The story of this market
The typical home in ZIP 46714 sells for about $223,000, or $136 per square foot.
Prices are down 1.6% from a year ago, which gives buyers more room to negotiate. Homes take about 19 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $759 a month.
ZIP 46714 — Bluffton
The 46714 housing market is currently experiencing a period of stabilization with a slight year-over-year price correction. High demand for inventory keeps the market competitive, with homes selling relatively quickly compared to historical averages. The area remains an affordable alternative to larger urban centers, supported by steady local employment.
This ZIP is well-suited for family buyers and commuters seeking a small-town atmosphere with affordable housing options while remaining within reach of Fort Wayne's larger job market.
Median prices moved down 1.6% year over year.
Homes spend a median of 19 days on market with 1.4 months of supply — a fast-moving market.
2% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.9% · poverty 7.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 46714, Wells County IN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the Bluffton-Harrison Metropolitan School District, which generally maintains a stable reputation within the regional context.
The area benefits from proximity to Fort Wayne's economic hub, with local development focused on residential expansion near golf courses and greenways.
Property taxes are assessed by Wells County; Indiana utilizes a circuit breaker tax cap system that limits property tax bills to a percentage of gross assessed value.
Residents primarily commute via IN-1 and IN-124, providing access to the Fort Wayne employment core approximately 30 minutes to the north.
The area features the River Greenway for outdoor activity, Timber Ridge Golf Course, and local shopping districts centered in downtown Bluffton.
The rental market is characterized by steady demand from local workers and families, with limited vacancy pressure and a mix of single-family and multi-family offerings.
The local economy is anchored by manufacturing, healthcare, and retail sectors, with significant employment ties to the broader Fort Wayne metropolitan area.
Transportation is primarily automobile-dependent, with IN-1 serving as the main arterial corridor connecting the city to regional hubs.
Development is focused on infill residential projects and expansion of local recreational infrastructure.
The Wells County Assessor manages property valuations based on annual market adjustments and cyclical reassessments.
Parcels are subject to local school district taxes and county-wide service levies.
Standard homeowner insurance coverage is typical for the region, with premiums influenced by local weather patterns and property age.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Public golf course serving the local community.
Multi-use trail system for walking and cycling.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.