LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 28075 sells for about $559,900, or $204 per square foot.

Prices are up +14.86% from a year ago, so sellers still have some momentum. Homes take about 81 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,543 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 28075 — Harrisburg

Cabarrus County →refreshed Sep 30, 20262 cycles retainednext refresh Oct 30, 2026
Market mood · cautiously optimistic

The 28075 housing market remains resilient with a median sale price of $559.9K and strong year-over-year growth of 14.86%. While inventory is tightening, the market is supported by high demand from families and professionals moving to the area. Current conditions reflect a balanced environment where well-priced homes continue to sell efficiently.

Who this ZIP fits

This ZIP is ideal for families and professionals seeking a quiet, suburban lifestyle with high-quality schools and convenient access to Charlotte's employment centers.

Parent geography
Harrisburg · no city intel reportCabarrus County →North Carolina state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 54.7 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$559,900
+14.86% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
81 days
Active listings
166
Listings with price cuts
35%
share of active listings
Sale-to-list ratio
99%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
76
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 14.9% year over year.

51
Liquidity/100

Homes spend a median of 81 days on market with 4.2 months of supply — a balanced-paced market.

58
Momentum/100

35% of listings have cut prices · homes sell at 99% of asking — demand is holding steady.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 4.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$200,000$400,000$600,000$800,000$1,000,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,500$3,000$4,500$6,000$7,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+450 people

net influx — more people moved in than out

Population base
21,517

ZCTA 28075, Cabarrus County, NC

Area context
Crime & safety

Crime in Harrisburg is generally reported as low, with the area maintaining a safer profile compared to the broader Charlotte metropolitan region.

Schools & education

The area is served by the Cabarrus County Schools district, which generally maintains favorable ratings and is a primary draw for families moving to the region.

Environmental & hazard

The region faces standard risks associated with central North Carolina, including occasional severe thunderstorms and wind events, with flood risk varying by specific parcel location.

Growth & development

Harrisburg is experiencing steady suburban growth driven by its proximity to Charlotte, with significant residential development and infrastructure expansion supporting its transition into a major bedroom community.

Taxation

Property taxes are levied by Cabarrus County and the Town of Harrisburg; rates are determined by annual assessments conducted by the county, with no state-level property tax.

Transportation & commute

Residents primarily rely on personal vehicles for commuting, with easy access to I-485 providing a direct route to employment hubs in Charlotte and the University City area.

Recreation & amenities

The area features several local parks and green spaces, including Harrisburg Park, and is within a short drive of major shopping and dining districts in the surrounding Cabarrus County area.

Rental market

The rental market shows solid demand with a median rent of $2,400, though investors should account for potential vacancy pressure and maintenance costs on higher-priced assets.

Economy & employers

The local economy is anchored by a mix of retail, professional services, and proximity to the Charlotte-area manufacturing and logistics sectors.

Transportation & infrastructure

Transportation is heavily car-dependent, with major highway access via I-485 and NC-49 facilitating regional connectivity.

Development pipeline

The town is actively managing a pipeline of residential subdivisions and commercial infill projects to accommodate continued population growth.

County appraisal district

Cabarrus County conducts periodic property revaluations to ensure assessments align with current market values.

Special districts

Parcels are subject to Cabarrus County and Town of Harrisburg tax levies, with additional utility districts providing water and sewer services.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns, with standard coverage for wind and hail being essential for homeowners.

Migration & population flows

North Carolina continues to see strong net domestic migration, with the Charlotte metro area, including Harrisburg, being a primary destination.

Foreclosure doctrine

North Carolina operates as a non-judicial foreclosure state, allowing for a streamlined process under the power of sale clause in deeds of trust.

Disclosure doctrine

Sellers are required to provide a Residential Property and Owners' Association Disclosure Statement to buyers, covering the condition of the property.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 28075, Cabarrus County, NC
Population
21,517
Median age
41.4 yrs
Owner-occupancy
85.2%
Median home value
$444,000
Median gross rent
$1,850
Median household income
$140,739
Median year built
2004
Vacancy rate
2.9%
Renter share
14.8%
Owner cost burden
22.1%
Renter cost burden
31.5%
Population change
+1.2%
Net migration
450
Work-from-home share
28.4%
Mean commute
31.2 min
Bachelor's or higher
48.6%
Unemployment
3.2%
Poverty rate
4.5%
Avg household size
3.02
White
72.1%
Black or African American
12.4%
Hispanic or Latino
8.5%
Asian
4.2%
Other
2.8%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Harrisburg ElementaryElementary8/10Cabarrus County SchoolsHighly rated school serving the local community.
Hickory Ridge MiddleMiddle7/10Cabarrus County SchoolsStrong academic performance and community involvement.
Hickory Ridge HighHigh8/10Cabarrus County SchoolsKnown for robust athletic and academic programs.
School districts
Cabarrus County SchoolsB+Large district serving the majority of the county with a focus on academic growth.
Utilities & services
InternetSpectrum/AT&TBroadband and fiber options available throughout the ZIP.
ElectricDuke EnergyPrimary provider for the region.
Water/SewerTown of Harrisburg/Cabarrus CountyMunicipal water and sewer services provided to most residential areas.
Major employers & industries
Cabarrus County SchoolsEducationMajor regional employer.
Atrium HealthHealthcareSignificant presence in the Charlotte metro area.
Major amenities · ZIP 28075
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
17 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Shopping & dining districts
6 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Harrisburg Park
Park

A central community park featuring sports fields, playgrounds, and walking trails.

Rocky River Golf Club
Golf Course

A popular public golf course located nearby, serving the local community.

On the horizon · announced & under construction
Harrisburg Town Center ExpansionMixed-useUnder ConstructionOngoing development of retail and residential space to enhance the town's commercial core.
Sources · 4 cited

Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).

HOA registry · 3 associations governing Harrisburg3 governing this ZIP · bylaws & CC&Rs linked at their published homes
Creekside Grovegoverns this ZIPnot publishedmanaged by not published

Governs Creekside Grove

Brookedale Commonsgoverns this ZIPnot publishedmanaged by not published

Governs Brookedale Commons

Abbington of Cabarrus County Homeowners Associationgoverns this ZIPnot publishedmanaged by RealManage

Governs Abbington

Architectural review required for exterior home changes; specific guidelines available via member portal.

90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.