LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 28025 sells for about $367,000, or $215 per square foot.

Prices are down 3.5% from a year ago, which gives buyers more room to negotiate. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,244 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 28025 — Concord

Cabarrus County →refreshed Sep 29, 20262 cycles retainednext refresh Oct 29, 2026
Market mood · cautiously optimistic

The 28025 housing market shows signs of stabilization with a median price of $367,000, reflecting a slight year-over-year decline as the market adjusts to interest rate pressures. Inventory remains constrained, supporting a competitive environment for well-priced homes, though price cuts are becoming more common as buyers exercise caution. Overall, the area benefits from steady demand driven by its proximity to the Charlotte metro area.

Who this ZIP fits

This ZIP is well-suited for families and commuters seeking a balance between suburban affordability and access to the Charlotte employment core, as well as investors targeting the growing rental demand in Cabarrus County.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 280.7 km²Water area · 0.7 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$367,000
-3.5% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
42 days
Active listings
181
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
63
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
33
Growth/100

Median prices moved down 3.5% year over year.

72
Liquidity/100

Homes spend a median of 42 days on market with 3.8 months of supply — a fast-moving market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

75
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 10.7% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,200$1,800$2,400$3,000$3,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+450 people

net influx — more people moved in than out

Population base
58,334

ZCTA 28025, Cabarrus County NC

Area context
Crime & safety

Crime rates in the Concord area are generally consistent with regional averages for mid-sized North Carolina cities, with property crime being the primary concern in more densely populated sections.

Schools & education

Schools serving the 28025 area are part of the Cabarrus County Schools system, which maintains a mix of ratings with several institutions recognized for strong academic growth and community engagement.

Environmental & hazard

The area faces moderate risk from severe thunderstorms and occasional high winds, with localized flood risks primarily confined to low-lying areas near regional creeks and tributaries.

Growth & development

Economic momentum is driven by the proximity to the Charlotte metro area, with significant industrial and commercial development occurring along the I-85 corridor and near the Concord-Padgett Regional Airport.

Taxation

Property taxes are assessed by Cabarrus County and the City of Concord, with rates determined by the combined municipal and county millage; special districts for fire and utility services may apply to specific parcels.

Transportation & commute

Residents primarily commute via I-85 and NC-49 toward Charlotte's employment hubs, with average commute times reflecting the regional reliance on personal vehicles.

Recreation & amenities

The area features access to local parks, the historic downtown Concord district, and proximity to regional attractions like the Charlotte Motor Speedway and various greenway trails.

Rental market

The rental market is characterized by steady demand from commuters and families, with a mix of single-family rentals and newer multi-family developments keeping vacancy rates relatively low.

Economy & employers

The economy is anchored by manufacturing, logistics, and retail, with significant employment provided by the Charlotte Motor Speedway and various industrial parks along the I-85 corridor.

Transportation & infrastructure

Transportation is heavily reliant on the I-85 highway corridor, with limited public transit options connecting the ZIP to the broader Charlotte regional transit network.

Development pipeline

Development is focused on residential subdivisions and commercial expansion near the Concord-Padgett Regional Airport and the I-85 interchange areas.

Special districts

Parcels are subject to Cabarrus County property taxes and may fall within specific fire protection or utility service districts.

Insurance & hazard market

Property insurance premiums are influenced by regional wind and storm risk, with standard coverage generally available across the area.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 28025, Cabarrus County NC
Population
58,334
Median age
36.6 yrs
Owner-occupancy
68.2%
Median home value
$264,100
Median gross rent
$1,350
Median household income
$79,545
Median year built
1990
Vacancy rate
5.2%
Renter share
31.8%
Owner cost burden
22.5%
Renter cost burden
41.2%
Population change
+1.2%
Net migration
450
Work-from-home share
14.5%
Mean commute
28.4 min
Bachelor's or higher
28.9%
Unemployment
6.8%
Poverty rate
10.7%
Avg household size
2.65
White
65.4%
Black or African American
18.2%
Hispanic or Latino
11.5%
Other
4.9%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Concord High SchoolHigh6/10Cabarrus County SchoolsServes the central Concord area.
Royal Oaks ElementaryElementary5/10Cabarrus County SchoolsLocal neighborhood school.
School districts
Cabarrus County SchoolsBLarge district serving the majority of the county.
Utilities & services
InternetSpectrum/AT&TBroadband availability varies by specific street.
ElectricDuke EnergyPrimary provider for the region.
Water/SewerCity of ConcordMunicipal utility services.
Major employers & industries
Charlotte Motor SpeedwayEntertainmentMajor regional employer.
Cabarrus County SchoolsEducationLarge public sector employer.
Atrium HealthHealthcareSignificant regional presence.
Major amenities · ZIP 28025
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
20+ · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
19 · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
14 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 2 developments on the horizon
Inside this ZIP
Charlotte Motor Speedway
Sports Venue

Major regional attraction hosting NASCAR events.

Downtown Concord
Shopping/Dining

Historic district with local boutiques and restaurants.

McEachern Greenway
Park/Trail

Popular walking and cycling trail system.

On the horizon · announced & under construction
Concord Mills ExpansionRetail/Mixed-UseOngoingContinuous updates to the regional shopping hub.
I-85 Corridor Industrial ParksCommercialUnder ConstructionExpansion of logistics and manufacturing facilities.
Sources · 6 cited

Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).

HOA registry · 2 associations governing Concord0 governing this ZIP · bylaws & CC&Rs linked at their published homes
Hunton Forest Homeowners Association$425/Semi-Annuallymanaged by Braesael Management Company

Governs Hunton Forest

Hampden Village Homeowners Association$148/Quarterlymanaged by Association Management Solutions

Governs Hampden Village

90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.