The story of this market
The typical home in ZIP 96785 sells for about $185,000.
Prices are down 11.86% from a year ago, which gives buyers more room to negotiate. Homes take about 85 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,081 a month.
ZIP 96785 — Volcano
The housing market in 96785 is currently experiencing downward price pressure with a significant year-over-year decline in median listing prices. High volcanic hazard risks and a rural, tourism-dependent economy contribute to a cautious outlook for residential real estate. Many specific metrics such as rent and tax rates are not published at the ZIP level.
This ZIP is best suited for nature enthusiasts, retirees, and those seeking a rural, off-grid lifestyle near Hawaii Volcanoes National Park, rather than traditional commuters.
Median prices moved down 11.9% year over year.
Homes spend a median of 85 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
ZCTA 96785, Hawaii County, HI
The area is subject to significant volcanic hazard risks associated with the Kilauea volcano, which influences local insurance availability and premiums.
The area is primarily rural with limited large-scale commercial development, relying on tourism and local services related to Hawaii Volcanoes National Park.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Hawaii) — Real Property Tax: Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.
Residents typically rely on personal vehicles for long commutes to Hilo, the primary employment and service hub for the region.
The area is anchored by Hawaii Volcanoes National Park, offering extensive hiking, volcanic sightseeing, and nature trails.
The rental market is influenced by the proximity to the national park, with a mix of long-term residential and potential short-term vacation rental activity.
The local economy is heavily dependent on tourism related to the national park, with limited industrial or corporate employment bases.
Property insurance is highly sensitive to volcanic hazard zones, which can limit coverage options and increase premiums for homeowners.
Data retrieved from US Census Bureau and UnitedStatesZipCodes.org
- Hawaiʻi Volcanoes National Park4.85.7 mi
- Kīlauea Visitor Center4.69.6 mi
- Devastation Trail4.610.1 mi
- Keanakako'i Overlook4.99.4 mi
- Kīlauea Iki Trailhead-lava tube4.810.9 mi
- Nāhuku Lava Tube4.611 mi
- Volcano Art Center Gallery4.79.6 mi
- Lava Tree Molds4.28 mi
- Volcano Art Center - Admin Offices & Learning Center4.710.8 mi
- Hawaiʻi Volcanoes National Park4.85.7 mi
- Nāhuku Lava Tube4.611 mi
- Devastation Trail4.610.1 mi
- Keanakako'i Overlook4.99.4 mi
- Kīlauea Iki Trailhead-lava tube4.810.9 mi
- Volcano Golf Course4.48.3 mi
- Hilo International Airport4.430.4 mi
- Blue Hawaiian Helicopters4.830.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major global attraction featuring active volcanoes, craters, and diverse ecosystems.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.