The story of this market
The typical home in ZIP 59865 sells for about $625,000, or $267 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 112 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $723 a month.
ZIP 59865 — Saint Ignatius
The market in 59865 is currently experiencing high price points relative to local income, leading to a cautious outlook for investors. Limited inventory and a slow sales pace suggest a cooling trend, with buyers remaining selective in a rural market that lacks significant new development.
This area is best suited for outdoor enthusiasts and those seeking a rural lifestyle, as the long commute to major employment centers makes it less ideal for traditional urban commuters.
Median prices moved up 2.4% year over year.
Homes spend a median of 112 days on market with 7.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 8.3% · poverty 17.9% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 12.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 59865, Lake County MT
The area faces moderate wildfire risk typical of the Mission Valley region, necessitating careful consideration of property insurance availability and premiums.
Economic momentum is largely driven by local agriculture, tribal operations, and small-scale tourism, with limited large-scale industrial development.
Property taxes are assessed at the county level in Lake County, with rates influenced by local school district levies and state-mandated appraisal cycles.
Residents typically face a significant drive to major employment hubs like Missoula, often exceeding 45 minutes via US Highway 93.
The area offers immediate access to the Mission Mountains Wilderness for hiking and outdoor recreation, with local parks and proximity to Flathead Lake.
The rental market is characterized by limited inventory and modest demand, with yields often constrained by high property values relative to local income levels.
The local economy is anchored by agricultural production, tribal government operations, and small-business services.
Transportation is heavily reliant on private vehicles, with US Highway 93 serving as the primary north-south corridor.
Parcels are subject to standard county and school district levies, with no major MUD/PID developments reported.
Property insurance costs are rising due to regional wildfire exposure, impacting overall housing affordability.
Data retrieved from Census Bureau ZCTA profiles and local market reports.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- CSKT Bison Range4.711.7 mi
- Garden of One Thousand Buddhas4.79.7 mi
- St Ignatius Mission Parish4.84.1 mi
- Ninepipes Museum of Early Montana4.88.9 mi
- Ninepipe National Wildlife Refuge4.69.4 mi
- CSKT Bison Range Visitor Center: Museum & Gift Shop4.811.6 mi
- St Ignatius Mission Parish4.84.1 mi
- Ninepipes Museum of Early Montana4.88.9 mi
- Malt Shop4.63.7 mi
- CSKT Bison Range4.711.7 mi
- Ninepipe National Wildlife Refuge4.69.4 mi
- Missoula Montana Airport4.428.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Extensive hiking and outdoor recreation area.
Historic site featuring notable murals and architecture.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.