The story of this market
The typical home in Mineral County, Montana sells for about $35,121.
Prices are roughly flat from a year ago (0%), a market in balance. Over the long run, values in this county have grown 261% since 2002. HUD's fair market rent for a two-bedroom is $1,390 a month.
HUD sets the fair market rent for a 2-bedroom at $1,390 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2002–2025
+6.1%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2017 (+25.4%). Worst: 2011 (-16.1%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.9%
MT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,679
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2002–2025
+6.1%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2002 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
75
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $3,680,545.
Mortgage activity
Home lending in this county
76.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 198 | 94 | 76.2% | 7.4% | $240,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Mineral County, Montana
Mineral County is a rural, sparsely populated region in Northwestern Montana with a stable but limited economic base. Housing data is constrained by the rural nature of the market, with low rental costs and high homeownership rates reflecting a non-urban demographic profile.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 2 cities · 2 ZIP reports
Median prices moved up 0.0% year over year.
Homes spend a median of 57 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.25% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.7% · poverty 17.9% — a stable, low-distress profile.
Deterministic aggregate of 2 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
The county is characterized by significant forest coverage including the Lolo National Forest and proximity to the St. Regis and Clark Fork rivers, which presents inherent wildfire and flood risks.
The county is a rural area with a labor force participation rate of 52.4% and an economy historically tied to natural resources, with limited large-scale industrial development.
The area features extensive outdoor recreation opportunities including the Lolo National Forest and the St. Regis and Clark Fork rivers.
The rental market is characterized by low median gross rents, reflecting the rural and lower-income economic profile of the county.
The economy is largely rural with a labor force participation rate below the state average and a focus on natural resources and local services.
The county is located in Northwestern Montana, bordered by Idaho, with infrastructure primarily serving rural transit needs.
- Trestle Creek Golf Course4.611.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Large protected forest area covering significant portions of the county.
Major waterway providing fishing and recreational access.
Significant river corridor serving the county.
Data sourced from Census Bureau and Data Commons.
applies when — Property owned by the state or other exempt entities held by a private party under a contract of sale
The property is assessed and taxed to the private holder as if they held legal title, without deduction for unpaid purchase price.
MCA 15-24-1202
Property is valued by the Department of Revenue; tax is calculated by applying the state-determined tax rate to the taxable value (Market Value x Tax Rate). Homestead and long-term rental reduced tax rates are available via enrollment.
Montana Department of Revenue Property Assessment Division
applies when — Residential property on a parcel exceeding 40 acres
Requires judicial foreclosure through a sheriff's sale; includes a 1-year right of redemption during which the borrower may remain in the residence.
MCA 71-1-224
applies when — Residential property on a parcel of 40 acres or less
Allows for non-judicial foreclosure via trustee sale; no right of redemption exists for the borrower after the sale; deficiency judgments are prohibited.
MCA 71-1-315; Montana Small Tract Financing Act
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.