The story of this market
The typical home in ZIP 59864 sells for about $499,000, or $250 per square foot.
Prices are down 13.63% from a year ago, which gives buyers more room to negotiate. Homes take about 115 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $913 a month.
ZIP 59864 — Ronan
The 59864 housing market is currently experiencing a cooling phase with a notable year-over-year decline in median prices. High days on market and limited sales volume suggest a cautious environment for sellers, driven by broader economic shifts and affordability constraints in the rural Montana market.
This ZIP is best suited for families and individuals seeking a rural lifestyle, outdoor access, and a lower cost of living compared to larger Montana cities.
Median prices moved down 13.6% year over year.
Homes spend a median of 115 days on market with 7.8 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.7% · poverty 23.0% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 59864, Lake County MT
Schools in the Ronan area are generally rated as average, serving the local community within the Ronan School District.
The area faces moderate wildfire risk typical of Western Montana, with standard insurance requirements for rural residential properties.
Economic momentum is driven by local agriculture, tribal government operations, and small-scale service industries in the Mission Valley.
Property taxes are assessed at the county level based on market value, with mill levies determined by local school districts and municipal services.
Commutes are primarily car-dependent, with residents traveling along US Highway 93 toward employment hubs in Polson or Missoula.
The area offers proximity to the Mission Mountains for hiking, Flathead Lake for water activities, and local community parks in Ronan.
The rental market is characterized by limited inventory and steady demand from local workers, with few short-term rental pressures.
The economy is anchored by agriculture, the Confederated Salish and Kootenai Tribes, and local government services.
Transportation is primarily via private vehicle on US Highway 93; public transit options are limited.
Development is primarily focused on small-scale residential infill and agricultural land preservation.
The Lake County Assessor manages property valuations based on annual market analysis and state-mandated reappraisal cycles.
Parcels are subject to Ronan School District levies and local fire district assessments.
Property insurance premiums are influenced by regional wildfire risk and proximity to emergency services.
Montana is a non-judicial foreclosure state with specific notice and redemption periods for residential properties.
Sellers are required to provide a property disclosure statement regarding known material defects.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- CSKT Bison Range4.711.2 mi
- Miracle of America Museum4.811.3 mi
- Ninepipes Museum of Early Montana4.86.3 mi
- Boettcher Park4.512.4 mi
- Salish Point Park4.612.3 mi
- CSKT Bison Range Visitor Center: Museum & Gift Shop4.811.5 mi
- Miracle of America Museum4.811.3 mi
- St Ignatius Mission Parish4.814.4 mi
- Ninepipes Museum of Early Montana4.86.3 mi
- Malt Shop4.614.2 mi
- CSKT Bison Range4.711.2 mi
- SKQ Dam Overlook Trailhead4.711.4 mi
- Boettcher Park4.512.4 mi
- Salish Point Park4.612.3 mi
- Sacajawea Park4.612.2 mi
- Riverside Recreation4.812 mi
- Polson Bay Golf Course4.712.1 mi
- Mission Mountain Golf Club4.51.4 mi
- Safeway4.211.7 mi
- Murdoch's Ranch & Home Supply4.411.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community park with recreational facilities.
Provides extensive hiking and outdoor recreation access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.