LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 96739 sells for about $1,250,000, or $785 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 98 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $3,800 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 96739 — Keauhou

Hawaii County →refreshed Sep 29, 2026next refresh Oct 29, 2026
Market mood · cautiously optimistic

The Keauhou housing market remains stable with high price points driven by limited inventory and strong demand for resort-style properties. While sales volume is modest, the market is supported by affluent buyers and a robust vacation rental sector. Current conditions reflect a balance between high entry costs and the unique lifestyle appeal of the Kona coast.

Who this ZIP fits

This area is best suited for affluent retirees, second-home buyers, and luxury vacationers seeking resort-style amenities and coastal living, rather than budget-conscious commuters or first-time buyers.

Parent geography
Keauhou · no city intel reportHawaii County →Hawaii state →
Median sale price
$1,250,000
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
98 days
Active listings
142
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
96.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
59
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

11
Liquidity/100

Homes spend a median of 98 days on market with 11.8 months of supply — a slower-moving market.

64
Momentum/100

18% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

90
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 7.2% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$400,000$800,000$1,200,000$1,600,000$2,000,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$3,000$4,500$6,000$7,500$9,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2018-2022 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
11,450

ZCTA 96739, Hawaii County, HI

Area context
Crime & safety

Crime rates in the Keauhou area are generally low, consistent with the broader Hawaii County profile which experiences significantly lower violent crime rates than the national average.

Schools & education

Schools serving the area are part of the Hawaii Department of Education, with local institutions generally receiving average to above-average performance ratings in state assessments.

Environmental & hazard

The area is subject to significant natural hazard risks, including volcanic activity, seismic events, and potential tsunami inundation along coastal zones, necessitating high insurance premiums.

Growth & development

Economic momentum is driven primarily by the tourism and hospitality sectors, with limited new large-scale commercial development due to geographic constraints and environmental protections.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Hawaii) — Real Property Tax: Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.

Transportation & commute

Commuting is heavily reliant on private vehicles via the Mamalahoa Highway, with limited public transit options available for travel toward the Kailua-Kona employment core.

Recreation & amenities

The area features extensive access to ocean-based recreation, including snorkeling and boating at Keauhou Bay, alongside proximity to championship golf courses and resort-style shopping centers.

Rental market

The rental market is characterized by high demand and low vacancy, heavily influenced by the prevalence of short-term vacation rentals and limited long-term housing inventory.

Economy & employers

The local economy is anchored by the tourism, hospitality, and service industries, with significant reliance on the resort corridor and seasonal visitor spending.

Transportation & infrastructure

Transportation is dominated by the Mamalahoa Highway; public transit is limited to infrequent bus service connecting to the broader Kona region.

Development pipeline

Development is strictly regulated by county zoning and coastal management policies, focusing on low-density residential and resort-compatible projects.

County appraisal district

The Hawaii County Real Property Tax Division conducts annual assessments based on market value, with tax rates determined by property classification.

Special districts

Parcels are subject to Hawaii County property taxes and may fall within specific water or utility service districts managed by the county.

Insurance & hazard market

Property insurance is highly sensitive to volcanic and seismic hazard zones, leading to elevated premiums and limited carrier availability for certain coastal properties.

Migration & population flows

Hawaii experiences moderate net domestic migration, with significant turnover driven by military personnel and retirees moving to the islands.

Foreclosure doctrine

Hawaii is a judicial foreclosure state, requiring court intervention for the foreclosure process, which typically results in longer timelines for lenders.

Disclosure doctrine

Sellers are required to provide a comprehensive disclosure statement covering all known material facts regarding the property's condition.

Discovery profileACS 2018-2022 5-year estimates
Census profile · ZCTA 96739, Hawaii County, HI
Population
11,450
Median age
48.2 yrs
Owner-occupancy
68.5%
Median home value
$925,000
Median gross rent
$2,150
Median household income
$98,450
Median year built
1992
Vacancy rate
14.2%
Renter share
31.5%
Owner cost burden
28.4%
Renter cost burden
42.1%
Population change
+1.2%
Net migration
150
Work-from-home share
18.5%
Mean commute
28.4 min
Bachelor's or higher
38.2%
Unemployment
3.8%
Poverty rate
7.2%
Avg household size
2.4
White
42.1%
Asian
22.4%
Native Hawaiian/Pacific Islander
15.8%
Hispanic
12.2%
Two or more races
7.5%

Data retrieved from data.census.gov ZCTA 96739 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Kealakehe ElementaryElementary5/10Hawaii Department of EducationServes the broader Keauhou/Kailua-Kona area.
Kealakehe HighHigh4/10Hawaii Department of EducationPrimary public high school for the region.
School districts
Hawaii Department of EducationN/AStatewide district managing all public schools in the region.
Utilities & services
ElectricHawaiian ElectricSole provider for the island.
WaterHawaii County Department of Water SupplyMunicipal water service.
InternetSpectrum/Hawaiian TelcomPrimary broadband providers.
Major employers & industries
Fairmont OrchidHospitalityMajor regional employer.
Hilton Waikoloa VillageHospitalityLarge-scale resort employer.
Major amenities · ZIP 96739
Theme, amusement & water parks
2 · 20 mi
Entertainment venues, stadiums & amphitheaters
12 · 20 mi
Museums, galleries & history
11 · 20 mi
Lakes, marinas & beaches
4 · 20 mi
Golf
3 · 13 mi
Shopping & dining districts
15 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Keauhou Bay
Waterfront

Primary hub for ocean recreation, snorkeling, and boat tours.

Kona Country Club
Golf

Features an 18-hole championship course with ocean views.

Keauhou Shopping Center
Retail

The primary retail and dining anchor for the local community.

On the horizon · announced & under construction
Keauhou Resort ExpansionMixed-useApprovedProposed upgrades to existing resort infrastructure and hospitality facilities.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.