The story of this market
The typical home in ZIP 92130 sells for about $2,249,492, or $901 per square foot.
Prices are up +11.9% from a year ago, so sellers still have some momentum. Homes take about 17 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $3,430 a month.
ZIP 92130 — San Diego
The 92130 housing market remains highly competitive, characterized by low inventory and strong buyer demand for luxury properties. While prices have seen double-digit year-over-year growth, the market is showing signs of price sensitivity as buyers become more disciplined. Current conditions are driven by the area's high desirability, excellent school districts, and proximity to major employment hubs.
This ZIP is ideal for affluent families and professionals seeking high-quality schools, modern suburban amenities, and proximity to major tech and biotech employment hubs.
Median prices moved up 11.9% year over year.
Homes spend a median of 17 days on market with 1.3 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.9% · poverty 4.6% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 92130, San Diego County, CA
The area is served by highly-rated public schools within the San Dieguito Union High School District and Del Mar Union School District, which are widely recognized for academic excellence.
The area features a robust economy with proximity to major life sciences and technology hubs in the Sorrento Valley and Torrey Pines corridors, driving consistent demand for housing.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents benefit from direct access to the I-5 and I-805 corridors, providing efficient transit to major employment centers in Downtown San Diego and the Golden Triangle.
The area offers extensive access to community parks, the Carmel Valley Recreation Center, and proximity to coastal beaches and Torrey Pines State Natural Reserve.
The rental market remains tight with solid demand, characterized by high-end luxury offerings and limited vacancy pressure.
The local economy is anchored by the life sciences, technology, and telecommunications sectors, with significant employment clusters in the nearby Sorrento Valley and Torrey Pines areas.
The area is primarily car-dependent but well-connected via the I-5 and I-805 freeways, with regional transit access provided by North County Transit District services.
Development activity is focused on infill projects and the continued evolution of mixed-use centers within the Carmel Valley community plan.
The San Diego County Assessor's office manages property valuations based on Proposition 13, which limits annual increases in assessed value.
Parcels in this ZIP are frequently subject to Mello-Roos community facilities district taxes used to fund local infrastructure and school facilities.
Data sourced from Data Commons/Census Bureau.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A central community hub offering sports fields, playgrounds, and community programming.
A landmark coastal reserve featuring hiking trails and scenic ocean views.
A major open-air shopping and dining destination serving the local community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Governs Villa Portofino
Planned unit development covenants requiring architectural review approval prior to exterior alterations, strict common-element parking rules, restrictions on short-term leasing, and pet limitation rules.
Governs La Jolla Colony
Architectural review guidelines governing exterior modifications, restrictions against public nuisances, designated vehicle parking regulations, pet policies, and residential leasing subject to association rules.
Governs Carmel Mountain Ranch
Standard master-planned residential restrictions including mandatory architectural review for modifications, restrictions against commercial business operations visible to the exterior, vehicle parking guidelines, and leasing compliance rules.
90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.