The story of this market
The typical home in Hawaii County, Hawaii sells for about $573,082, or $399 per square foot.
Prices are up +10.2% from a year ago, so sellers still have some momentum. Homes take about 105 days to sell, which is slow. Over the long run, values in this county have grown 221% since 2000. Last year 21 of 29 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is volcanic activity, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $2,081 a month.
HUD sets the fair market rent for a 2-bedroom at $2,081 a month. FEMA's National Risk Index rates overall hazard risk here as Very High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+34.6%). Worst: 2009 (-15.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.3%
HI · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,620
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 29 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
99
Very High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $364,999,765.
Mortgage activity
Home lending in this county
73.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 6959 | 3766 | 73.6% | 9.4% | $375,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Hawaii County, Hawaii
Hawaii County's residential real estate market reflects stable pricing alongside lengthened market times, with median sales prices climbing 10.2% year-over-year to $573,082 while listings average 105 days on market. High mortgage interest rates and strict insurance scrutiny in hazard zones continue to moderate overall sales volume, maintaining balanced negotiation leverage between buyers and sellers.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 23 cities · 32 ZIP reports
Median prices moved down 4.0% year over year.
Homes spend a median of 109 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0.38% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 12.9% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 31 researched ZIP reports of 32 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Hawaii County, Hawaii — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Sep 15, 2026.
researched Sep 29
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researched Sep 29
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| 96704 | Captain Cook | $290,000 | $450 | +2.5% | 120 | 96% | 15% | 12.5 | 150 | $2,200 | researched Sep 29 |
| 96710 | Hakalau | $485,000 | $315 | +2.4% | 42 | 98.5% | 12% | 4.5 | 18 | $2,100 | researched Sep 29 |
| 96716 | Hawi | $850,000 | $650 | +2.5% | 75 | 97.5% | 12% | 5.2 | 42 | $2,800 | researched Sep 29 |
| 96719 | Hawi | $895,000 | $650 | +2.4% | 115 | 96% | 12% | 9 | 18 | $2,800 | researched Sep 29 |
| 96720 | Hilo | $560,000 | $350 | -10.3% | 65 | 97.5% | 12% | 4.4 | 185 | $2,674 | researched Sep 29 |
| 96721 | Hilo | $525,000 | $385 | +2.1% | 68 | 97.2% | 18.5% | 4.9 | 59 | $2,150 | researched Sep 29 |
| 96725 | Holualoa | $1,017,086 | — | — | — | — | — | — | — | $2,081 | researched Sep 29 |
| 96726 | Honaunau | $725,000 | $585 | -3.3% | 68 | 97.5% | 12% | 9.2 | 42 | $2,850 | researched Sep 29 |
| 96727 | Honokaa | $654,395 | $338 | +4.2% | 112 | 96.5% | 12% | 7.5 | 30 | $1,782 | researched Sep 29 |
| 96728 | Honomu | $650,000 | $485 | +3.2% | 72 | 97.5% | 12% | 7 | 14 | $2,400 | researched Sep 29 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Hawaii County experiences overall property and violent crime rates that are moderately lower than national averages, though property theft and vehicle break-ins remain concentrated around major urban commercial centers like Hilo and Kailua-Kona.
Public education is administered statewide by the Hawaii State Department of Education (single district); top-rated primary schools such as Ernest Bowen DeSilva Elementary and Kaumana Elementary serve Hilo, while charter and private options supplement rural areas.
The Big Island faces distinct geographical hazards including active volcanic hazard zones (Lava Zones 1 through 9), severe flash flood risk along windward slopes, and increasing insurance pressures/surcharges due to hurricane, wildfire, and lava exposure.
Economic momentum is driven by hospitality and tourism along the Kohala and Kona coasts, healthcare expansions, astronomy operations on Mauna Kea, and diversified agriculture (coffee, macadamia nuts, cattle).
Hawaii County assesses real property based on fair market value with tiered rates depending on classification, offering a homeowner exemption ($40,000 to $110,000+ depending on age) and lowest effective residential owner-occupant rates around $5.95 to $6.15 per $1,000 of net assessed value.
The island's economy is led by tourism/hospitality concentrated in West Hawaii, coupled with government services, healthcare facilities, astronomical research, and agricultural production across rural districts.
Transit relies on Hawaii Belt Road (Highways 11, 19, and 190) encircling the island and Saddle Road (Daniel K. Inouye Highway 200) connecting Hilo and Kona; public transit is operated by the Hele-On Bus county network.
The Hawaii County Real Property Tax Division assesses properties annually at 100% fair market value based on market sales and cost schedules, managing differential classification tiers and statutory homeowner exemptions.
Public governance is unified under the single county-level jurisdiction without separate incorporated municipal taxing districts, though select improvement districts and state agriculture/conservation zoning overlays apply.
Property insurance is increasingly strained due to heightened brushfire awareness, windward hurricane vulnerability, and strict underwriting or non-renewal policies across Lava Flow Hazard Zones 1 and 2.
- KBXtreme4.422.4 mi
- Flight of Aloha4.922.6 mi
- Kona Brewing Co.4.522.7 mi
- Four Seasons Resort Hualalai4.728.9 mi
- Papa Kona Restaurant & Bar4.322.2 mi
- Kona Sea Salt4.828.5 mi
- Hulihe‘e Palace4.522.4 mi
- Hawaiʻi Volcanoes National Park4.813.4 mi
- Honaunau Bay4.718 mi
- Heavenly Hawaiian Kona Coffee Farm Tours4.917.2 mi
- Captain Cook Monument Trail4.516.8 mi
- Captain James Cook Monument4.617.9 mi
- Nāhuku Lava Tube4.629.3 mi
- Hulihe‘e Palace4.522.4 mi
- Ali'i Gardens Marketplace4.421.1 mi
- Kamakahonu National Historic Landmark4.622.6 mi
- Waikōloa Petroglyph Reserve4.329.4 mi
- Hawaiʻi Volcanoes National Park4.813.4 mi
- Pu'uhonua O Honaunau National Historical Park4.718 mi
- Kahalu’u Beach Park4.619.7 mi
- Captain Cook Monument Trail4.516.8 mi
- Ho‘okena Beach Park4.618.8 mi
- Keauhou Harbor4.719.3 mi
- Honokōhau Marina4.625 mi
- Kona Country Club4.219.2 mi
- KTA Super Stores - Keauhou4.419.4 mi
- Keauhou Shopping Center4.319.4 mi
- ChoiceMART4.216.1 mi
- KTA Express (KTA Super Stores) - Kealakekua4.616.7 mi
- Pure Kona Green Market4.716.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Encompasses active volcanoes Kilauea and Mauna Loa, designated as a UNESCO World Heritage site and major ecological destination.
Renowned white sand beach along the Kohala Coast offering water recreation and state park amenities.
World-renowned international astronomical observatory and high-altitude alpine park.
Scenic windward park featuring a 442-foot plunge waterfall surrounded by lush tropical rainforest.
Retrieved via Census Bureau ACS tables B01001, B01002, B19013, B25002, B25003, B25077, B25064, and DP02-DP05 for Hawaii County FIPS 15001.
Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.
Hawaii Revised Statutes Chapter 246 (2025)
applies when — Applies to parcels registered under a condominium property regime
Each unit and its appurtenant common interest is deemed a separate parcel for taxation and assessment purposes. Units must be separately taxed; common elements are not subject to separate assessment.
Hawaii Revised Statutes Chapter 514B; Part I General Provisions (2003)
Sellers must provide a written disclosure statement to the buyer within ten calendar days of contract acceptance. Buyers have fifteen calendar days to examine the statement and may rescind the contract without loss of deposits if they provide written notice within that period.
Hawaii Revised Statutes Chapter 508D (2025)
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.