The story of this market
The typical home in ZIP 45321 sells for about $193,000, or $135 per square foot.
Prices are up +6.1% from a year ago, so sellers still have some momentum. Homes take about 39 days to sell. HUD's fair market rent for a two-bedroom is $1,012 a month.
ZIP 45321 — Eldorado
The housing market in the 45321 ZIP code remains steady, characterized by modest year-over-year price appreciation and consistent sales activity. While inventory levels are tight, the market is supported by stable demand from local buyers seeking affordability relative to the broader Dayton metro area.
This area is best suited for families and individuals seeking a quiet, rural lifestyle with affordable housing costs, while remaining within commuting distance of the Dayton employment core.
Median prices moved up 6.1% year over year.
Homes spend a median of 39 days on market with 4.2 months of supply — a fast-moving market.
27% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.5% · poverty 11.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45321, Preble County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Property taxes in Preble County are assessed by the county auditor based on the triennial update and sexennial reappraisal cycle, with rates determined by local levies and school district requirements.
Residents typically rely on personal vehicles for commuting to employment centers in the Dayton metropolitan area via regional highway corridors.
Local recreation is centered on rural community parks and proximity to regional outdoor spaces in Preble County.
The rental market is characterized by moderate demand and limited inventory, with rents reflecting the broader Dayton regional trends.
The local economy is primarily supported by regional employment in the Dayton metropolitan area, with a mix of manufacturing, healthcare, and education sectors.
Transportation is primarily highway-dependent, with access to regional routes connecting to Dayton and surrounding counties.
The Preble County Auditor manages property assessments, conducting reappraisals every six years and triennial updates to ensure fair market value alignment.
Parcels are subject to local school district levies and county-wide special service districts for emergency and utility management.
Property insurance premiums are influenced by regional weather patterns, including wind and storm risks common to the Ohio Valley.
Data retrieved from U.S. Census Bureau ACS 5-Year Estimates for ZCTA 45321.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Lewisburg Haunted Cave4.66.4 mi
- Darke County Fairgrounds4.515.2 mi
- Preble County Fairgrounds4.39.6 mi
- Wayne County Fairgrounds4.413.9 mi
- Natural Springs Resort - RV Park, Campground and Recreation Destination4.16.2 mi
- Uranus Fudge Factory - Richmond Indiana4.77.5 mi
- Lewisburg Haunted Cave4.66.4 mi
- Thistlethwaite Falls4.611.7 mi
- Glen Miller Park4.510 mi
- AMC CLASSIC Richmond 1148.8 mi
- Levi and Catharine Coffin State Historic Site4.714 mi
- Bear's Mill4.817.9 mi
- Garst Museum4.816.5 mi
- Hueston Woods State Park Covered Bridge4.819.8 mi
- Model T Museum4.811.5 mi
- Glen Miller Park4.510 mi
- Fort Saint Clair Park4.89.1 mi
- Hayes Arboretum4.89.2 mi
- Middlefork Reservoir4.410.3 mi
- Springwood Park4.211.8 mi
- Lakengren Marina4.613.4 mi
- Beechwood Golf Course4.28 mi
- Meijer4.210.9 mi
- Dillard's4.29.2 mi
- Steiner's Country Market4.86.1 mi
- Richmond Mall3.59.2 mi
- T.J. Maxx4.39.7 mi
- Dayton International Airport4.424.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community green space serving the village residents.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.