The story of this market
The typical home in ZIP 01026 sells for about $273,200, or $165 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $825 a month.
ZIP 01026 — Cummington
The housing market in 01026 is characterized by low inventory and a slow, steady pace typical of rural Hampshire County. Prices remain affordable compared to the state average, driven by demand for single-family homes among retirees and remote workers. Market conditions are stable with minimal year-over-year volatility.
This ZIP is best suited for retirees, remote workers, and families seeking a quiet, rural lifestyle with significant space, rather than commuters or investors looking for high-density rental yields.
Median prices moved up 2.1% year over year.
Homes spend a median of 45 days on market with 6.0 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.8% · poverty 3.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 01026, Hampshire County MA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Cummington is a rural community with very low reported crime rates, significantly lower than the regional averages found in larger urban centers like Springfield.
Public schools serving the area are part of the Central Berkshire Regional School District, generally characterized by small class sizes and stable performance ratings.
The area is primarily rural with typical New England forest fire risks and localized flood risks near the Westfield River; property insurance remains standard for the region.
Economic momentum is limited due to the town's rural nature, with most residents commuting to larger employment hubs like Northampton or Pittsfield.
Property taxes are assessed by the Town of Cummington based on local mill rates; there are no special MUD or PID districts, and residents benefit from standard Massachusetts homestead exemptions.
Commuting is primarily car-dependent, with residents driving 30-45 minutes to reach major employment centers in Northampton or the Berkshires.
The area offers extensive outdoor recreation including hiking trails in the Cummington State Forest, access to the Westfield River, and proximity to local farm stands and seasonal community events.
The rental market is very limited with low inventory, consisting mostly of single-family home rentals; vacancy pressure is high due to the lack of multi-family housing.
The local economy is driven by small-scale agriculture, forestry, and tourism, with most professional employment located outside the ZIP in the Pioneer Valley.
There are no major commercial or residential developments currently approved or under construction in this rural ZIP code.
Parcels are subject to standard municipal taxes and regional school district assessments.
Property insurance is standard for rural Massachusetts, with premiums influenced by proximity to fire services and forest cover.
Data retrieved from US Census Bureau ZCTA-level tables.
- Jiminy Peak Mountain Resort4.419.4 mi
- Central Rock Gym - Hadley4.719.5 mi
- Pioneer Valley Indoor Karting4.616.4 mi
- Cummington Fair4.52.2 mi
- MASS MoCA4.719.3 mi
- Jiminy Peak Mountain Resort4.419.4 mi
- Magic Wings Butterfly Conservatory4.817.1 mi
- The Mount, Edith Wharton Cultural Center4.819.7 mi
- Bousquet Mountain Ski Area4.317.6 mi
- Berkshire East Mountain Resort4.711.8 mi
- Thunder Mountain Bike Park4.911.8 mi
- Thunderbolt Mountain Coaster4.511.8 mi
- Zoar Outdoor Adventure Resort4.912.1 mi
- Wahconah Falls State Park4.79.5 mi
- MASS MoCA4.719.3 mi
- The Mount, Edith Wharton Cultural Center4.819.7 mi
- Smith College Museum of Art4.717.9 mi
- Ventfort Hall Gilded Age Mansion & Museum4.619 mi
- Historic Deerfield4.618 mi
- Mohawk Trail State Forest4.612.5 mi
- DAR State Forest4.76.8 mi
- Chesterfield Gorge4.85.1 mi
- Wahconah Falls State Park4.79.5 mi
- Glendale Falls4.87.5 mi
- Oxbow Marina4.419.2 mi
- Onota Boat Livery4.617.2 mi
- Bas Ridge Country Club4.39.6 mi
- Wahconah Country Club4.610.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Large forested area offering hiking, cross-country skiing, and nature trails.
Scenic river providing opportunities for fishing and kayaking.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.