The story of this market
The typical home in Monroe County, Georgia sells for about $325,000, or $175 per square foot.
Prices are up +2.9% from a year ago, so sellers still have some momentum. Homes take about 29 days to sell, which is fast. Over the long run, values in this county have grown 112% since 2000. Last year 4 of 5 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is strong wind, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,151 a month.
HUD sets the fair market rent for a 2-bedroom at $1,151 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+3.6%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+19.3%). Worst: 2012 (-8.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
GA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,371
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+3.6%
2025 change
FHFA repeat-sales index, median of 5 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
52
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $6,849,271.
Mortgage activity
Home lending in this county
76.3%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1292 | 686 | 76.3% | 7% | $215,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Monroe County, Georgia
The Monroe County housing market exhibits steady price appreciation driven by limited active inventory and continued inbound demand from buyers seeking reputable schools and larger acreage lots along the I-75 corridor. Median values have stabilized above $330,000 with properties moving in under a month when appropriately priced.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 5 ZIP reports
Median prices moved up 0.1% year over year.
Homes spend a median of 48 days on market with 0.1 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 2.43% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 10.6% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 4 researched ZIP reports of 5 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Monroe County, Georgia — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 17
researched Sep 19
| 31004 | Bolingbroke | $275,000 | $147 | -5.5% | 46 | 98% | 37% | 4 | 100 | $1,200 | researched Sep 16 |
| 31016 | Culloden | $275,000 | $147 | 0% | 46 | 98% | 37% | 2.1 | 53 | $467 | researched Sep 16 |
| 31029 | Forsyth | $483,200 | $192 | +14.5% | 67 | 99% | 15% | 5.4 | 228 | $939 | researched Sep 16 |
| 31046 | Juliette | $412,000 | $129 | 0% | 48 | — | — | — | 13 | $1,151 | researched Sep 17 |
| 31210 | Macon | — | $134 | 0% | 50 | 98.5% | 6.7% | 5.3 | 186 | $1,348 | researched Sep 19 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Monroe County experiences crime rates significantly below the Georgia statewide average and lower than neighboring urban Bibb County (Macon). Property crime is the predominant category, with violent crime incidents remaining exceptionally rare across rural and suburban sectors.
The Monroe County School District operates as the primary public education system, consistently receiving solid B-to-A-level marks on Georgia Milestones assessments and state CCRPI accountability measures. Mary Persons High School serves as the flagship secondary school with high graduation rates.
Monroe County maintains low-to-moderate flood exposure primarily confined to the Ocmulgee River and Towaliga River corridors. Wildfire risk is low to moderate across dense pine acreage, while wind and severe convective convective storm hazards represent the primary drivers of insurance claims.
Monroe County benefits from strategic position along Interstate 75 between Atlanta and Macon, attracting steady logistics, warehousing, and public safety training infrastructure. Growth remains measured due to local land planning aimed at preserving rural character alongside light industrial corridor development.
Monroe County property taxes are assessed by the Monroe County Board of Tax Assessors at 40% of fair market value. The county millage rate combines Monroe County government, Monroe County School District M&O, and state/local exemptions including standard Georgia homestead relief.
Residents enjoy High Falls State Park, Dauset Trails Nature Center, the Ocmulgee River, and Lake Juliette, offering extensive boating, hiking, fishing, and equestrian activities. Downtown Forsyth provides a preserved historic square featuring local dining, boutique shopping, and community events.
The rental market in Monroe County is relatively thin and heavily dominated by single-family detached properties and small multi-family parcels in Forsyth. Strong occupancy and limited dedicated multi-family development keep vacancy rates low and yields stable.
Monroe County's economy is anchored by public sector institutions—including the Georgia Public Safety Training Center and Georgia Department of Corrections headquarters—alongside logistics, timber, construction, and power generation (Plant Scherer). Commuters to Bibb County and the southern Atlanta metro provide substantial secondary economic base.
Interstate 75 serves as the critical north-south arterial spine traversing the county, supplemented by US-41 and GA-42. Commercial public transit is nonexistent, making personal automobile travel essential for local and regional transit.
County zoning guidelines prioritize low-density residential conservation subdivisions, agricultural preservation, and focused industrial zoning clustered strictly along the I-75 access corridors.
The Monroe County Board of Tax Assessors oversees real property valuation using standard mass appraisal methodology assessing properties at 40% of fair market value. Notices of Assessment are mailed annually with a statutory 45-day taxpayer appeal window.
Monroe County is served by the Monroe County School District, Middle Georgia Regional Commission, and soil conservation districts, with hospital services coordinating across the Atrium Health Navicent regional network.
Home insurance availability is stable and healthy across Monroe County compared to coastal Georgia jurisdictions. Premium upward pressure primarily reflects building material replacement cost inflation and localized severe convective thunderstorm activity.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Surrounds the Towaliga River and High Falls Lake, featuring tumbling waterfalls, kayak/canoe launches, camping, and historic powerhouse ruins.
A private, non-profit nature sanctuary offering over 30 miles of hiking, biking, and horse trails alongside native wildlife exhibits.
Features the 1896 courthouse, independent restaurants, antique shops, and hosts annual community gatherings like the Forsyth Fox Trot.
A scenic 3,600-acre reservoir known for premier bass fishing, quiet non-gasoline boating regulations, and adjacent wildlife management lands.
Data retrieved from U.S. Census Bureau ACS 5-Year Estimates profile and table series DP02, DP03, DP04, and DP05 for Monroe County, GA (FIPS 13207).
Allows lenders to foreclose on property without a court order provided the security deed contains a power of sale clause; requires specific notice and advertising procedures.
O.C.G.A. Title 44, Chapter 14, Article 7
Sellers are required to truthfully answer questions posed by buyers regarding the property's condition, though specific liability protections exist for non-disclosure of certain psychological impacts or non-material facts.
O.C.G.A. § 44-1-16
applies when — Owner must occupy the property as their legal residence and have owned the property on January 1 of the tax year.
Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied.
O.C.G.A. § 48-5-40
Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
O.C.G.A. § 48-5-7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.