The story of this market
The typical home in Cabarrus County, North Carolina sells for about $387,094, or $205 per square foot.
Prices are roughly flat from a year ago (-0.54%), a market in balance. Homes take about 60 days to sell. Over the long run, values in this county have grown 140% since 2000. Last year 24 of 44 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is ice storm, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,785 a month.
HUD sets the fair market rent for a 2-bedroom at $1,785 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+22%). Worst: 2010 (-6.3%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.7%
NC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,179
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 44 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
62
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $85,720,333.
Mortgage activity
Home lending in this county
77.1%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 12833 | 6756 | 77.1% | 4% | $205,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Cabarrus County, North Carolina
Cabarrus County's housing market is showing signs of stabilization with a slight year-over-year price decline, reflecting broader regional cooling. Inventory levels remain moderate, and the county continues to benefit from steady economic growth and its strategic location within the Charlotte metro area.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 6 cities · 8 ZIP reports
Median prices moved up 13.2% year over year.
Homes spend a median of 68 days on market with 0.2 months of supply — a fast-moving market.
2% of listings have cut prices · homes sell at 6.57% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 7.8% — a stable, low-distress profile.
Deterministic aggregate of 8 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Cabarrus County, North Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 29
researched Sep 29
researched Sep 30
researched Oct 1
researched Oct 4
researched Oct 4
researched Sep 19
researched Sep 29
| 28025 | Concord | $367,000 | $215 | -3.5% | 42 | 98.5% | 18% | 3.8 | 181 | $1,244 | researched Sep 29 |
| 28027 | Concord | $420,000 | $207 | +0.1% | 91 | 98.5% | 27% | 2.2 | 362 | $1,561 | researched Sep 29 |
| 28075 | Harrisburg | $559,900 | $204 | +14.9% | 81 | 99% | 35% | 4.2 | 166 | $2,543 | researched Sep 30 |
| 28081 | Kannapolis | $325,000 | $185 | +2% | 62 | 98.5% | 22% | 3.8 | 218 | $1,173 | researched Oct 1 |
| 28083 | Kannapolis | $224,700 | $185 | +2.1% | 32 | 98.5% | 18.5% | 3.1 | 142 | $1,212 | researched Oct 4 |
| 28097 | Locust | $419,689 | $186 | +14% | 68 | — | — | — | — | $876 | researched Oct 4 |
| 28107 | Midland | $450,000 | $204 | +4.2% | 25 | 98.5% | 18% | 3.2 | 142 | $1,313 | researched Sep 19 |
| 28124 | Mount Pleasant | $267,500 | $210 | +15.9% | 58 | 97.5% | 18% | 3.5 | 42 | $1,194 | researched Sep 29 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county benefits from its proximity to the Charlotte metro area, with significant economic development efforts focused on business relocation and expansion through the Cabarrus Economic Development agency.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
The economy is anchored by manufacturing, logistics, and the motorsports industry, supported by the Charlotte-Concord-Gastonia regional labor market.
The county is served by major highway corridors including I-85, providing direct access to Charlotte.
The Cabarrus County Tax Administration maintains property records and conducts periodic reappraisals for tax assessment purposes.
The county participates in the Piedmont Regional Continuum of Care to address housing and homelessness needs.
- Carowinds4.429.5 mi
- Great Wolf Lodge | Concord4.37.9 mi
- Frankie's of Charlotte4.513.7 mi
- Activate Games4.920.9 mi
- Ray’s Splash Planet4.419.3 mi
- Bank of America Stadium4.619.9 mi
- Spectrum Center4.519.4 mi
- Charlotte Motor Speedway4.77.1 mi
- Truliant Amphitheater4.49.3 mi
- Carolina Renaissance Festival4.610 mi
- Great Wolf Lodge | Concord4.37.9 mi
- NASCAR Hall of Fame4.719.8 mi
- Frankie's of Charlotte4.513.7 mi
- Lazy 5 Ranch4.616.1 mi
- Discovery Place Science4.519.2 mi
- Optimist Hall4.718.5 mi
- NASCAR Hall of Fame4.719.8 mi
- Discovery Place Science4.519.2 mi
- Museum of Illusions Charlotte4.519.9 mi
- N.C. Transportation Museum4.720.6 mi
- Frank Liske Park4.84.2 mi
- Birkdale Village4.616.4 mi
- Romare Bearden Park4.619.6 mi
- Reedy Creek Nature Preserve4.812.7 mi
- Jetton Park4.817.9 mi
- Topgolf Charlotte - University4.313.6 mi
- Tipsy Pickle4.818.1 mi
- Skybrook Golf Club4.410.1 mi
- Rocky River Golf Club At Concord4.36.9 mi
- Sunset Hills Golf Course3.918.4 mi
- Concord Mills4.48.2 mi
- Northlake Mall4.315.5 mi
- Camp North End4.618.2 mi
- Patel Brothers4.312.5 mi
- Super G Mart Charlotte4.419.5 mi
- Charlotte Douglas International Airport3.924.8 mi
- Concord-Padgett Regional Airport4.47.5 mi
- The Club CLT3.324.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A world-class motorsports facility that hosts major NASCAR events and serves as a primary regional anchor.
A large recreational area offering walking trails, sports fields, and a lake for community use.
Data retrieved from data.census.gov and ExecutivePulse economic profiles.
applies when — Applies to parcels where the title holder has created or is subject to recorded easements, restrictions, or conditions.
Imposes binding limitations on the use, development, or maintenance of the parcel as defined in the recorded instrument.
N.C. Gen. Stat. § 39-6.4
A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created.
N.C. Gen. Stat. § 105-355
applies when — Applies to parcels governed by a Homeowners' Association (Chapter 47F) or Condominium Association (Chapter 47C) where assessments remain unpaid.
Associations may file a claim of lien and foreclose in a manner similar to a mortgage under power of sale, or through a civil action.
N.C. Gen. Stat. § 47F-3-116 and § 47C-3-116
Allows for non-judicial foreclosure, though it requires a hearing before the Clerk of Superior Court to authorize the sale. Borrowers are entitled to a pre-foreclosure notice at least 45 days prior to the filing of a notice of hearing for primary residences.
N.C. Gen. Stat. Chapter 45, Article 2A and Article 11
Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate. Assessment is based on the true value in money, with counties required to conduct revaluations at least every eight years.
N.C. Gen. Stat. Chapter 105, Article 12 (2025)
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.