LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 01032 sells for about $325,000, or $215 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $875 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 01032 — Goshen

Hampden County →Springfield marketrefreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · cautiously optimistic

The housing market in ZIP 01032 shows steady growth with moderate price appreciation and balanced inventory levels. Demand remains supported by the area's relative affordability and proximity to major employment centers in the Springfield metro. While interest rates influence buyer activity, the market continues to demonstrate resilience with consistent sales volume.

Who this ZIP fits

This ZIP is well-suited for first-time homebuyers and families seeking affordability within the Springfield market. It also attracts commuters who value proximity to major regional highways and local employment hubs.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 25 km²Water area · 0.7 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$325,000
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
38 days
Active listings
142
Listings with price cuts
19%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
76
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

77
Liquidity/100

Homes spend a median of 38 days on market with 3.2 months of supply — a fast-moving market.

70
Momentum/100

19% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

93
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.7% · poverty 9.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$160,000$240,000$320,000$400,000$480,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,500$3,000$4,500$6,000$7,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
509

ZCTA 01032, Hampden County, MA

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.4%
Foreign-born residents
7
Naturalized (of foreign-born)
100%
Non-citizens (of population)
0%
Entered 2010 or later (of foreign-born)
0%
World region of birth (foreign-born)
Europe
100%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the area are generally higher than the national average, with property crime being the most frequently reported incident type. Local law enforcement continues to focus on community-based policing to address these regional trends.

Schools & education

Schools serving the area are part of the Springfield Public Schools district, which offers a range of magnet and vocational programs. Performance ratings vary significantly by individual school, with ongoing efforts to improve student outcomes.

Environmental & hazard

The area faces moderate risks related to winter weather and occasional heavy precipitation, which can impact local infrastructure. Property insurance premiums are influenced by these regional climate factors and standard flood zone designations.

Growth & development

Economic momentum is driven by the healthcare, education, and government sectors in the broader Springfield metro area. Infrastructure projects are focused on urban revitalization and improving connectivity to regional transit corridors.

Taxation

Property taxes are assessed at the municipal level based on the fair market value of real estate. The jurisdiction utilizes a standard mill rate formula, with exemptions available for qualifying seniors and veterans.

Transportation & commute

Residents primarily rely on personal vehicles for commuting, with access to major highways like I-91 and I-90. Public transit options are available through the regional bus network, connecting to the downtown employment core.

Recreation & amenities

The area features several local parks and green spaces, providing opportunities for outdoor activities. Shopping and dining options are concentrated along major commercial corridors within a short drive.

Rental market

The rental market is characterized by steady demand and low vacancy rates, driven by the area's affordability relative to larger New England cities. Investor interest remains focused on multi-family properties.

Economy & employers

The economy is anchored by major healthcare systems, higher education institutions, and government services. These sectors provide a stable employment base for the region.

Transportation & infrastructure

The area is served by a network of state highways and regional bus lines. Infrastructure improvements are focused on enhancing transit efficiency and road maintenance.

Development pipeline

Development plans prioritize the adaptive reuse of existing structures and the expansion of affordable housing units. Zoning updates are intended to encourage mixed-use growth in key corridors.

County appraisal district

The Hampden County appraisal district conducts periodic property assessments to ensure tax equity. Assessments are based on market data and property characteristics.

Special districts

Parcels are subject to municipal property taxes and regional school district levies. No significant special utility or flood control districts are currently attached to residential parcels.

Insurance & hazard market

Property insurance remains stable, though premiums are sensitive to regional weather patterns. Homeowners are encouraged to maintain adequate coverage for wind and winter-related damages.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 01032, Hampden County, MA
Population
509
Median age
55.9 yrs
Owner-occupancy
62.4%
Median home value
$315,000
Median gross rent
$1,450
Median household income
$68,450
Median year built
1951
Vacancy rate
4.2%
Renter share
37.6%
Owner cost burden
22.5%
Renter cost burden
41.2%
Population change
+0.8%
Net migration
120
Work-from-home share
14.5%
Mean commute
26.4 min
Bachelor's or higher
32.1%
Unemployment
0.7%
Poverty rate
9.8%
Avg household size
2.45
White
78.2%
Hispanic
12.5%
Black
5.1%
Asian
2.2%
Other
2%

Data retrieved from data.census.gov using ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Local Elementary SchoolElementary6/10Springfield Public SchoolsServes the local neighborhood with a focus on core curriculum.
Local High SchoolHigh5/10Springfield Public SchoolsOffers various extracurricular and vocational programs.
School districts
Springfield Public SchoolsB-Large urban district serving the majority of the city with diverse student populations.
Utilities & services
ElectricEversourcePrimary provider for the region.
Natural GasLiberty UtilitiesStandard service provider.
InternetComcast/XfinityBroadband and cable services available.
Water/SewerCity of SpringfieldMunicipal utility services.
Major employers & industries
Baystate HealthHealthcareMajor regional employer with thousands of staff.
MassMutualFinancial ServicesSignificant corporate presence in the metro area.
Major amenities · ZIP 01032
Theme, amusement & water parks
5 · 20 mi
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Family fun & things to do
16 · 13 mi
Museums, galleries & history
14 · 20 mi
Parks, trails & nature
11 · 13 mi
Lakes, marinas & beaches
2 · 20 mi
Golf
1 · 13 mi
Shopping & dining districts
2 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Forest Park
Park

A large urban park featuring walking trails, gardens, and recreational facilities.

Springfield Museums
Museum

A cluster of five museums offering art, history, and science exhibits.

On the horizon · announced & under construction
Downtown Revitalization ProjectMixed-useUnder constructionOngoing efforts to renovate historic buildings for residential and commercial use.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.