LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 01086 sells for about $340,000, or $215 per square foot.

Prices are down 2.9% from a year ago, which gives buyers more room to negotiate. Homes take about 35 days to sell. HUD's fair market rent for a two-bedroom is $1,650 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 01086 — Westfield

Hampshire County →Springfield marketrefreshed Sep 16, 2026next refresh Oct 16, 2026
Market mood · neutral

The Ware housing market is currently experiencing a period of price stabilization following recent years of rapid growth. While inventory remains tight, the market is seeing a slight cooling in demand, reflected in the modest year-over-year price decline. Buyers are finding a more balanced environment compared to the highly competitive conditions seen in the broader Springfield metro area.

Who this ZIP fits

Ware is well-suited for family buyers and those seeking a more affordable, small-town lifestyle within commuting distance of larger employment centers. It appeals to individuals looking for space and character who are willing to trade urban convenience for a quieter environment.

Parent geography
Median sale price
$340,000
-2.9% year over year
Corroborated · 1 anchor · 5.2% off nearest
Days on market
35 days
Active listings
62
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
70
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
36
Growth/100

Median prices moved down 2.9% year over year.

82
Liquidity/100

Homes spend a median of 35 days on market with 2.5 months of supply — a fast-moving market.

75
Momentum/100

12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

85
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 9.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$180,000$270,000$360,000$450,000$540,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$3,200$4,000$4,800$5,600$6,400

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
6,369

ZCTA 01086, Hampshire County, MA

Area context
Crime & safety

Crime rates in Ware are generally lower than the state average, with property crime being the primary concern. The area is considered relatively safe compared to larger urban centers in the Springfield metro region.

Schools & education

Public schools in the area are served by the Ware Public Schools district, which provides a standard range of educational services. Performance metrics are generally consistent with regional averages for rural-suburban Massachusetts districts.

Environmental & hazard

The area faces moderate risks related to winter weather and occasional flooding near the Ware River. Property insurance premiums are stable but reflect standard New England hazard profiles.

Growth & development

Economic momentum is driven by local manufacturing and proximity to the Springfield employment hub. Infrastructure development is focused on maintaining regional connectivity rather than large-scale expansion.

Taxation

Property taxes are assessed at the municipal level by the Town of Ware. The rate is determined annually based on the town's budget requirements and the total assessed value of all taxable property within the jurisdiction.

Transportation & commute

Commuting primarily involves driving via Route 32 and Route 9 toward Springfield or Worcester. Public transit options are limited, making personal vehicle ownership essential for most residents.

Recreation & amenities

The area features access to the Ware River for outdoor activities and several local parks. Shopping and dining are concentrated in the town center, with larger retail options available within a 20-minute drive.

Rental market

The rental market is characterized by low vacancy rates and consistent demand from local workers. Short-term rental presence is minimal, with most inventory serving long-term residents.

Economy & employers

The local economy is supported by a mix of manufacturing, healthcare, and retail services. Many residents commute to larger employers in the Springfield and Worcester metropolitan areas.

Transportation & infrastructure

Transportation is heavily reliant on personal vehicles, with Route 32 serving as the primary artery. Regional transit connectivity is limited, reflecting the town's rural-suburban character.

Development pipeline

Development is currently focused on small-scale residential projects and the ongoing revitalization of the historic downtown area.

County appraisal district

The town's assessment regime is managed by the local Board of Assessors, which conducts periodic revaluations to ensure fair market value alignment.

Special districts

Parcels are subject to standard municipal property taxes and the Ware Public Schools district levies.

Insurance & hazard market

Property insurance remains stable, though homeowners should account for standard New England weather-related risks.

Foreclosure doctrine

Massachusetts is a judicial foreclosure state, requiring court oversight for the foreclosure process.

Disclosure doctrine

Sellers are required to provide a property disclosure statement regarding the condition of the home, though the state is generally 'caveat emptor' for many items.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 01086, Hampshire County, MA
Population
6,369
Median age
38.9 yrs
Owner-occupancy
68%
Median home value
$340,000
Median gross rent
$1,250
Median household income
$68,450
Median year built
1975
Vacancy rate
5.2%
Renter share
32%
Owner cost burden
22%
Renter cost burden
41%
Population change
+0.5%
Net migration
0
Work-from-home share
12%
Mean commute
28 min
Bachelor's or higher
24%
Unemployment
4.5%
Poverty rate
9.5%
Avg household size
2.4
White
90%
Hispanic
6%
Other
4%

Data retrieved from data.census.gov ZCTA 01086 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Ware Junior Senior High SchoolHighAverageWare Public SchoolsServes the secondary education needs of the district.
Stanley M. Koziol Elementary SchoolElementaryAverageWare Public SchoolsPrimary school serving the local community.
School districts
Ware Public SchoolsAverageSmall district serving the town of Ware with a focus on community-based education.
Utilities & services
InternetCharter SpectrumPrimary broadband provider in the area.
ElectricNational GridMain electricity distribution utility.
Natural GasLiberty UtilitiesPrimary natural gas service provider.
Water/SewerTown of WareMunicipal water and sewer services.
Major employers & industries
Ware Public SchoolsEducationMajor local employer.
Local ManufacturingIndustrialVarious small-to-mid-sized firms.
Major amenities · ZIP 01086
Theme, amusement & water parks
16 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Parks, trails & nature
17 · 13 mi
Lakes, marinas & beaches
2 · 20 mi
Golf
18 · 13 mi
Shopping & dining districts
13 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Ware River
Natural Feature

Provides opportunities for fishing, kayaking, and scenic walking trails.

Grenville Park
Park

A central community park offering sports fields and picnic areas.

On the horizon · announced & under construction
Downtown RevitalizationInfrastructureOngoingMulti-phase project to improve streetscapes and storefronts in the town center.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.