LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 01085 sells for about $360,000, or $197 per square foot.

Prices are up +3.3% from a year ago, so sellers still have some momentum. Homes take about 24 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,117 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 01085 — Westfield

Hampden County →Springfield marketrefreshed Sep 16, 2026next refresh Oct 16, 2026
Market mood · cautiously optimistic

The Westfield housing market remains highly competitive with a median sale price of $360,000 and a 100% sale-to-list ratio, indicating strong buyer demand. While there is a slight cooling in month-over-month pricing, the market continues to favor sellers due to limited inventory and quick turnover times. Overall, the area remains a stable and attractive option for families and commuters within the Springfield metro region.

Who this ZIP fits

This ZIP is well-suited for families and commuters seeking a balance between suburban living and access to the Springfield employment hub. It appeals to buyers looking for established neighborhoods with strong recreational access and a moderate cost of living compared to eastern Massachusetts.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 154.7 km²Water area · 2.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$360,000
+3.3% year over year
Corroborated · 1 anchor · 4.9% off nearest
Days on market
24 days
Active listings
33
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
84
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
67
Growth/100

Median prices moved up 3.3% year over year.

90
Liquidity/100

Homes spend a median of 24 days on market with 2.1 months of supply — a fast-moving market.

90
Momentum/100

0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

88
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.0% · poverty 10.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$180,000$270,000$360,000$450,000$540,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,850$3,800$4,750$5,700$6,650

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
-0.7%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
41,102

ZCTA 01085, Hampden County, MA

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
9.3%
Foreign-born residents
3,842
Naturalized (of foreign-born)
45.7%
Non-citizens (of population)
5.1%
Entered 2010 or later (of foreign-born)
46.1%
World region of birth (foreign-born)
Europe
64%
Asia
27%
Americas
8%
Oceania
0.6%
Africa
0.4%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Westfield generally maintains a lower crime rate compared to the larger Springfield metropolitan area, with property crime being the primary concern. Local law enforcement reports stable trends in recent years.

Schools & education

The Westfield Public Schools district serves the area, with schools generally receiving moderate ratings. The district is noted for its focus on community-based education and steady academic performance.

Environmental & hazard

The area faces standard New England climate risks, including winter storm impacts and occasional localized flooding near the Westfield River. Property insurance remains stable but reflects regional hazard exposure.

Growth & development

Westfield benefits from its proximity to the Springfield employment core and major transit corridors like the Mass Pike. Economic momentum is supported by a mix of local manufacturing, education, and healthcare employers.

Taxation

Property taxes are assessed by the City of Westfield based on a uniform tax rate applied to the fair market value of real estate. The city utilizes a single tax rate structure for residential and commercial properties, with exemptions available for qualifying seniors and veterans.

Transportation & commute

Residents primarily commute via the Massachusetts Turnpike (I-90) and US Route 20 toward Springfield and the broader Pioneer Valley. Public transit options are limited, making personal vehicle ownership the standard for regional access.

Recreation & amenities

The area features extensive outdoor amenities including Stanley Park, the Columbia Greenway Rail Trail, and proximity to the Westfield River. Shopping and dining are concentrated along the Main Street corridor and near the Westfield Shops.

Rental market

The rental market is currently experiencing a slight cooling with a year-over-year rent decrease of 5.5%, providing some relief to tenants. Vacancy pressure remains moderate, with demand driven by proximity to local colleges and the Springfield job market.

Economy & employers

The local economy is anchored by education, healthcare, and light manufacturing. Major employers include Westfield State University and various regional healthcare providers serving the Hampden County area.

Transportation & infrastructure

The city is served by major highway corridors including I-90 and US-20, facilitating regional travel. Public transit is provided by the Pioneer Valley Transit Authority (PVTA).

Development pipeline

Development efforts are focused on downtown revitalization and the expansion of the Columbia Greenway Rail Trail. Zoning updates are currently under review to encourage higher-density residential infill.

Special districts

Parcels are subject to municipal property taxes and standard school district levies. No major MUD or PID districts are currently reported for this ZIP.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns and proximity to the Westfield River flood zones. Market health is considered stable with standard coverage availability.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 01085, Hampden County, MA
Population
41,102
Median age
40.1 yrs
Owner-occupancy
68%
Median home value
$339,000
Median gross rent
$2,000
Median household income
$87,753
Median year built
1965
Vacancy rate
4.2%
Renter share
32%
Owner cost burden
22%
Renter cost burden
41%
Population change
-0.7%
Net migration
0
Work-from-home share
12.5%
Mean commute
26.4 min
Bachelor's or higher
33.2%
Unemployment
3%
Poverty rate
10.5%
Avg household size
2.45
White
85.2%
Hispanic
8.1%
Black
2.4%
Asian
2.1%
Other
2.2%

Data retrieved from US Census Bureau and Point2Homes demographic profiles.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Westfield High SchoolHigh6/10Westfield Public SchoolsServes the majority of the ZIP code.
Westfield Middle SchoolMiddle5/10Westfield Public SchoolsPrimary middle school for the district.
Abner Gibbs ElementaryElementary6/10Westfield Public SchoolsHighly regarded local elementary school.
School districts
Westfield Public SchoolsBThe district serves the entire city and is currently focused on facility upgrades.
Utilities & services
ElectricWestfield Gas & ElectricMunicipal provider offering competitive rates.
Natural GasWestfield Gas & ElectricLocal municipal utility.
InternetComcast/VerizonBroadband availability is widespread.
Water/SewerCity of WestfieldMunicipal water and sewer services.
TrashCity of WestfieldWeekly curbside collection.
Major employers & industries
Westfield State UniversityEducationMajor regional employer.
Baystate Noble HospitalHealthcareKey healthcare provider for the region.
Savage ArmsManufacturingLong-standing local industrial employer.
Major amenities · ZIP 01085
Theme, amusement & water parks
16 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Parks, trails & nature
19 · 13 mi
Lakes, marinas & beaches
2 · 20 mi
Golf
16 · 13 mi
Shopping & dining districts
14 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Stanley Park
Park

A large, well-maintained public park featuring gardens, sports fields, and walking trails.

Columbia Greenway Rail Trail
Trail

A multi-use path providing connectivity through the city for cyclists and pedestrians.

Westfield River
Waterfront

Provides scenic views and recreational opportunities for fishing and kayaking.

On the horizon · announced & under construction
Main Street RevitalizationMixed-useOngoingMulti-phase project aimed at improving downtown infrastructure and commercial storefronts.
Sources · 7 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.