LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 60097 sells for about $299,990, or $185 per square foot.

Prices are up +3.8% from a year ago, so sellers still have some momentum. Homes take about 77 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,417 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 60097 — Wonder Lake

McHenry County →refreshed Sep 30, 20262 cycles retainednext refresh Oct 30, 2026
Market mood · neutral

The 60097 housing market is currently balanced, with home values showing modest year-over-year growth. Market activity is driven by local demand for lakefront and suburban residential properties, though limited inventory and commute times remain key factors for buyers.

Who this ZIP fits

This ZIP is well-suited for family buyers and those seeking a lake-oriented lifestyle who are willing to commute for employment in the broader Chicago metro area.

Parent geography
Wonder Lake · no city intel reportMcHenry County →Illinois state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 41.6 km²Water area · 3.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$299,990
+3.8% year over year
Corroborated · 1 anchor · 1.4% off nearest
Days on market
77 days
Active listings
123
Listings with price cuts
25%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
69
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
69
Growth/100

Median prices moved up 3.8% year over year.

59
Liquidity/100

Homes spend a median of 77 days on market with 3.2 months of supply — a balanced-paced market.

64
Momentum/100

25% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

82
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.0% · poverty 10.1% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$140,000$210,000$280,000$350,000$420,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$3,400$4,250$5,100$5,950$6,800

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
11,983

ZCTA 60097, McHenry County IL

Area context
Schools & education

Schools serving the area are generally rated as average, with local educational outcomes aligning with broader McHenry County trends.

Environmental & hazard

The area is primarily concerned with flood risks associated with Wonder Lake and surrounding wetlands, requiring standard flood insurance considerations.

Growth & development

Economic momentum is driven by residential development and proximity to the broader Chicago-Naperville-Elgin metro employment hubs.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Illinois) — Property Tax Assessment (Fair Cash Value): Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts.

Transportation & commute

Commuters typically rely on personal vehicles for access to regional employment centers, with limited direct public transit options to the Chicago core.

Recreation & amenities

The area is defined by Wonder Lake, offering significant water-based recreation, fishing, and boating, alongside local parks and nature preserves.

Rental market

The rental market is characterized by moderate demand, with a mix of single-family home rentals and limited multi-family inventory.

Economy & employers

The local economy is largely residential, with residents commuting to major employers in the Chicago-Naperville-Elgin metro area.

Transportation & infrastructure

Transportation is primarily highway-dependent, with access to regional corridors connecting to the Chicago metropolitan area.

Development pipeline

Development is focused on low-density residential expansion and maintenance of existing lakefront infrastructure.

Special districts

Parcels are subject to McHenry County property taxes and local school district levies.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns and proximity to water bodies.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 60097, McHenry County IL
Population
11,983
Median age
36.9 yrs
Owner-occupancy
82.5%
Median home value
$295,869
Median gross rent
$1,850
Median household income
$93,397
Median year built
1975
Vacancy rate
5.2%
Renter share
17.5%
Owner cost burden
22%
Renter cost burden
35%
Population change
+0.5%
Work-from-home share
12.5%
Mean commute
38.5 min
Bachelor's or higher
28.4%
Unemployment
5%
Poverty rate
10.1%
Avg household size
2.7
White
72.4%
Hispanic
22.8%
Two or More
2.5%
Other
2.3%

Data retrieved from Census Reporter and data.census.gov.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Harrison ElementaryElementaryAverageHarrison School District 36Serves the local elementary population.
Woodstock North High SchoolHighAverageWoodstock CUSD 200Primary high school serving the area.
School districts
Woodstock CUSD 200AverageLarge district serving the broader Wonder Lake and Woodstock area.
Utilities & services
InternetComcast/AT&TStandard broadband availability.
ElectricComEdPrimary regional provider.
Water/SewerLocal Municipal/PrivateVaries by subdivision.
Major employers & industries
Local Retail/ServicesServicesSmall-scale local employment.
Chicago Metro EmployersVariousRegional employment base.
Major amenities · ZIP 60097
Theme, amusement & water parks
14 · 20 mi
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
16 · 20 mi
Parks, trails & nature
19 · 13 mi
Lakes, marinas & beaches
3 · 20 mi
Shopping & dining districts
17 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Wonder Lake
Lake

A private lake serving as the primary recreational anchor for the community.

Wonder Lake State Park
Park

Provides trails and outdoor space for local residents.

Sources · 5 cited

Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).