ZIP 96738 — Waikoloa

Crime rates in Waikoloa are generally lower than the national average, with property crime being the primary concern in this resort-oriented community.

Schools serving the area are part of the Hawaii Department of Education, with local elementary options generally receiving moderate performance ratings.

The area faces significant wildfire risks due to dry, grassy terrain and is located in a region susceptible to volcanic activity and high wind events.

Economic momentum is driven by the tourism and hospitality sectors, with ongoing development focused on resort expansion and residential infrastructure in the Waikoloa Village area.

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Hawaii) — Real Property Tax: Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.

Commuting typically requires a private vehicle, with residents traveling to employment hubs in Kona or Waimea via the Queen Kaahumanu Highway.

The area features access to world-class golf courses, proximity to Anaeho'omalu Bay for water sports, and extensive shopping and dining options within the Waikoloa Beach Resort district.

The rental market is tight due to high demand from resort employees and limited housing inventory, with a significant portion of units utilized for short-term vacation rentals.

The economy is heavily anchored by the hospitality and tourism industry, with major employers including resort operators and service providers in the Waikoloa Beach Resort area.

Public transit is limited, with the Hele-On bus providing regional connectivity; most residents rely on personal vehicles for daily travel.

Development is focused on expanding residential capacity in Waikoloa Village and enhancing resort-area infrastructure to support tourism growth.

The Hawaii County Real Property Tax Division manages assessments, with properties reassessed annually based on market value.

Parcels are subject to Hawaii County property taxes and may fall within specific community association jurisdictions for maintenance and amenities.

Property insurance premiums are elevated due to high exposure to wildfire, wind, and volcanic hazards in the region.

The state experiences moderate net domestic migration, with a trend of residents moving to the mainland offset by international and domestic arrivals.

Hawaii is a judicial foreclosure state, requiring court intervention for the foreclosure process, which typically results in longer timelines.

Sellers are required to provide a comprehensive disclosure statement regarding the condition of the property, including known defects and material facts.