The story of this market
The typical home in Gunter, Texas sells for about $394,000, or $204 per square foot.
Prices are down 17.4% from a year ago, which gives buyers more room to negotiate. Homes take about 84 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,500 a month.
Monthly price momentum
Home values since 2015
+1.1%
TX · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Gunter, Texas
Gunter's residential housing market is currently experiencing healthy stabilization following aggressive pandemic-era appreciation. The city features a median home price near $394,000 on closed transactions, balanced by strong local demographics with median household incomes reaching $120,000. Long-term investor demand is underpinned by Gunter ISD's top-tier reputation and the planned Dallas North Tollway path of growth, offsetting near-term interest rate sensitivities.
No ARED county foreclosure postings attributed to Gunter yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 2 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved down 12.1% year over year.
Homes spend a median of 59 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 1.15% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 2.5% — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
Community park featuring athletic diamonds, open green spaces, walking areas, and pavilions that serve community events and youth athletics.
Serves as an educational and historical civic anchor preserving early Grayson County agricultural and railway history.
Primary north-south thoroughfare supporting downtown local restaurants, retail service shops, and regional transit links.
Gunter appeals primarily to family buyers seeking high-performing public schools, spacious lots, and exurban living within commuting reach of the Frisco-Plano employment corridor. It is also an active target for land investors and custom homebuilders banking on the northward march of the Dallas North Tollway.
Gunter Independent School District is highly rated across the state of Texas, consistently receiving top accountability marks from the Texas Education Agency and high regional athletic accolades. Its campuses—Gunter Elementary, Middle, and High School—maintain strong community backing, driving significant educational demand for incoming families.
Transit through Gunter is vehicular, centered along State Highway 289 (Preston Road) running north to Sherman and south through Celina and Prosper into Frisco. East-west transit is facilitated by FM 121, providing direct connectivity to US Highway 75 and Interstate 35.
Gunter maintains Gunter City Park and youth sports fields serving local league athletic events. Broader recreational amenities, including Lake Texoma boating, regional golf courses, and expanded shopping centers, are situated within a 20-to-30-minute radius in Sherman, Celina, and Frisco.
The rental market in Gunter is relatively thin, dominated by single-family detached houses and rural rental properties rather than institutional multifamily complexes. Asking rents median around $1,500 to $2,200 depending on acreage and square footage, with low tenant turnover and negligible institutional single-family-rental operator saturation.
Gunter's local economic base is anchored by Gunter ISD, civic government, local agriculture, agribusiness logistics, and residential construction trades. A rising share of residents telecommute or commute south into Collin County's technology, corporate management, and healthcare hubs in Frisco, Plano, and McKinney.
Gunter is directly in the path of northern growth along State Highway 289 (Preston Road) and the planned future extension of the Dallas North Tollway into Grayson County. Large-scale master-planned communities and regional infrastructure expansions are accelerating residential absorption.
The City of Gunter operates a comprehensive development plan oriented around managing the coming expansion of the Dallas North Tollway corridor. Planners focus on zoning for low-to-medium-density residential growth, infrastructure utility expansions, and commercial nodes along primary arteries.
Properties in Gunter are taxed by Grayson County, the City of Gunter, Grayson College, and Gunter ISD. Newly developed subdivisions in extraterritorial jurisdiction or annexed land increasingly incorporate Public Improvement Districts (PIDs) or Municipal Utility Districts (MUDs) to fund municipal-grade water, sewer, and road infrastructure.
Gunter experiences low overall violent and property crime rates compared to broader North Texas urban centers. Regional law enforcement data indicates isolated incidents typical of an exurban agricultural hub transitioning to a suburban community. Safety metrics remain a key driver attracting families migrating out of denser Collin County suburbs.
Flood risks are primarily localized along seasonal creek tributaries, while standard inland severe convective storms pose primary wind and hail exposure. Wildfire risk is low to moderate in surrounding undeveloped prairie acreage, and rising Texas homeowner insurance rates track broader statewide reinsurance adjustments.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this city's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from U.S. Census Bureau ACS 5-year tables for Gunter city, TX via Census Reporter and municipal profile aggregations.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.