The story of this market
The typical home in ZIP 59761 sells for about $440,391, or $255 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $613 a month.
ZIP 59761 — Wisdom
The Wisdom housing market is characterized by low inventory and slow turnover, typical of a remote, rural mountain community. Prices have seen modest appreciation, driven by limited supply rather than high demand. The market remains stable, with activity largely dictated by seasonal tourism and lifestyle buyers.
This ZIP is best suited for outdoor enthusiasts, retirees, and those seeking a remote, rural lifestyle. It is not ideal for commuters or those requiring proximity to urban amenities or diverse employment opportunities.
Median prices moved up 2.1% year over year.
Homes spend a median of 120 days on market with 9.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 5.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 59761, Beaverhead County MT
Crime rates in Wisdom are significantly lower than the national average, with the area experiencing very few reported violent or property crimes. The rural nature of the community contributes to a high sense of safety compared to more populated regional centers.
Public education is provided by the Wisdom Elementary School, which serves the local community in a small-classroom setting. The school is part of a rural district structure that emphasizes community involvement and personalized instruction.
The area faces risks associated with wildfire activity common to the Big Hole Valley, necessitating proactive defensible space management. Flood risks are primarily localized to the Big Hole River corridor during spring runoff.
Economic momentum is driven by seasonal tourism, ranching, and outdoor recreation, with limited large-scale commercial development. Infrastructure remains focused on maintaining access to regional highways and supporting the local agricultural base.
Property taxes are assessed by Beaverhead County based on the state's reappraisal cycle, with mill levies determined by local school and county government budgets. There are no local sales taxes, though state-level income and lodging taxes apply.
Commuting is primarily by personal vehicle, with residents traveling significant distances to reach employment hubs in Dillon or Butte. Public transit options are not available in this remote mountain valley.
The area is a premier destination for fly fishing on the Big Hole River, cross-country skiing, and access to the Anaconda-Pintler Wilderness. Local amenities are limited to essential services, with major shopping located in larger towns.
The rental market is extremely limited with very low inventory, often dominated by seasonal housing for tourism workers. Vacancy pressure is high due to the lack of long-term rental stock.
The economy is anchored by the agricultural sector, specifically cattle ranching, and a robust seasonal tourism industry. Employment is largely localized to small businesses, hospitality, and public services.
Transportation is entirely dependent on private vehicles, with Highway 43 serving as the primary artery. There is no public transit infrastructure.
There are no major commercial or residential developments currently approved or under construction in the ZIP code. Planning is focused on land conservation and agricultural preservation.
The Beaverhead County Assessor manages property valuations, which are subject to the Montana Department of Revenue's biennial reappraisal cycle. Assessments are based on market value for residential properties.
Parcels are subject to local school district levies and county-wide emergency service assessments. There are no MUDs or PIDs in this rural jurisdiction.
Property insurance premiums are rising due to increased wildfire risk in the region. Coverage availability remains stable but requires proactive mitigation efforts by homeowners.
Data retrieved from Census Bureau ZCTA-level tables; figures reflect rural mountain community characteristics.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
World-class blue-ribbon trout fishing destination.
National Park Service site commemorating the 1877 Nez Perce conflict.
Popular area for winter sports and hiking trails.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.