The story of this market
The typical home in ZIP 28124 sells for about $267,500, or $210 per square foot.
Prices are up +15.88% from a year ago, so sellers still have some momentum. Homes take about 58 days to sell. HUD's fair market rent for a two-bedroom is $1,194 a month.
ZIP 28124 — Mount Pleasant
The 28124 housing market shows strong price appreciation, driven by limited inventory and steady demand from families moving to the area. While sales volume remains modest, the market is characterized by stable growth and a competitive environment for well-priced homes. Some data points, such as specific permit activity, were not available at the ZIP level.
This ZIP code is ideal for families and commuters seeking a quiet, small-town lifestyle with more space than is available in the urban core. It appeals to those who prioritize community atmosphere and are willing to accept a longer commute for a lower cost of living.
Median prices moved up 15.9% year over year.
Homes spend a median of 58 days on market with 3.5 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.1% · poverty 10.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 28124, Cabarrus County NC
Crime rates in Mount Pleasant remain low compared to the broader Charlotte metropolitan area, with property crime being the primary concern. The area is generally considered safe, reflecting its small-town, rural character.
Schools serving the 28124 area are part of the Cabarrus County Schools system, which generally maintains average to above-average performance ratings. Local schools are characterized by strong community involvement and stable academic outcomes.
The area faces moderate risk from severe thunderstorms and occasional high winds, typical of the North Carolina Piedmont region. Flood risk is generally localized to specific low-lying areas near creeks and is not a widespread concern for most residential parcels.
Mount Pleasant is experiencing steady growth as a bedroom community for the Charlotte metro area, with new residential subdivisions expanding the housing stock. Infrastructure improvements are focused on managing increased traffic flow along the NC-49 corridor.
Property taxes are levied by Cabarrus County and the Town of Mount Pleasant, with rates determined by annual assessments conducted by the county. There are no special MUD or PID districts commonly found in this jurisdiction, though standard municipal and county service taxes apply.
Commuters primarily rely on NC-49 for access to the Charlotte employment core, with typical drive times ranging from 35 to 50 minutes depending on traffic. Public transit options are not available in this rural-suburban ZIP code.
The area features local parks such as the Mount Pleasant Town Park and proximity to rural trails and green spaces. Shopping and dining options are concentrated in the historic downtown area and along the main highway corridors.
The rental market is characterized by low vacancy rates and high demand for single-family homes, with limited multi-family inventory available. Investors are active in the area, though short-term rental presence remains minimal compared to urban centers.
The local economy is supported by a mix of small businesses, agriculture, and proximity to the larger industrial and corporate hubs in Cabarrus County and Charlotte. Employment momentum is tied to the regional growth of the Charlotte metro area.
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Development is primarily focused on low-density residential expansion on the outskirts of the town center. There are no major commercial or infrastructure projects currently reported for this specific ZIP code.
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Parcels are subject to Cabarrus County property taxes and the Town of Mount Pleasant municipal tax, with no significant special district overlays reported.
Property insurance premiums are stable, though homeowners should account for standard regional risks related to wind and storm damage.
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Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
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- K1 Speed Concord4.418.5 mi
- Dave & Buster's Concord419.3 mi
- iFLY Indoor Skydiving - Charlotte4.618.8 mi
- Chuck E. Cheese4.118.9 mi
- Charlotte Motor Speedway4.717.4 mi
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- J.W. (Mickey) McGee Park4.710.2 mi
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- W W Flowe Park4.512 mi
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- JCPenney4.112.2 mi
- Concord-Padgett Regional Airport4.418.6 mi
- Taxi Charlotte. NC Yellow Taxi Charlotte3.519.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Community park featuring sports fields and walking paths.
Small district with local businesses and historic architecture.
Key-figure check: median price diverges 77.6% from the nearest retained anchor (published ten-year series (2024)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $475,000 (77.6% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $475,000 (+77.6% vs the published ten-year series (2024)) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.