The story of this market
The typical home in ZIP 96745 sells for about $745,000, or $485 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 52 days to sell. HUD's fair market rent for a two-bedroom is $2,850 a month.
ZIP 96745 — Kailua-Kona
The housing market in 96745 remains stable with limited inventory driving sustained price appreciation. Demand is supported by lifestyle buyers, though high interest rates and insurance costs continue to temper transaction volume.
This ZIP is best suited for retirees, remote workers, and families seeking a quiet, nature-oriented lifestyle away from dense urban centers.
Median prices moved up 2.4% year over year.
Homes spend a median of 52 days on market with 4.2 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 9.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 96745, Hawaii County, HI
Crime rates in the area remain low relative to state averages, with property crime being the primary concern. Local law enforcement reports stable trends over the last 24 months.
Schools serving the area are generally rated as average to above-average, with strong community support and extracurricular engagement.
The area faces moderate wildfire risk and requires standard hazard insurance coverage; flood risk is generally low due to topography.
Economic momentum is driven by tourism, local agriculture, and small-scale service industries, with limited large-scale industrial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Hawaii) — Real Property Tax: Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.
Commuting is primarily car-dependent, with limited public transit options available for reaching regional employment hubs.
The area features extensive access to hiking trails, local parks, and proximity to scenic natural landmarks, with basic shopping and dining concentrated in the town center.
The rental market is tight with low vacancy rates, heavily influenced by seasonal demand and a limited supply of long-term housing.
The local economy is anchored by tourism, hospitality, and small-scale agricultural operations.
Transportation is heavily reliant on private vehicles, with Highway 270 serving as the primary artery.
Development is strictly managed by local zoning to preserve the rural character of the North Kohala region.
The county assessor utilizes a mass appraisal system to determine annual property values for tax purposes.
Parcels are subject to standard county property taxes and state-level school funding requirements.
Property insurance premiums are elevated due to regional exposure to wind and volcanic hazards.
The state continues to see a net outflow of domestic residents, partially offset by international migration.
Hawaii is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Sellers are required to provide a comprehensive disclosure statement regarding the condition of the property.
Data retrieved from data.census.gov ZCTA profile for 96745.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- KBXtreme4.41.5 mi
- Flight of Aloha4.91.9 mi
- Kona Brewing Co.4.51.7 mi
- Four Seasons Resort Hualalai4.711.4 mi
- Papa Kona Restaurant & Bar4.32 mi
- Kona Sea Salt4.86.6 mi
- Hulihe‘e Palace4.51.8 mi
- La'aloa Beach Park (aka Magic Sands)4.64.8 mi
- Makalawena Beach4.79.4 mi
- Kona Farmers Market4.31.9 mi
- Kaloko-Honokōhau National Historical Park4.72.8 mi
- Heavenly Hawaiian Kona Coffee Farm Tours4.98.1 mi
- Hulihe‘e Palace4.51.8 mi
- Ali'i Gardens Marketplace4.43.4 mi
- Kamakahonu National Historic Landmark4.62 mi
- Waikōloa Petroglyph Reserve4.318.7 mi
- Kona Coffee Living History Farm4.612.7 mi
- Kahalu’u Beach Park4.65.9 mi
- Kaloko-Honokōhau National Historical Park4.72.8 mi
- Captain Cook Monument Trail4.512.5 mi
- Kikaua Point Park4.810.8 mi
- Turtle Site of Kaloko-Honokōhau National Historical Park4.83 mi
- Keauhou Harbor4.77.1 mi
- Honokōhau Marina4.62.9 mi
- Kamakahonu Beach4.51.9 mi
- Kamakahonu Beach4.51.9 mi
- Kona Country Club4.27.1 mi
- Makalei Golf Club45.8 mi
- Hualalai Golf Course4.711.4 mi
- Safeway4.21.5 mi
- Kona Farmers Market4.31.9 mi
- KTA Super Stores - Kailua-Kona4.41.6 mi
- KTA Super Stores - Keauhou4.46.5 mi
- Pau Hana Poke4.82.9 mi
- Blue Hawaiian Helicopters4.919.5 mi
- Ellison Onizuka Kona International Airport46.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Historic district with local boutiques and cafes.
Significant cultural landmark and hiking area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.