The story of this market
The typical home in ZIP 92114 sells for about $794,000, or $515 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 21 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $3,200 a month.
ZIP 92114 — San Diego
The 92114 housing market shows steady price appreciation and consistent demand, driven by its relative affordability within the San Diego market. While inventory remains tight, the market is stable with moderate days on market and a healthy sale-to-list ratio. Some figures, such as specific permit activity, were not determinable at the ZIP level.
This ZIP is well-suited for family buyers and commuters seeking relatively more affordable housing options within the San Diego city limits while maintaining access to major employment corridors.
Median prices moved up 2.5% year over year.
Homes spend a median of 21 days on market with 3.2 months of supply — a fast-moving market.
25% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 12.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 92114, San Diego County, CA
Crime rates in the 92114 area are generally higher than the national average, with property crime being the most frequently reported issue in this urban San Diego neighborhood.
Schools in the area are part of the San Diego Unified School District, with performance ratings varying significantly across individual elementary, middle, and high school campuses.
The area is subject to standard California wildfire risk protocols and requires standard hazard insurance coverage, though it is not located in a high-risk flood zone.
Economic momentum is driven by proximity to downtown San Diego and major regional employment hubs, with ongoing infill development and residential renovation projects.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents benefit from direct access to the I-805 and SR-94 freeways, providing a commute of approximately 15-25 minutes to downtown San Diego and major employment centers.
The area features several local parks such as Skyline Hills Park and is within a short drive of major shopping centers and the recreational amenities of the San Diego bay area.
The rental market is characterized by high demand and low vacancy rates, with a mix of long-term residential rentals and limited short-term rental activity.
The local economy is anchored by the broader San Diego labor market, with significant employment in defense, biotechnology, tourism, and government sectors.
The area is served by San Diego Metropolitan Transit System (MTS) bus routes, with connectivity to the trolley system via nearby transit hubs.
Development is focused on urban infill and the modernization of existing residential stock to meet housing demand.
The San Diego County Assessor's office manages property valuations based on Proposition 13 guidelines.
Parcels are subject to San Diego Unified School District taxes and various municipal utility district assessments.
Property insurance premiums are rising due to regional wildfire risk, though the area is generally considered insurable through standard carriers.
California is a non-judicial foreclosure state with specific notice and redemption requirements.
California law requires comprehensive seller disclosures regarding property condition, natural hazards, and environmental issues.
Data retrieved from Census Reporter and data.census.gov for ZCTA 92114.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Community park providing green space and recreational facilities.
Major local retail and dining hub serving the surrounding neighborhoods.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Governs Villa Portofino
Planned unit development covenants requiring architectural review approval prior to exterior alterations, strict common-element parking rules, restrictions on short-term leasing, and pet limitation rules.
Governs La Jolla Colony
Architectural review guidelines governing exterior modifications, restrictions against public nuisances, designated vehicle parking regulations, pet policies, and residential leasing subject to association rules.
Governs Carmel Mountain Ranch
Standard master-planned residential restrictions including mandatory architectural review for modifications, restrictions against commercial business operations visible to the exterior, vehicle parking guidelines, and leasing compliance rules.
90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.