.
Montana Department of Revenue Property Assessment Division
applies when — Residential property on a parcel exceeding 40 acres
Requires judicial foreclosure through a sheriff's sale; includes a 1-year right of redemption during which the borrower may remain in the residence.
MCA 71-1-224
applies when — Residential property on a parcel of 40 acres or less
Allows for non-judicial foreclosure via trustee sale; no right of redemption exists for the borrower after the sale; deficiency judgments are prohibited.
MCA 71-1-315; Montana Small Tract Financing Act
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.