The story of this market
The typical home in Hampshire County, Massachusetts sells for about $426,250, or $288 per square foot.
Prices are up +6% from a year ago, so sellers still have some momentum. Homes take about 33 days to sell. Over the long run, values in this county have grown 125% since 2000. Last year 22 of 30 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,388 a month.
FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+0.8%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+14.2%). Worst: 2009 (-3.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.5%
MA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
+0.8%
2025 change
FHFA repeat-sales index, median of 30 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
32
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $37,274,787.
Mortgage activity
Home lending in this county
80%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 4978 | 2913 | 80% | 6% | $290,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Hampshire County, Massachusetts
Hampshire County's housing market remains competitive, characterized by tight inventory, low days on market, and steady single-digit price appreciation. Steady buyer demand is sustained by institutional employment in higher education and healthcare, which keeps sales prices near listing levels despite elevated borrowing costs.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 20 cities · 24 ZIP reports
Median prices moved down 1.0% year over year.
Homes spend a median of 41 days on market with 0.2 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 32.18% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 12.8% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 23 researched ZIP reports of 24 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Hampshire County, Massachusetts — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 10, 2026.
researched Sep 17
researched Sep 18
researched Sep 19
researched Sep 16
researched Sep 16
researched Sep 20
researched Sep 19
researched Sep 20
researched Sep 17
researched Sep 19
| 01002 | Amherst | $600,000 | $301 | +12% | 34 | 100% | — | 1 | 23 | $1,664 | researched Sep 17 |
| 01003 | Amherst | $320,000 | $216 | +3.2% | 23 | 100% | — | 2.1 | 1,463 | $2,643 | researched Sep 18 |
| 01004 | Amherst | $549,671 | $268 | +4.5% | 21 | — | — | — | 87 | $2,400 | researched Sep 19 |
| 01007 | Belchertown | $412,500 | $303 | -4% | 32 | — | — | — | 32 | $1,283 | researched Sep 16 |
| 01012 | Chesterfield | $407,538 | $268 | +4.5% | 21 | 100% | — | 1 | 34 | $996 | researched Sep 16 |
| 01022 | Chicopee | $212,500 | $240 | 0% | 44 | — | — | — | 8 | $1,868 | researched Sep 20 |
| 01026 | Cummington | $273,200 | $165 | +2.1% | 45 | 98% | 15% | 6 | 12 | $825 | researched Sep 19 |
| 01027 | Easthampton | $500,991 | $246 | +11.3% | 24 | 100% | — | 3.8 | 54 | $1,292 | researched Sep 20 |
| 01032 | Goshen | $325,000 | $215 | +2.4% | 38 | 98.5% | 18.5% | 3.2 | 142 | $875 | researched Sep 17 |
| 01033 | Granby | $298,500 | $246 | +6.7% | 21 | 102.2% | 48.6% | 1.9 | 1 | $2,000 | researched Sep 19 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Hampshire County reports violent and property crime rates significantly below national and Massachusetts statewide averages. The region benefits from low incident rates across its rural hill towns and suburban university communities.
Public school districts throughout Hampshire County consistently demonstrate strong academic standing and high graduation rates, bolstered by proximity to the Pioneer Valley's Five College consortium. Individual public elementary and regional secondary schools frequently earn above-average state accountability designations.
Inland riverine flooding along the Connecticut River and tributary watersheds represents the primary natural hazard, with approximately 14 percent of properties exposed to severe flood risk. Wildfire and extreme wind risks remain moderate, with occasional winter blizzards and convective storms causing localized power disruptions.
Economic and development activity is anchored by higher education, healthcare, and public sector research centers, led by the flagship University of Massachusetts Amherst. New commercial and residential development consists predominantly of targeted infill, institutional facility upgrades, and multi-family residential complexes near transit corridors.
Property taxes in Hampshire County are assessed and levied locally by individual municipalities under Massachusetts General Law Chapter 59 and constrained by Proposition 2 1/2. County-level government was abolished in 1999, so no county property tax exists; residential tax rates vary by town and typically average between 1.3% and 1.8% of assessed fair market value.
The regional economy centers on education, healthcare, and social assistance, with the University of Massachusetts Amherst, Amherst College, Smith College, and Cooley Dickinson Hospital functioning as key employment anchors. Agriculture, professional services, tourism, and light manufacturing further bolster economic stability across the county.
Primary roadway corridors include Interstate 91, Route 9, and U.S. Route 5, facilitating north-south transit through the Pioneer Valley and east-west flow between Northampton and Amherst. The Pioneer Valley Transit Authority (PVTA) provides extensive bus coverage, supplemented by Amtrak passenger rail service in Northampton.
Local master planning prioritizes farmland preservation, open space conservation, and smart-growth infill along established town centers and transit corridors to accommodate housing demand while mitigating rural sprawl.
Massachusetts does not maintain county-level central appraisal districts; property assessments are administered independently by municipal Boards of Assessors in each of the county's 20 towns and cities under Massachusetts Department of Revenue guidelines.
Special districts operating across the county include regional school districts (such as Amherst-Pelham and Hampshire Regional), the Pioneer Valley Transit Authority, and localized water, sewer, and fire preservation districts.
Homeowners insurance availability remains generally stable compared to coastal regions, though properties located within designated Connecticut River and tributary flood plains face elevated National Flood Insurance Program (NFIP) premiums.
- Six Flags New England4.221.5 mi
- Sonny's Place4.526.9 mi
- Round1 Bowling & Arcade - Holyoke4.112.4 mi
- Spare Time Windsor Locks4.429.1 mi
- Funcity Trampoline and Adventure Park4.115 mi
- Six Flags New England4.221.5 mi
- The Big E4.517.7 mi
- Mullins Center4.67.2 mi
- Eastern States Exposition4.517.7 mi
- Golden Corral Buffet & Grill4.116.5 mi
- Naismith Basketball Hall of Fame4.517.9 mi
- Eastern States Exposition4.517.7 mi
- Magic Wings Butterfly Conservatory4.811.6 mi
- Cinemark West Springfield 15 and XD4.515.3 mi
- Springfield Armory National Historic Site4.817.1 mi
- Amherst College4.37.6 mi
- Naismith Basketball Hall of Fame4.517.9 mi
- Springfield Armory National Historic Site4.817.1 mi
- New England Air Museum4.827.6 mi
- Springfield Museums4.717.2 mi
- Look Memorial Park4.71.3 mi
- Stanley Park4.816.5 mi
- Ashley Reservoir4.911.9 mi
- The Botanic Garden of Smith College4.82.3 mi
- Bright Nights at Forest Park4.418.8 mi
- Oxbow Marina4.44.2 mi
- Brunelle's Marina4.46.7 mi
- The Ranch Golf Club4.519 mi
- Ledges Golf Club4.27.9 mi
- Cold Spring Country Club4.314.6 mi
- Wyckoff Country Club48.4 mi
- Veterans Memorial Golf Course4.518.7 mi
- Holyoke Mall4.312.5 mi
- Atkins Farms Country Market4.77.1 mi
- Big Y4.36.7 mi
- Hampshire Mall45.9 mi
- Burlington4.319.4 mi
- Bradley International Airport4.428.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A scenic park featuring over 30 miles of marked trails along the traprock Holyoke Range, providing panoramic summit views of the Pioneer Valley.
An 11-mile paved rail trail crossing Northampton, Hadley, and Amherst, offering cycling and pedestrian connectivity through scenic farmlands and across the Connecticut River.
A 150-acre park in Florence featuring walking paths, a zoo, recreational boating, playgrounds, and seasonal outdoor community concerts.
A vibrant downtown corridor recognized for independent retailers, galleries, the historic Academy of Music, and diverse dining establishments.
Preserved historic property in downtown Amherst encompassing the Homestead and The Evergreens, celebrating the legacy of the renowned poet.
Data retrieved from U.S. Census Bureau American Community Survey 5-Year Estimates table series B01001, B03002, B19013, B25077, B25064, B25002, B25003, and related profiles.
applies when — Parcels classified as forest production land under M.G.L. c. 61
Imposes a conveyance tax upon sale for non-forest use and potential roll-back taxes if disqualified; grants the municipality a right of first refusal upon conversion to residential, industrial, or commercial use.
Governed by M.G.L. Chapter 61.
Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.
Governed by M.G.L. Chapter 59; assessed annually by local boards of assessors.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.