The story of this market
The typical home in San Diego, California sells for about $994,000, or $705 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 35 days to sell. HUD's fair market rent for a two-bedroom is $3,150 a month.
Monthly price momentum
Home values since 2015
+0.5%
CA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
San Diego, California
The San Diego housing market is showing signs of cooling as higher interest rates and elevated prices lead to longer days on market and a slight increase in inventory. While demand remains resilient due to the city's strong economic fundamentals and limited supply, buyers are becoming more selective. The market is transitioning from a period of rapid appreciation to a more balanced, albeit expensive, environment.
No ARED county foreclosure postings attributed to San Diego yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Deterministic aggregate of 27 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 43 days on market with 0.1 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 2.03% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 10.5% — a stable, low-distress profile.
- SeaWorld San Diego4.45.1 mi
- Belmont Park4.66.5 mi
- Sesame Place San Diego412.4 mi
- Parque Morelos4.519.9 mi
- San Diego Natural History Museum4.61.4 mi
- Petco Park4.70.6 mi
- San Diego Convention Center4.60.7 mi
- Sycuan Casino Resort4.219.8 mi
- Snapdragon Stadium4.35.2 mi
- Jamul Casino Resort417 mi
- San Diego Zoo4.71.5 mi
- SeaWorld San Diego4.45.1 mi
- Balboa Park4.81.6 mi
- Westfield UTC4.511.1 mi
- CBX Tijuana4.715.8 mi
- Balboa Park4.81.6 mi
- USS Midway Museum4.80.8 mi
- Japanese Friendship Garden & Museum4.61.2 mi
- Tijuana Cultural Center4.815.1 mi
- San Diego Air & Space Museum4.60.8 mi
- Balboa Park4.81.6 mi
- Torrey Pines State Natural Reserve4.815.1 mi
- Sunset Cliffs Natural Park4.85.5 mi
- Cabrillo National Monument4.85.6 mi
- Kate Sessions Memorial Park4.87.9 mi
- The Dana on Mission Bay4.35.7 mi
- Marina Village Conference Center4.45.3 mi
- San Diego Yacht Club4.74 mi
- Fiddler's Cove Marina & RV Park (Navy MWR)4.64.5 mi
- Dana Landing4.45.5 mi
- Torrey Pines Golf Course4.713.9 mi
- The Lodge at Torrey Pines4.713.9 mi
- Balboa Park Golf Course4.31.5 mi
- Admiral Baker Golf Course4.47 mi
- Coronado Golf Course4.62.2 mi
- Fashion Valley4.53.6 mi
- Las Americas Premium Outlets4.613.8 mi
- Westfield UTC4.511.1 mi
- Plaza Río4.615.3 mi
- Seaport Village4.60.7 mi
- San Diego International Airport4.22 mi
- Tijuana International Airport4.416.5 mi
- Cross Border Xpress4.615.9 mi
- Naval Air Station North Island4.41.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A massive urban cultural park containing museums, gardens, and the world-famous San Diego Zoo, serving as a primary anchor for city tourism and local recreation.
A protected marine reserve and iconic beach area known for its scenic cliffs and wildlife, driving high property values in the surrounding area.
The downtown home of the San Diego Padres, which has served as a catalyst for the revitalization of the East Village neighborhood and surrounding residential development.
The largest aquatic park of its kind in the country, offering extensive water sports, picnic areas, and resort facilities that define the city's coastal lifestyle.
San Diego is ideal for high-earning professionals, families seeking coastal amenities, and investors looking for long-term appreciation in a supply-constrained market. The city's diverse neighborhoods cater to everyone from downtown urbanites to suburban families, though high entry costs present a barrier for first-time buyers.
The city is served by several high-performing districts, with San Diego Unified being the largest. Many schools in the northern coastal and inland suburban areas consistently receive high ratings for academic achievement and college readiness.
The city is served by a network of freeways and the San Diego Trolley light rail system, which connects major employment centers and residential hubs. Commute times are significant due to traffic congestion, though transit-oriented development is increasing.
San Diego offers a world-class amenity base, featuring extensive public beaches, the expansive Balboa Park, and numerous community parks. Residents benefit from a year-round outdoor lifestyle supported by a vast network of hiking trails, golf courses, and waterfront dining districts.
The rental market remains highly competitive due to limited housing supply and high demand from students and professionals. Vacancy rates are consistently low, and while rent growth has moderated from its peak, the market remains landlord-favorable with significant interest from institutional investors.
San Diego's economy is anchored by a strong military presence, a world-leading biotechnology cluster, and a robust tourism and hospitality industry. The city continues to see growth in the innovation sector, supported by proximity to major research institutions.
San Diego maintains a robust economy driven by the defense, biotechnology, and tourism sectors. Major infrastructure projects, including the expansion of the trolley system and the redevelopment of the Mission Valley stadium site, continue to drive regional development momentum.
The city is focused on increasing housing density through transit-oriented development policies and the redevelopment of underutilized commercial sites. Major projects like the Mission Valley expansion are central to the city's long-term growth strategy.
Parcels in San Diego are subject to various special districts, including school districts, community college districts, and Mello-Roos community facilities districts that fund local infrastructure and public services.
San Diego generally reports lower violent crime rates compared to other major California cities, though property crime remains a focus for local law enforcement. Trends have remained relatively stable in recent years with targeted efforts in downtown and transit-adjacent areas.
The region faces significant wildfire risk in its wildland-urban interface areas, leading to higher insurance premiums and stricter building codes. Coastal areas are monitored for long-term sea-level rise and erosion, impacting insurance availability and property maintenance requirements.
Property insurance markets are tightening due to increased wildfire risk, with many homeowners facing higher premiums or the need for state-backed FAIR Plan coverage in high-risk zones.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%). City (San Diego, California) — Community Facilities District (CFD) Special Taxes: Levies a special tax based on the Rate and Method of Apportionment (RMA) specific to the district. The tax is typically calculated based on property type and building square footage as established at the time of district formation.
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from U.S. Census Bureau QuickFacts for San Diego city, California.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Parcel must be located within the boundaries of a designated Community Facilities District (CFD).
Levies a special tax based on the Rate and Method of Apportionment (RMA) specific to the district. The tax is typically calculated based on property type and building square footage as established at the time of district formation.
Rates and formulas are defined in the individual RMA for each district, approved by City Council.
Prohibits illegal discharges into the storm drain system; property owners are subject to enforcement actions for non-compliance with stormwater permits and codes.
Enforced under City of San Diego Stormwater Department regulations.
Regulates land use, density, and development standards through zoning districts, planned districts, and land development procedures defined in Chapters 11-15 of the Municipal Code.
Governed by Chapters 10-15 of the San Diego Municipal Code.
Imposes standards for construction, maintenance, and occupancy of residential structures, including permitting requirements for alterations and tenant protection ordinances.
Governed by Chapter 9 of the San Diego Municipal Code, updated periodically by City Council ordinances.
Taxes attach to the property as a lien on January 1st (Lien Date) each year. Failure to pay can result in the sale of the property to satisfy the tax obligation.
General Information for Property Owners, County of San Diego.
Regulates land use, building density, and development standards based on the specific zoning classification assigned to the parcel.
San Diego County Code of Regulatory Ordinances.
applies when — Parcels located within the boundaries of an established Community Facilities District.
Additional special tax levied to finance public facilities and services; the specific amount and duration are determined by the district's bond authorization.
Authorized under the Mello-Roos Community Facilities Act of 1982.
The base tax rate is 1% of the assessed value, plus voter-approved debt service rates. Assessed value is limited to a maximum 2% annual increase unless a change of ownership or new construction occurs, which triggers a reappraisal to current market value.
Established by Article XIIIA of the California Constitution (Proposition 13), implemented via Revenue and Taxation Code.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.