The story of this market
The typical home in ZIP 75058 sells for about $785,000, or $327 per square foot.
Prices are down 50.4% from a year ago, which gives buyers more room to negotiate. Homes take about 43 days to sell. HUD's fair market rent for a two-bedroom is $1,700 a month.
ZIP 75058 — Gunter
The 75058 housing market is currently experiencing a transition, with high median home values reflecting strong demand for semi-rural living near the DFW metroplex. While some data sources show significant volatility in year-over-year price metrics, the area remains a desirable destination for families, supported by a high median household income and a well-regarded school district. Inventory remains relatively tight, which continues to support pricing despite broader economic headwinds.
This ZIP is ideal for families and professionals seeking a quiet, semi-rural lifestyle with the benefit of proximity to the economic opportunities of the northern DFW suburbs.
Median prices moved down 50.4% year over year.
Homes spend a median of 43 days on market with 0.0 months of supply — a fast-moving market.
3% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 3.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 12.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 75058, Grayson County TX
The area is served by Gunter ISD, which is generally characterized as a high-performing, small-town district that maintains a strong community focus.
The region is subject to standard North Texas climate risks, including severe thunderstorms and occasional tornado activity; flood risk is localized to specific drainage areas.
Gunter is experiencing significant residential expansion as the North Texas metroplex pushes northward, with infrastructure improvements and new housing developments driving growth.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commuting primarily involves driving via US-75 or Preston Road toward employment hubs in Frisco, Plano, and the broader Dallas-Fort Worth metroplex.
Residents have access to local parks, community sports facilities, and proximity to Lake Texoma for outdoor recreation, alongside growing retail and dining options in the immediate vicinity.
The rental market is characterized by limited inventory and steady demand, with a mix of single-family home rentals and some newer residential developments.
The local economy is largely driven by the service sector, agriculture, and the influx of commuters working in the nearby technology and corporate corridors of Collin County.
Transportation is heavily reliant on private vehicle use, with major highway access provided by US-75 and State Highway 289.
Development is focused on residential master-planned communities and supporting commercial infrastructure along the main thoroughfares.
The Grayson Central Appraisal District manages property valuations for the county, adhering to state-mandated assessment cycles.
Parcels are subject to Gunter ISD taxes and may fall within specific utility or emergency service districts.
Property insurance premiums are influenced by regional weather patterns, including wind and hail risk common to North Texas.
Data retrieved from US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing green space and recreational facilities.
Major regional reservoir offering boating, fishing, and camping within driving distance.
Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.
No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price diverges 18.1% from the nearest retained anchor (published ten-year series (2024)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.