The story of this market
The typical home in Cooper County, Missouri sells for about $245,628, or $146 per square foot.
Prices are up +3.59% from a year ago, so sellers still have some momentum. Homes take about 87 days to sell, which is slow. Over the long run, values in this county have grown 147% since 2000. Last year 4 of 5 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is heat wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $962 a month.
HUD sets the fair market rent for a 2-bedroom at $962 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+8.3%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+13%). Worst: 2010 (-3.3%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.7%
MO · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,278
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+8.3%
2025 change
FHFA repeat-sales index, median of 5 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
73
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $11,305,529.
Mortgage activity
Home lending in this county
80.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 471 | 272 | 80.7% | 11.1% | $135,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Cooper County, Missouri
Cooper County's housing market shows steady appreciation with a 3.59% year-over-year increase in median home values. While inventory remains tight, the market is currently balanced by a price-to-income ratio that remains relatively affordable for the region. Demand is supported by the county's role within the Columbia metropolitan area.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 9 ZIP reports
Median prices moved up 3.0% year over year.
Homes spend a median of 69 days on market with 4.8 months of supply — a balanced-paced market.
13% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.3% · poverty 10.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 5 researched ZIP reports of 9 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Cooper County, Missouri — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Oct 5
| 65233 | Boonville | $281,950 | $166 | +3.2% | 68 | 97.5% | 12.5% | 5.2 | 103 | $792 | researched Sep 27 |
| 65237 | Bunceton | $215,000 | $135 | +3.2% | 62 | 97.5% | 12% | 4.5 | 18 | $756 | researched Sep 27 |
| 65247 | Excello | $225,000 | $145 | +3.2% | 68 | 97.5% | 15% | 6 | 12 | $950 | researched Sep 27 |
| 65274 | New Franklin | $196,174 | $118 | +2.4% | 84 | 97.5% | 12% | 4.2 | 12 | $681 | researched Sep 27 |
| 65276 | Pilot Grove | $215,000 | $138 | +2.4% | 48 | 97.5% | 8% | 4.2 | 12 | $727 | researched Sep 27 |
| 65281 | Salisbury | $233,900 | $161 | — | 114 | — | 51.4% | — | 70 | $729 | researched Sep 27 |
| 65287 | Wooldridge | $146,500 | $115 | +2.1% | 65 | 98.5% | 15% | 3.2 | 12 | $1,150 | researched Sep 27 |
| 65322 | Blackwater | $150,000 | $105 | +3.2% | 68 | 96.5% | 12% | 5.2 | 12 | $883 | researched Sep 27 |
| 65348 | Otterville | — | $55 | — | 105 | — | — | — | 10 | $878 | researched Oct 5 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Cooper County recorded a violent crime rate of 271 per 100,000 residents in 2024, which is considered to be around the middle of the national range. Property crime is reported at 1,837 per 100,000 residents.
The county is part of the Columbia, Missouri metropolitan area and has experienced modest population growth of 0.2% since 2020. Economic activity is supported by a mix of local industry and proximity to the Columbia employment hub.
Property taxes are assessed at the county level; specific rates vary by local school district and municipal levies. The county maintains a central appraisal district for property valuation.
The rental market is characterized by a median gross rent of $782, with approximately 24.3% of occupied homes being renter-occupied.
The county economy is linked to the broader Columbia metropolitan area, with a reported unemployment rate of 4.3%.
The county is served by regional highway corridors connecting to the Columbia metropolitan area.
The county operates a central appraisal district responsible for property assessments.
Parcels are subject to various local school district and municipal special district levies.
- Level Up Entertainment4.326.8 mi
- Bonkers Columbia4.228.5 mi
- Tiger Bounce4.328.5 mi
- Breakout CoMo4.829.1 mi
- Leisure Park4.523.5 mi
- Mizzou Arena4.628.5 mi
- Missouri State Fairgrounds4.524.9 mi
- Faurot Field at Memorial Stadium4.728.6 mi
- Cooper's Landing Riverside Resort & Marina4.625.8 mi
- Midway Golf & Games4.624.8 mi
- Warm Springs Ranch4.915.3 mi
- The A-Frame Winegarden on The Blufftop at Rocheport4.417.8 mi
- Arrow Rock State Historic Site4.714.4 mi
- Katy Trail - Rocheport Trailhead4.817.6 mi
- The Peach Tree Farm4.715.1 mi
- Museum of Art and Archaeology4.729.1 mi
- Bothwell Lodge State Historic Site4.620.1 mi
- The State Historical Society of Missouri Center for Missouri Studies4.828.9 mi
- Missouri United Methodist Church4.729.1 mi
- The Columns4.828.9 mi
- Arrow Rock State Historic Site4.714.4 mi
- Katy Trail - Rocheport Trailhead4.817.6 mi
- Katy Trail - Boonville Trailhead4.79.3 mi
- Lamine River Conservation Area4.513 mi
- Katy Trail - Rocheport Tunnel4.917.2 mi
- Hail Ridge Golf Club410.3 mi
- Dutch Bakery and Bulk Food Store, LLC.4.815.2 mi
- Fed from the Farm519.7 mi
- Emperor's Shuttle and Taxi Service4.729.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Located in the county seat of Boonville.
Data sourced from US Census QuickFacts and MoverMath.
Allows lenders to foreclose without court intervention via power of sale. Requires specific notice of default and intention to foreclose; prohibits deficiency judgments against owner-occupants in certain nonjudicial residential foreclosures.
Governed by RSMo Sections 443.290 to 443.440.
applies when — Applies only in counties that have formally adopted the provisions of RSMo Section 137.082.
Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster.
RSMo Section 137.082.
Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Established under Article X, Section 4(b) of the Missouri Constitution and RSMo Section 137.115.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.