The story of this market
The typical home in ZIP 92127 sells for about $1,800,000, or $699 per square foot.
Prices are up +8.7% from a year ago, so sellers still have some momentum. Homes take about 28 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,771 a month.
ZIP 92127 — San Diego
The 92127 housing market remains competitive with strong year-over-year price appreciation of 8.7%. High demand from families and limited inventory continue to drive prices upward, though the market is showing signs of balancing as more inventory becomes available.
This ZIP is ideal for family buyers seeking modern housing stock and high-quality schools, as well as professionals commuting to major San Diego employment hubs.
Median prices moved up 8.7% year over year.
Homes spend a median of 28 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 4.2% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 92127, San Diego County, CA
The area is characterized by high-performing schools, serving as a primary draw for families in the region.
The area features significant residential development momentum, including large-scale projects by national builders like Lennar.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents typically face a suburban commute profile, with access to major employment hubs in San Diego via regional highway corridors.
The area offers access to suburban amenities, including local parks, trails, and proximity to shopping and dining districts in North San Diego County.
The rental market is characterized by high demand driven by the area's family-oriented demographic and proximity to employment centers.
The local economy is driven by a mix of residential services, proximity to North San Diego County employment hubs, and a strong professional workforce.
The area is primarily served by regional highway corridors, facilitating commute access to the broader San Diego metropolitan area.
Ongoing residential development continues to expand the housing footprint, with significant new construction projects currently active.
Data retrieved from Census ACS and local demographic reports.
Extensive network of suburban trails and community parks serving the residential population.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Governs Villa Portofino
Planned unit development covenants requiring architectural review approval prior to exterior alterations, strict common-element parking rules, restrictions on short-term leasing, and pet limitation rules.
Governs La Jolla Colony
Architectural review guidelines governing exterior modifications, restrictions against public nuisances, designated vehicle parking regulations, pet policies, and residential leasing subject to association rules.
Governs Carmel Mountain Ranch
Standard master-planned residential restrictions including mandatory architectural review for modifications, restrictions against commercial business operations visible to the exterior, vehicle parking guidelines, and leasing compliance rules.
90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.