The story of this market
The typical home in Preble County, Ohio sells for about $220,000, or $156 per square foot.
Prices are up +8.5% from a year ago, so sellers still have some momentum. Homes take about 39 days to sell. Over the long run, values in this county have grown 100% since 2000. Last year 10 of 12 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is strong wind, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,003 a month.
HUD sets the fair market rent for a 2-bedroom at $1,003 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+7.6%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+13.6%). Worst: 2011 (-6.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3%
OH · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,332
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+7.6%
2025 change
FHFA repeat-sales index, median of 12 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
42
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $14,596,027.
Mortgage activity
Home lending in this county
73.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1690 | 910 | 73.4% | 4% | $140,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Preble County, Ohio
Preble County's housing market demonstrates sustained value resilience, with median prices rising moderately year-over-year while remaining significantly more affordable than nearby suburban Dayton and Cincinnati. Constrained active listing inventory maintains a balanced-to-competitive transaction environment for quality turnkey homes. Steady manufacturing employment and convenient access to regional transport corridors continue to underpin stable buyer demand.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 11 cities · 10 ZIP reports
Median prices moved up 11.8% year over year.
Homes spend a median of 67 days on market with 0.5 months of supply — a fast-moving market.
14% of listings have cut prices · homes sell at 35.02% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 10.6% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 9 researched ZIP reports of 10 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Preble County, Ohio — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 22
researched Sep 22
researched Sep 22
researched Sep 22
researched Sep 20
researched Sep 21
researched Sep 22
researched Sep 22
researched Sep 22
researched Sep 20
| 45003 | College Corner | $198,852 | $115 | +0.7% | 21 | 98.5% | 17% | 2.2 | 4,562 | $760 | researched Sep 22 |
| 45311 | Camden | $149,925 | $108 | +11.1% | 38 | 98.5% | 43.7% | 2.5 | 1,300 | $837 | researched Sep 22 |
| 45320 | Eaton | $239,000 | $112 | +6.1% | 86 | — | — | — | 6,899 | $783 | researched Sep 22 |
| 45321 | Eldorado | $193,000 | $135 | +6.1% | 39 | 98.5% | 27.1% | 4.2 | 1,218 | $1,012 | researched Sep 22 |
| 45330 | Gratis | $221,707 | $129 | +8.3% | 38 | 99.7% | 44.1% | — | 1,300 | $825 | researched Sep 20 |
| 45338 | Lewisburg | $330,000 | $128 | +36.1% | 36 | 100% | 45.8% | — | 24 | $863 | researched Sep 21 |
| 45347 | New Paris | $149,925 | $115 | +11.1% | 38 | 98.5% | 28.5% | 3.2 | 1,212 | $766 | researched Sep 22 |
| 45378 | Verona | $235,000 | $142 | +4.2% | 42 | 98.5% | 15% | 3.5 | 12 | $627 | researched Sep 22 |
| 45381 | West Alexandria | $235,000 | $148 | +4.2% | 42 | 98.5% | 15% | 3.1 | 18 | $756 | researched Sep 22 |
| 45382 | West Elkton | $184,100 | $105 | 0% | 48 | — | — | — | 476 | $1,130 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Preble County maintains violent and property crime rates notably lower than Ohio and national baselines, reflecting its primarily rural and small-town composition. Law enforcement is led by the Preble County Sheriff's Office alongside municipal police departments in towns like Eaton.
Public education across the county is anchored by Eaton Community Schools and several consolidated rural districts including National Trail, Twin Valley, and Tri-County North. District state report cards typically show solid performance metrics, graduation rates above 90%, and strong community support.
Hazard risk is characterized primarily by seasonal severe convective storms, straight-line winds, and localized flash flooding along Seven Mile Creek and Twin Creek lowlands. Wildfire hazard is negligible, and homeowner insurance rates track close to the relatively moderate statewide Ohio averages.
Economic momentum centers along the Interstate 70 corridor and U.S. Route 127 in Eaton, supporting light manufacturing, logistics, and agribusiness. Proximity to both the Dayton and Richmond, Indiana metro employment hubs supplies steady commuter stability without overwhelming rapid suburban build-out.
Real property in Preble County is assessed by the Preble County Auditor at 35% of appraised market value, with effective millage rates varying by taxing district and school district. Residential taxpayers benefit from Ohio's 10% rollback, 2.5% owner-occupied rollback, and eligible senior/disabled homestead exemption credits.
Residents have access to regional outdoor destinations such as Hueston Woods State Park, Fort St. Clair State Memorial, and Crystal Lake in Eaton. The county also features scenic covered bridges, local golf courses, and county fairgrounds hosting community gatherings.
The rental market in Preble County is tight with limited multifamily inventory, consisting largely of single-family detached rentals and small low-rise complexes in Eaton. Renters face low vacancy pressure and modest rent growth tied to regional workforce demand.
Preble County's economy is anchored by advanced manufacturing, food processing, logistics, and agriculture. Proximity to Dayton and Interstate 70 enables sustained employment stability and cross-county labor commuting.
Interstate 70 crosses the northern section of the county east-west, while U.S. Route 127 and U.S. Route 35 form key north-south and diagonal highway links connecting to Dayton, Cincinnati, and Richmond, Indiana. There is no fixed-route passenger rail, leaving personal vehicles as the predominant mode of transit.
Planning initiatives prioritize preserving prime agricultural land while concentrating commercial and light-industrial growth near Eaton and freeway interchanges along I-70.
Property appraisals are managed by the Preble County Auditor's office under Ohio's sexennial reappraisal cycle, supplemented by a triennial statistical update to adjust taxable values according to prevailing sales ratios.
Parcels are subject to overlapping local jurisdictions, including local school districts, township fire and EMS levies, the Preble County General Health District, and countywide senior and developmental disability service levies.
Property insurance availability remains stable throughout the county with premium adjustments aligning with broader Midwestern wind and convective storm loss experiences, while remaining moderate compared to national coastal averages.
- Land of Illusion Adventure Park4.422.4 mi
- Scene75 Entertainment Center | Dayton4.427 mi
- Wegerzyn Gardens MetroPark4.825.9 mi
- Kid Clubhouse4.727.2 mi
- Sky Zone Trampoline Park4.328.6 mi
- Spooky Nook Sports Champion Mill4.226.4 mi
- Hollywood Gaming at Dayton Raceway3.927.6 mi
- Land of Illusion Adventure Park4.422.4 mi
- University of Dayton Arena4.726.2 mi
- Dayton Convention Center4.126.6 mi
- Hueston Woods State Park4.613.7 mi
- Uranus Fudge Factory - Richmond Indiana4.77.7 mi
- Lewisburg Haunted Cave4.69.1 mi
- Thistlethwaite Falls4.612 mi
- Whitewater Memorial State Park4.618.7 mi
- Boonshoft Museum of Discovery4.725.9 mi
- Aullwood Audubon Center4.823 mi
- Carillon Historical Park4.826.3 mi
- The Dayton Art Institute4.725.9 mi
- Pyramid Hill Sculpture Park4.629.1 mi
- Hueston Woods State Park4.613.7 mi
- Whitewater Memorial State Park4.618.7 mi
- Germantown MetroPark4.817.3 mi
- Oxford Community Park4.619.3 mi
- Golden Gate Park4.714.9 mi
- Lakengren Marina4.67.1 mi
- Hueston Woods Golf Course4.415.4 mi
- Graywolf Golf Club3.919.7 mi
- Beechwood Golf Course4.213.6 mi
- Meijer4.212.1 mi
- Dillard's4.28.9 mi
- Steiner's Country Market4.80.7 mi
- T.J. Maxx4.519.1 mi
- Richmond Mall3.59 mi
- Dayton International Airport4.426.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Spans the southern border of Preble and Butler counties, featuring Acton Lake, hiking and bridle trails, a resort lodge, golf course, and boating facilities.
Located in Eaton, this historic site features walking trails, picnic shelters, and hosts the annual Whispering Christmas lights display.
Features an authentic 1800s farmstead, historic exhibit hall, covered bridge, and miles of public nature trails along scenic waterways.
A network of historic covered bridges, including the Roberts Covered Bridge (the oldest double-barreled covered bridge in the United States), creating a popular regional driving tour.
Data retrieved from U.S. Census Bureau ACS 5-year county profile tables for Preble County, OH.
Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district. Exemptions include the Homestead Exemption for qualifying seniors and disabled persons, which reduces the taxable value of the primary residence.
Governed by Ohio Revised Code Chapter 5713.
Ohio is a judicial foreclosure state requiring court action to foreclose. Owners have redemption rights to pay the full amount of taxes, penalties, and costs to stop the sale, typically until the confirmation of sale or decree of foreclosure.
Governed by Ohio Revised Code Chapters 323, 5721, and 5723.
applies when — Applies to the transfer of residential real property consisting of one to four dwelling units.
Sellers must complete a state-prescribed form disclosing known material conditions and defects of the property, including structural, mechanical, and environmental issues.
Governed by Ohio Revised Code Chapter 5302.30.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.