The story of this market
The typical home in Pottawatomie County, Oklahoma sells for about $219,852, or $147 per square foot.
Prices are down 2.3% from a year ago, which gives buyers more room to negotiate. Homes take about 62 days to sell, which is slow. Over the long run, values in this county have grown 102% since 2000. Last year 11 of 14 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is tornado, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $949 a month.
HUD sets the fair market rent for a 2-bedroom at $949 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+1.2%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+15.3%). Worst: 2010 (-4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.7%
OK · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,268
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.2%
2025 change
FHFA repeat-sales index, median of 14 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
70
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $36,672,117.
Mortgage activity
Home lending in this county
76.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2320 | 1290 | 76.7% | 10% | $140,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Pottawatomie County, Oklahoma
Pottawatomie County maintains an affordable residential market anchored by Shawnee and peripheral OKC commuter corridors. Current figures reflect balanced activity, with median sale prices hovering near $220,000, days on market around two months, and modest inventory expansion preserving manageable price discipline across both urban and rural parcels.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 13 cities · 15 ZIP reports
Median prices moved up 2.1% year over year.
Homes spend a median of 22 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 76.21% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 16.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 15 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Pottawatomie County, Oklahoma — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 28
researched Sep 28
researched Sep 28
researched Oct 1
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 29
researched Sep 28
| 74801 | Shawnee | $163,500 | $118 | +2.1% | 42 | 97.5% | 18% | 3.2 | 114 | $1,150 | researched Sep 28 |
| 74802 | — | $150,000 | $135 | +6.4% | 46 | 97.5% | 18.5% | 5.8 | 474 | $1,149 | researched Sep 28 |
| 74804 | — | $184,000 | $124 | +6.4% | 3 | 98% | — | — | 246 | $949 | researched Sep 28 |
| 74826 | — | $125,000 | $115 | +2.4% | 98 | 96.5% | 15% | 6.2 | 12 | $950 | researched Oct 1 |
| 74840 | Davenport | $217,450 | $135 | +2.1% | 68 | 96.5% | 12% | 8.2 | 33 | $950 | researched Sep 28 |
| 74851 | McLoud | $279,000 | $108 | — | 70 | 98% | — | — | 145 | $920 | researched Sep 28 |
| 74852 | Macomb | $222,000 | $195 | +2.4% | 88 | 96.5% | 12% | 7.2 | 121 | $846 | researched Sep 28 |
| 74854 | Maud | $105,000 | $85 | +2.1% | 78 | 96.5% | 15% | 4.2 | 12 | $950 | researched Sep 28 |
| 74855 | — | $208,900 | $123 | -2.1% | 68 | 97.5% | 15% | 4.2 | 46 | $1,150 | researched Sep 29 |
| 74857 | — | $282,000 | $148 | +4.2% | 68 | 97.5% | 12.5% | 4.2 | 12 | $1,450 | researched Sep 28 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
County-wide violent crime rates track below national averages, though property crime is moderately elevated in higher-density areas of Shawnee relative to rural outskirts.
Educational quality across the county varies significantly; Shawnee Public Schools and smaller suburban districts like Bethel and Dale generally achieve mid-to-high state report card ratings.
Pottawatomie County has an elevated wind and severe convective storm hazard profile consistent with central Oklahoma, including periodic hail and tornado threats alongside localized riverine flooding along the North Canadian River.
Economic growth is anchored by healthcare, education, retail, and tribal enterprise including Citizen Potawatomi Nation developments and expansion along the I-40 corridor connecting to Oklahoma City.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) Superfund Liens: Establishes a statutory federal lien upon the parcel running in favor of the United States for all unrecovered cleanup costs, damages, and statutory interest incurred by the EPA. Rate and formula: Direct Dollar-for-Dollar Reimbursement (Lien Amount = Incurred Response Costs + Administrative Costs + Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Withholding: Imposes an affirmative withholding tax obligation on the transferee (buyer) to withhold and remit tax on the gross amount realized (gross sales price). The statutory base withholding rate is 15% of the total purchase price (Formula: Tax = Amount Realized × 15%). Exemptions and reductions: (1) 0% wit Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer.
Rental demand is predominantly focused in Shawnee and Tecumseh, supported by university students, healthcare workers, and regional commuters, maintaining stable median rents near $1,200 monthly.
The local economy is heavily supported by tribal enterprise, retail services, healthcare, and higher education institutions such as Oklahoma Baptist University.
Interstate 40 serves as the dominant east-west commuter spine connecting to central Oklahoma City, supplemented by State Highways 177 and 9 for regional county travel.
City and county zoning boards maintain active updates to corridor planning around Shawnee's northern retail node and interstate junctions.
The Pottawatomie County Assessor determines fair cash values annually using market sales comparison methods, applying statutory assessment ratios between 11% and 12%.
Special ad valorem assessments fund Gordon Cooper Technology Center, local emergency medical services, and school district sinking funds.
Residential insurance rates face moderate pressure from convective storm and severe hail exposures typical of the central Oklahoma plains.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Primary recreational reservoir offering boating, fishing, and camping.
Citizen Potawatomi Nation facility hosting concerts, community events, and sporting activities.
One of Oklahoma's oldest cultural museums, located on the campus of St. Gregory's / OBU in Shawnee.
Retrieved from U.S. Census Bureau County QuickFacts and American Community Survey 5-Year Data.
Oklahoma allows for both judicial foreclosure and non-judicial foreclosure (power of sale) if the mortgage instrument contains a power of sale clause. The process involves specific notice requirements and trial/judgment procedures for judicial actions.
Oklahoma Statutes Title 60, Sections 125-127
Sellers of residential property are required to provide a written disclosure statement regarding the condition of the property to the purchaser, unless the transfer is specifically exempted (e.g., foreclosure, transfers between co-owners or spouses).
Oklahoma Statutes Title 60, Section 838; Oklahoma Real Estate License Code
Property is assessed at a ratio between 10% and 22.85% of fair cash value as determined by the county. Annual increases in assessed value for homestead and agricultural property are capped at 3% per year. Tax is calculated by applying the local millage rate to the assessed value.
Oklahoma Constitution Article X, Section 8B; Oklahoma Statutes Title 68
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.