The story of this market
The typical home in ZIP 28107 sells for about $450,000, or $204 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 25 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,313 a month.
ZIP 28107 — Midland
The 28107 housing market remains competitive, driven by steady demand for single-family homes and limited inventory. While price growth has moderated compared to previous years, the area continues to attract buyers looking for value within the Charlotte metro periphery.
This ZIP is ideal for families and commuters seeking a quieter, rural-suburban lifestyle while maintaining access to the economic opportunities of the Charlotte metro area.
Median prices moved up 4.2% year over year.
Homes spend a median of 25 days on market with 3.2 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.7% · poverty 3.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 28107, Cabarrus County NC
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Midland area are generally lower than the North Carolina state average, with property crime being the primary concern in this rural-suburban transition zone.
Schools serving the 28107 area are part of the Cabarrus County Schools system, which generally maintains a solid reputation with several schools receiving above-average ratings for student growth and proficiency.
The area is primarily at risk for severe thunderstorms and occasional high winds, with localized flood risks near the Rocky River and its tributaries.
Midland is experiencing steady growth as a bedroom community for the Charlotte metropolitan area, with infrastructure improvements focused on managing increased traffic along the NC-24/27 corridor.
Property taxes are assessed by Cabarrus County and the Town of Midland, with rates determined by the combined county and municipal millage; no special MUD/PID districts are widely prevalent for residential parcels here.
Commuters primarily rely on NC-24/27 for access to Charlotte and the surrounding employment hubs, with average commute times reflecting the distance to the urban core.
The area features access to the Rocky River for outdoor activities, local community parks, and proximity to regional shopping and dining in nearby Concord and Charlotte.
The rental market is characterized by low vacancy rates and high demand for single-family homes, with limited multi-family inventory available.
The economy is driven by proximity to the Charlotte employment market, with local industry focused on agriculture, small business, and regional logistics.
Transportation is heavily reliant on private vehicles, with NC-24/27 serving as the primary artery for regional connectivity.
Development is focused on low-density residential expansion and infrastructure upgrades to support the growing population.
Cabarrus County performs periodic property revaluations to ensure assessments align with current market values.
Parcels are served by Cabarrus County Schools and local fire/utility districts.
Property insurance premiums are stable but reflect regional exposure to wind and storm-related hazards.
North Carolina continues to see positive net domestic migration, with the Charlotte region being a primary destination.
North Carolina is a non-judicial foreclosure state, with a standard power-of-sale process.
Sellers are required to provide a Residential Property and Owners' Association Disclosure Statement.
Data retrieved from data.census.gov using ZCTA 28107 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Great Wolf Lodge | Concord4.312.8 mi
- Frankie's of Charlotte4.518.9 mi
- Activate Games4.914.6 mi
- Victory Lane Indoor Karting4.518.2 mi
- Ray’s Splash Planet4.418.7 mi
- Bank of America Stadium4.618.8 mi
- Spectrum Center4.518.1 mi
- Charlotte Motor Speedway4.711.3 mi
- Truliant Amphitheater4.411.7 mi
- Carolina Renaissance Festival4.618.5 mi
- Great Wolf Lodge | Concord4.312.8 mi
- Frank Liske Park4.88.9 mi
- Regal Starlight - Charlotte4.412.2 mi
- UNC Charlotte Botanical Gardens4.712.2 mi
- Urban Air Trampoline and Adventure Park4.310.8 mi
- Optimist Hall4.717.4 mi
- NASCAR Hall of Fame4.718.4 mi
- Discovery Place Science4.518.1 mi
- Museum of Illusions Charlotte4.518.6 mi
- Mint Museum Uptown4.718.6 mi
- Frank Liske Park4.88.9 mi
- Reedy Creek Nature Preserve4.810.8 mi
- Harrisburg Park4.88.8 mi
- UNC Charlotte Botanical Gardens4.712.2 mi
- Mint Hill Veterans Memorial Park4.78.4 mi
- Rocky River Golf Club At Concord4.311.9 mi
- Charles T Myers Golf Course3.89.7 mi
- The Divide Golf Club3.211 mi
- Red Bridge Golf Club4.53.6 mi
- Emerald Lake Golf Club3.99.7 mi
- Harris Teeter4.312.5 mi
- Publix Super Market at Willow Oaks Crossing4.612.3 mi
- Publix Super Market at Harris Square4.68.2 mi
- Harris Teeter4.48.5 mi
- Publix Super Market at Mint Hill Commons4.69.9 mi
- Charlotte Douglas International Airport3.924.6 mi
- Concord-Padgett Regional Airport4.413.7 mi
- The Club CLT3.324.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides local recreational opportunities including fishing and nature trails.
Local park featuring sports fields and community gathering spaces.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.