The story of this market
The typical home in ZIP 59856 sells for about $425,000, or $215 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,450 a month.
ZIP 59856 — Paradise
The housing market in 59856 remains stable with low inventory and modest price appreciation. Limited sales volume reflects the rural nature of the area, where demand is driven by lifestyle buyers rather than speculative investment.
This area is best suited for outdoor enthusiasts, remote workers seeking rural isolation, and those looking for a quiet, nature-oriented lifestyle away from urban centers.
Median prices moved up 3.2% year over year.
Homes spend a median of 88 days on market with 6.5 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 0.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 59856, Mineral County MT
The area is subject to seasonal wildfire risks common to the Northern Rockies, with insurance availability and premiums increasingly sensitive to regional fire activity.
Economic momentum is driven by local tourism, forestry, and small-scale service industries, with limited large-scale infrastructure development.
Property taxes are assessed at the county level based on market value; Montana does not have a general sales tax, and property tax rates are determined by local mill levies.
Commuting is primarily by private vehicle, with long drive times to regional employment hubs in Missoula or Kalispell.
The area offers extensive access to outdoor recreation, including hiking, fishing, and proximity to national forest lands.
The rental market is characterized by low inventory and high demand, often influenced by seasonal workers and limited housing stock.
The local economy is primarily supported by natural resource management, tourism, and small-scale retail services.
Transportation is heavily reliant on I-90 for regional connectivity, with limited public transit options.
No major large-scale commercial or residential developments are currently reported for this rural ZIP code.
The Mineral County Assessor manages property valuations based on periodic reappraisal cycles mandated by the state.
Parcels are subject to local school district levies and county-wide fire and emergency service district assessments.
Property insurance premiums are rising due to increased wildfire risk and regional climate volatility.
Data retrieved from census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides extensive hiking, hunting, and recreational access.
Major regional river used for fishing and water recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.