The story of this market
The typical home in Hampden County, Massachusetts sells for about $358,987, or $239 per square foot.
Prices are up +1.7% from a year ago, so sellers still have some momentum. Homes take about 21 days to sell, which is fast. Over the long run, values in this county have grown 140% since 2000. Last year 52 of 82 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,650 a month.
FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+1.6%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2004 (+13.2%). Worst: 2008 (-4.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.5%
MA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.6%
2025 change
FHFA repeat-sales index, median of 82 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
32
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $106,697,012.
Mortgage activity
Home lending in this county
75%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 17569 | 9529 | 75% | 6.2% | $195,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Hampden County, Massachusetts
Hampden County's housing market demonstrates sustained seller leverage supported by an affordable price point compared to eastern Massachusetts. Homes continue to sell rapidly in roughly three weeks, with nearly two-thirds closing above list price despite slight increases in inventory and price reduction rates.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 23 cities · 38 ZIP reports
Median prices moved up 6.6% year over year.
Homes spend a median of 24 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 4.28% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.4% · poverty 15.6% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 38 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Hampden County, Massachusetts — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 1, 2026.
researched Sep 20
researched Sep 16
researched Sep 17
researched Sep 19
researched Sep 18
researched Sep 19
researched Sep 20
researched Sep 18
researched Sep 16
researched Sep 16
| 01001 | Agawam | $349,824 | $229 | +9.3% | 26 | — | — | — | 32 | $1,318 | researched Sep 20 |
| 01008 | Blandford | $368,000 | $1,821 | +31.5% | 23 | — | — | — | 13 | $1,047 | researched Sep 16 |
| 01010 | Brimfield | $379,700 | $235 | +4.2% | 32 | 98.5% | 12% | 3.6 | 18 | $886 | researched Sep 17 |
| 01011 | Chester | $559,000 | $280 | +2.5% | 35 | — | — | — | 81 | $1,122 | researched Sep 19 |
| 01013 | Chicopee | $325,000 | $228 | -0.2% | 22 | 100% | — | 1 | 48 | $1,054 | researched Sep 18 |
| 01020 | Chicopee | $304,000 | $210 | -5% | 20 | — | — | — | 87 | $1,212 | researched Sep 19 |
| 01022 | Chicopee | $212,500 | $240 | 0% | 44 | — | — | — | 8 | $1,868 | researched Sep 20 |
| 01028 | East Longmeadow | $441,000 | $266 | +5% | 33 | 99.2% | 15% | 2.5 | 42 | $1,337 | researched Sep 18 |
| 01030 | Agawam | $364,057 | $216 | +3.8% | 29 | 100% | 3.7% | 2.1 | 1,463 | $1,118 | researched Sep 16 |
| 01034 | Tolland | $214,950 | $161 | +13.1% | 56 | — | — | — | 376 | $1,375 | researched Sep 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Countywide crime rates reflect significant bifurcation between urban centers like Springfield and Holyoke, which exhibit higher violent and property crime rates compared to state averages, and peaceful suburban or rural fringe towns like Wilbraham and Longmeadow that report very low incident levels.
School performance varies widely across jurisdictions; premier regional districts like Longmeadow and Wilbraham-Hampden consistently post high graduation and MCAS proficiency rates, while urban systems such as Springfield Public Schools operate under extensive state turn-around and targeted assistance plans.
Primary natural hazards center on winter blizzards, freeze-thaw cycles, and riverine flooding along the Connecticut and Chicopee Rivers, managed through extensive regional levee systems; wildfire risks are minimal, though residential home insurance rates are facing gradual upward adjustments driven by regional replacement costs.
Economic growth is anchored by healthcare, higher education, logistics, and regional leisure, bolstered by major institutions like Baystate Health, MassMutual, and MGM Springfield, alongside transit investments such as expanded Connecticut River Line passenger rail.
Massachusetts abolished county-level government administration in Hampden County in 1998, leaving property tax assessments and levies entirely to individual municipal boards of assessors governed by Proposition 2 1/2 caps (limiting total levy increases to 2.5% plus new growth). Several communities, including Springfield, utilize split-tax classification rates taxing commercial and industrial parcels at higher rates than residential real estate.
The county offers extensive regional recreation including the massive 735-acre Forest Park in Springfield, Robinson State Park along the Westfield River, Mount Tom State Reserve, and Six Flags New England in Agawam.
Rental demand is heavily concentrated in Springfield, Chicopee, and Holyoke, anchored by medical staff, service industries, and college students; rent growth has remained steady amid low rental vacancy rates.
The economy is diversified around healthcare, education, financial services, logistics, and precision manufacturing. Key anchor institutions include Baystate Health, Mercy Medical Center, Massachusetts Mutual Life Insurance Company, and Smith & Wesson.
Bisected by Interstate 90 (Massachusetts Turnpike) running east-west and Interstate 91 running north-south, providing strong regional road links. The regional transit hub is Springfield Union Station, serving Amtrak, CTRail Hartford Line, and Pioneer Valley Transit Authority (PVTA) buses.
Municipal master planning focuses on downtown revitalizations, mill redevelopments in Holyoke and Chicopee, and expanding transit-oriented commercial and residential infill surrounding Springfield's core rail nodes.
Hampden County has no centralized county appraisal district; property assessments are handled autonomously by local municipal assessors in each of the 23 cities and towns, subject to certification by the Massachusetts Department of Revenue's Bureau of Local Assessment.
The Pioneer Valley Transit Authority (PVTA) coordinates public transit across member municipalities; regional school districts such as Hampden-Wilbraham Regional School District bridge suburban communities; water and sewer services are managed via municipal authorities including the Springfield Water and Sewer Commission.
Property insurance is generally available through standard admitted carriers, though aging housing stock in urban cores requires adequate maintenance to prevent coverage surcharges; localized flood insurance through NFIP is necessary for properties along major river floodplains.
- Six Flags New England4.26 mi
- Sonny's Place4.513.5 mi
- Dave & Buster's Manchester4.122.2 mi
- Spare Time Windsor Locks4.413.2 mi
- Round1 Bowling & Arcade - Holyoke4.13.6 mi
- Six Flags New England4.26 mi
- Pratt & Whitney Stadium at Rentschler Field4.424.8 mi
- Connecticut Convention Center4.524.5 mi
- The Big E4.52.9 mi
- PeoplesBank Arena4.324.1 mi
- Six Flags New England4.26 mi
- Naismith Basketball Hall of Fame4.54.3 mi
- Eastern States Exposition4.52.8 mi
- Cinemark West Springfield 15 and XD4.51.9 mi
- Sonny's Place4.513.5 mi
- Amherst College4.319 mi
- Naismith Basketball Hall of Fame4.54.3 mi
- Old Sturbridge Village4.728.9 mi
- The Mark Twain House & Museum4.724.3 mi
- Connecticut Science Center4.624.4 mi
- Look Memorial Park4.715.8 mi
- Enders State Forest4.715.8 mi
- Stanley Park4.86.5 mi
- Ashley Reservoir4.94.1 mi
- Nevers Park4.720 mi
- Brunelle's Marina4.410.5 mi
- The Ranch Golf Club4.56.2 mi
- Wintonbury Hills Golf Course4.418.6 mi
- GREATHORSE4.812.3 mi
- Ledges Golf Club4.29 mi
- Twin Hills Country Club4.68.3 mi
- Holyoke Mall4.33.6 mi
- Atkins Farms Country Market4.715.5 mi
- Burlington4.38.4 mi
- Big Y4.318.5 mi
- Hampshire Mall417.5 mi
- Bradley International Airport4.412.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A 735-acre historic park in Springfield designed by Frederick Law Olmsted associates, featuring a zoo, aquatic garden, athletic fields, and miles of wooded walking trails.
Located in Agawam, it is one of the premier amusement parks in the Northeast, featuring major roller coasters and a large seasonal water park that draws regional tourism.
A landmark museum along the Connecticut River in Springfield celebrating the sport's birthplace with interactive exhibits and sports culture history.
Spanning Holyoke and neighboring Hampshire County, offering dramatic traprock cliffs, panoramic valley views, and extensive hiking, cross-country skiing, and hawk-watching.
A downtown mixed-use entertainment and casino destination featuring dining, gaming, live events, movie theaters, and retail space.
Data gathered from U.S. Census Bureau ACS 5-year profile tables for Hampden County, Massachusetts.
applies when — Parcels classified as forest production land under M.G.L. c. 61
Imposes a conveyance tax upon sale for non-forest use and potential roll-back taxes if disqualified; grants the municipality a right of first refusal upon conversion to residential, industrial, or commercial use.
Governed by M.G.L. Chapter 61.
Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.
Governed by M.G.L. Chapter 59; assessed annually by local boards of assessors.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.