The story of this market
The typical home in Cass County, North Dakota sells for about $328,000, or $182 per square foot.
Prices are roughly flat from a year ago (-0.67%), a market in balance. Homes take about 51 days to sell. Over the long run, values in this county have grown 150% since 2000. Last year 31 of 40 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is winter weather, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,104 a month.
HUD sets the fair market rent for a 2-bedroom at $1,104 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+1.4%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+12.5%). Worst: 2010 (-0.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.6%
ND · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,529
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.4%
2025 change
FHFA repeat-sales index, median of 40 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
42
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $81,835,956.
Mortgage activity
Home lending in this county
90.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 7101 | 4916 | 90.7% | 4.9% | $215,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Cass County, North Dakota
Cass County's residential market exhibits stable, balanced performance supported by modest home appreciation, steady transaction volume, and tight inventory levels under three months of supply. Demand remains underpinned by Fargo's low unemployment and strong institutional employers across healthcare, technology, and higher education. Elevated mortgage interest rates continue to moderate rapid price acceleration, keeping price cuts and negotiation spreads within normalized bounds.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 24 cities · 26 ZIP reports
Median prices moved up 0.1% year over year.
Homes spend a median of 13 days on market with 0.4 months of supply — a fast-moving market.
2% of listings have cut prices · homes sell at 12% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 11.8% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 26 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Cass County, North Dakota — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Sep 20, 2026.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 26
researched Sep 27
researched Sep 27
researched Sep 26
| 58004 | Argusville | $85,000 | $72 | +2.4% | 115 | 98.5% | — | 6.2 | 4 | $850 | researched Sep 27 |
| 58008 | Arthur | $233,047 | $135 | +2.1% | 85 | 97.5% | 12% | 6.2 | 211 | $795 | researched Sep 27 |
| 58011 | Buffalo | $277,000 | $166 | +3.5% | 36 | — | — | — | 391 | $2,083 | researched Sep 27 |
| 58012 | Casselton | $277,000 | $166 | +3.5% | 47 | 98.5% | 14% | 3.2 | 354 | $814 | researched Sep 27 |
| 58016 | Clifford | $115,300 | — | — | — | — | — | — | — | $231 | researched Sep 27 |
| 58021 | Davenport | $315,000 | $166 | +0.7% | 36 | — | — | 0.2 | 391 | $1,300 | researched Sep 27 |
| 58031 | Alice | $315,000 | $166 | +0.7% | 36 | 98.5% | 4.7% | 1.4 | 492 | $1,150 | researched Sep 26 |
| 58038 | Gardner | $373,415 | $185 | -1.2% | 45 | 98.5% | 4.7% | 3.2 | 604 | $620 | researched Sep 27 |
| 58042 | Harwood | $365,000 | $166 | +0.7% | 95 | 98.5% | 22% | 0.6 | 560 | $1,272 | researched Sep 27 |
| 58045 | Hillsboro | $277,000 | $123 | +3.5% | 54 | 98.5% | 18.6% | 5.4 | 391 | $636 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Violent and property crime rates across Cass County remain relatively moderate compared to national averages, although urban centers like Fargo report localized property crime and vehicle theft above rural baseline rates. Overall countywide crime trajectories have remained stable over recent years.
Cass County is primarily anchored by Fargo Public School District and West Fargo Public Schools, both of which demonstrate solid statewide academic rankings, high graduation rates, and extensive AP and career programs.
The Red River basin presents persistent spring snowmelt flood exposure, which has historically driven extensive local diking, floodwall construction, and the multi-billion-dollar Fargo-Moorhead Area Diversion project. Wildfire risk is negligible, though extreme severe winter weather, freezing temperatures, and high plains wind events represent the primary property hazard threats.
Cass County serves as the economic driver of North Dakota, bolstered by North Dakota State University, major healthcare systems Sanford Health and Essentia Health, and tech and machinery hubs including Microsoft and Doosan Bobcat. Major ongoing infrastructure investments like the FM Diversion flood mitigation project continue to anchor regional development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) Superfund Liens: Establishes a statutory federal lien upon the parcel running in favor of the United States for all unrecovered cleanup costs, damages, and statutory interest incurred by the EPA. Rate and formula: Direct Dollar-for-Dollar Reimbursement (Lien Amount = Incurred Response Costs + Administrative Costs + Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Withholding: Imposes an affirmative withholding tax obligation on the transferee (buyer) to withhold and remit tax on the gross amount realized (gross sales price). The statutory base withholding rate is 15% of the total purchase price (Formula: Tax = Amount Realized × 15%). Exemptions and reductions: (1) 0% wit Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer.
The local economy is diversified across healthcare, higher education, software technology, advanced agricultural equipment manufacturing, and financial services, maintaining one of the lowest county unemployment rates in the upper Midwest.
Interstate 94 and Interstate 29 intersect in Fargo, serving as dominant regional commerce and trucking arteries, while MATBUS provides scheduled municipal transit throughout the urban core.
Planning commissions across Fargo and West Fargo are prioritizing southern and western perimeter master-planned residential subdivisions alongside targeted downtown high-density infill.
The Cass County Director of Equalization and municipal assessing offices appraise real property annually based on market value, adhering to North Dakota State Board of Equalization ratio requirements and assessment procedures.
Properties are subject to combined mill levies comprising county government, city jurisdictions, independent school districts, local park districts, soil conservation districts, and water resource districts.
Homeowners insurance rates face upward pressure from wind and hail claims, as well as flood insurance requirements for properties situated inside mapped FEMA special flood hazard areas prior to completion of the FM Diversion.
- Kingpinz Social4.222.7 mi
- Sky Zone Trampoline Park4.419.2 mi
- Thunder Road4.420.8 mi
- Skate City Fargo4.319.7 mi
- Shadow Wood Splash Pad4.620 mi
- FARGODOME4.519 mi
- Scheels Arena4.620 mi
- Red River Valley Fair Association4.316.4 mi
- Suite Shots4.522.7 mi
- Lucky's 13 Pub4.419.5 mi
- FARGODOME4.519 mi
- Marcus Century Cinema4.519.1 mi
- Sky Zone Trampoline Park4.419.2 mi
- Marcus West Acres Cinema4.419.7 mi
- Wild Bill's Sports Saloon - Fargo4.419.4 mi
- Hjemkomst Museum4.721 mi
- Fargo Air Museum4.518.8 mi
- Plains Art Museum4.620.5 mi
- Bonanzaville USA4.616.2 mi
- Roger Maris Museum4.619.6 mi
- Maplewood Park & Activity Center4.818.9 mi
- Rendezvous Park4.519.1 mi
- Trollwood Park4.519 mi
- Northern Plains Botanic Garden Society - Fargo4.718.8 mi
- Rabanus Park4.419.8 mi
- Edgewood Golf Course4.419.4 mi
- West Acres Mall4.319.6 mi
- Marshalls & HomeGoods4.318.4 mi
- T.J. Maxx4.219.2 mi
- Kohl's4.119.1 mi
- Burlington3.219.1 mi
- Hector International Airport4.217.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Accredited zoo located in Fargo specializing in cold-climate species and regional conservation.
Major multipurpose sports and entertainment stadium located on the NDSU campus.
Accredited regional fine arts museum situated in historic downtown Fargo.
Fargo's largest multi-use park along the Red River, featuring wooded trails, camping, and pedestrian bridges.
Data retrieved from U.S. Census Bureau ACS tables via Census Reporter profile and QuickFacts for Cass County, ND.
Allows for non-judicial foreclosure of real property mortgages through advertisement, subject to statutory notice and redemption requirements.
N.D.C.C. Chapter 35-22
applies when — Qualified individuals including seniors and individuals with permanent disabilities meeting specific income and asset thresholds
Provides a reduction in property tax liability based on income brackets, effectively lowering the tax burden for eligible homeowners.
N.D.C.C. Chapter 57-02
Tax is calculated by multiplying the taxable value by the total millage rate. Taxable value is 4.5% of the true and full (market) value. Formula: (Market Value * 0.50 * 0.09) * (Mills / 1000) or more simply (Market Value * 0.045) * (Mills / 1000).
N.D.C.C. Chapters 57-02 through 57-35
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.