The story of this market
The typical home in Beaverhead County, Montana sells for about $401,000, or $205 per square foot.
Prices are down 31.5% from a year ago, which gives buyers more room to negotiate. Homes take about 40 days to sell. Over the long run, values in this county have grown 224% since 2000. The biggest natural hazard here is winter weather, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,074 a month.
HUD sets the fair market rent for a 2-bedroom at $1,074 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
+5.3%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+21.8%). Worst: 2011 (-5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.9%
MT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,487
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+5.3%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
96
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $11,704,063.
Mortgage activity
Home lending in this county
89.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 333 | 185 | 89.4% | 8.1% | $245,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Beaverhead County, Montana
The Beaverhead County housing market is currently experiencing a significant correction, with median sale prices declining by 31.5% year-over-year to $401,000. While the number of homes sold remains low at 8 units, the market has seen a notable reduction in the median days on market compared to the previous year. This volatility suggests a cooling period following previous years of rapid price appreciation.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 6 ZIP reports
Median prices moved down 1.2% year over year.
Homes spend a median of 91 days on market with 6.3 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 97.92% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 11.4% — a stable, low-distress profile.
Deterministic aggregate of 6 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 59725 | Dillon | $401,248 | $158 | +2.1% | 85 | 97.5% | 12% | 5.1 | 71 | $842 | researched Sep 27 |
| 59734 | Lima | $825,000 | $415 | +4.2% | 68 | 97.5% | 12% | 8.4 | 42 | $2,150 | researched Sep 27 |
| 59736 | Jackson | $657,164 | $350 | -1.9% | 90 | 98% | 15% | 6.2 | 1,605 | $710 | researched Sep 27 |
| 59744 | — | — | — | — | — | — | — | — | — | — | researched Sep 27 |
| 59751 | Silver Star | $750,000 | $485 | +2.4% | 142 | 97.5% | 18% | 8.2 | 48 | $2,200 | researched Sep 27 |
| 59761 | Wisdom | $440,391 | $255 | +2.1% | 120 | 97.5% | 12% | 9 | 18 | $613 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county economy is supported by a total employment base of 2,643 as of 2023, with a modest annual employment growth rate of 0.5%.
Data retrieved from Census Reporter profile for Beaverhead County, MT.
applies when — Property owned by the state or other exempt entities held by a private party under a contract of sale
The property is assessed and taxed to the private holder as if they held legal title, without deduction for unpaid purchase price.
MCA 15-24-1202
Property is valued by the Department of Revenue; tax is calculated by applying the state-determined tax rate to the taxable value (Market Value x Tax Rate). Homestead and long-term rental reduced tax rates are available via enrollment.
Montana Department of Revenue Property Assessment Division
applies when — Residential property on a parcel exceeding 40 acres
Requires judicial foreclosure through a sheriff's sale; includes a 1-year right of redemption during which the borrower may remain in the residence.
MCA 71-1-224
applies when — Residential property on a parcel of 40 acres or less
Allows for non-judicial foreclosure via trustee sale; no right of redemption exists for the borrower after the sale; deficiency judgments are prohibited.
MCA 71-1-315; Montana Small Tract Financing Act
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.