The story of this market
The typical home in McHenry County, Illinois sells for about $359,000, or $205 per square foot.
Prices are up +2.6% from a year ago, so sellers still have some momentum. Homes take about 33 days to sell. Over the long run, values in this county have grown 86% since 2000. Last year 59 of 64 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is cold wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $2,011 a month.
HUD sets the fair market rent for a 2-bedroom at $2,011 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+5.9%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+14.2%). Worst: 2009 (-11%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.4%
IL · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,586
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+5.9%
2025 change
FHFA repeat-sales index, median of 64 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
52
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $142,494,013.
Mortgage activity
Home lending in this county
78.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 17248 | 9018 | 78.5% | 4.5% | $225,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
McHenry County, Illinois
The McHenry County housing market shows moderate price appreciation with a median price of $359,000. Inventory levels remain constrained with 537 active listings as of August 2026. Market activity is characterized by a median of 33 days on market.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 24 cities · 21 ZIP reports
Median prices moved up 6.9% year over year.
Homes spend a median of 49 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 2.23% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · poverty 6.2% — a stable, low-distress profile.
Deterministic aggregate of 13 researched ZIP reports of 21 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 19
researched Oct 15
researched Oct 16
researched Oct 16
researched Sep 19
researched Oct 1
researched Sep 18
researched Sep 19
researched Oct 16
researched Oct 16
| 60001 | — | $324,903 | — | +0.7% | 133 | — | — | — | 34 | $1,112 | researched Sep 19 |
| 60012 | Crystal Lake | $417,000 | $213 | — | 4 | — | — | — | 46 | — | researched Oct 15 |
| 60013 | Cary | $429,000 | $205 | +21.7% | 34 | 99.2% | 18% | 2.1 | 68 | $1,642 | researched Oct 16 |
| 60014 | Crystal Lake | $372,500 | $195 | +4.4% | 35 | 98.5% | 18% | 3.2 | 245 | $1,850 | researched Oct 16 |
| 60021 | Fox River Grove | $299,900 | $185 | +2.4% | 22 | 98.5% | 12% | 2.1 | 27 | $2,186 | researched Sep 19 |
| 60033 | Harvard | $216,735 | $135 | +2.1% | 68 | 97.5% | 18% | 4.2 | 42 | $1,196 | researched Oct 1 |
| 60034 | Hebron | $249,751 | $210 | +3.6% | 46 | — | — | — | 42 | $795 | researched Sep 18 |
| 60039 | Crystal Lake | $333,083 | $177 | 0% | 73 | — | 4.3% | — | 23 | $1,920 | researched Sep 19 |
| 60050 | McHenry | $321,667 | $178 | +6.6% | 34 | 98.2% | 18.5% | 2.8 | 142 | $1,650 | researched Oct 16 |
| 60051 | McHenry | $344,000 | $170 | +7.4% | 48 | 100.2% | — | — | 105 | $1,938 | researched Oct 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Illinois) — Property Tax Assessment (Fair Cash Value): Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts.
The economy of McHenry County employs approximately 166,000 people.
- Six Flags Great America4.324.2 mi
- Great Wolf Lodge | Illinois4.124 mi
- Santa’s Village Amusement & Water Park4.516.4 mi
- K1 Speed Buffalo Grove4.425.8 mi
- Pleasant Prairie RecPlex3.729.2 mi
- Six Flags Great America4.324.2 mi
- Topgolf Schaumburg4.424.2 mi
- Medieval Times Dinner & Tournament4.723.5 mi
- NOW Arena4.418.9 mi
- Bristol Renaissance Faire4.526.4 mi
- Volo Museum4.711.8 mi
- Safari Lake Geneva | Online Reservations Required4.617.3 mi
- Santa’s Village Amusement & Water Park4.516.4 mi
- Wilmot Mountain Ski Resort4.217.3 mi
- Illinois Railway Museum4.78.4 mi
- NOW Arena4.418.9 mi
- Volo Museum4.711.8 mi
- Illinois Railway Museum4.78.4 mi
- Walworth County Fairgrounds and Campgrounds- Elkhorn, Wisconsin4.526.6 mi
- Jurassic Gardens4.511.9 mi
- Lippold Park4.54.6 mi
- Big Foot Beach State Park4.318.2 mi
- Chain O'Lakes State Park4.315.2 mi
- Moraine Hills State Park4.78.9 mi
- Crystal Lake Main Beach4.55.7 mi
- BROKEN OAR MARINA-BAR & GRILL4.310.6 mi
- The Boat House Chicago4.711.4 mi
- Bru Crew Bar & Grill4.311.3 mi
- Fox 14 Marina4.511 mi
- Munson Ski & Marine - At Water Tower4.67.9 mi
- Makray Memorial Golf Club4.518.8 mi
- Stonewall Orchard Golf Club4.613.7 mi
- Countryside Golf Club4.318.6 mi
- Kemper Lakes Golf Club4.619.7 mi
- Abbey Springs4.618.3 mi
- Stade’s Farm & Market4.610.4 mi
- Deli 4 You Market4.611 mi
- Meijer4.318 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data USA profile
Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts. Exemptions, such as the homestead exemption, reduce the EAV before the tax rate is applied.
35 ILCS 200/9-145
Sellers must provide a written disclosure report to prospective buyers detailing material defects in the property as defined by 765 ILCS 77/35.
765 ILCS 77/1 et seq.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.