The story of this market
The typical home in ZIP 65276 sells for about $215,000, or $138 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $727 a month.
ZIP 65276 — Pilot Grove
The housing market in 65276 remains stable with low inventory and modest price appreciation. Activity is driven by local demand and limited turnover, typical of a small rural community. Most metrics reflect a balanced market with no significant speculative pressure.
This ZIP code is best suited for families and individuals seeking a quiet, rural lifestyle with affordable housing options, while remaining within a reasonable driving distance of larger regional employment centers.
Median prices moved up 2.4% year over year.
Homes spend a median of 48 days on market with 4.2 months of supply — a fast-moving market.
8% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 6.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 65276, Cooper County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Pilot Grove area are generally low and consistent with rural Missouri trends, remaining well below national averages for violent and property crime.
The area is served by the Pilot Grove C-4 School District, which maintains a small-town educational environment with generally favorable student-to-teacher ratios.
The region faces standard Midwestern climate risks, including occasional severe thunderstorms and wind events; flood risk is localized to specific low-lying areas near regional creeks.
Economic momentum is driven by local agriculture and small-scale commerce, with limited large-scale industrial development; the area serves as a stable residential base for commuters to nearby Columbia or Sedalia.
Property taxes are assessed at the county level by Cooper County, utilizing a standard millage rate structure applied to the assessed value of real property, with no additional MUD or PID districts typically found in this rural jurisdiction.
Residents primarily rely on personal vehicles for commuting, with Highway 135 serving as the main artery connecting to regional employment hubs in Columbia and Sedalia.
Local recreation is centered on community parks and proximity to the Katy Trail State Park, offering extensive hiking and biking opportunities within a short drive.
The rental market is characterized by low inventory and high demand for single-family homes, with limited multi-family options available in the immediate ZIP code.
The local economy is primarily supported by agricultural operations, local retail, and small-business services, with many residents commuting to larger nearby cities for professional employment.
Public transit is not available; the area is entirely dependent on private vehicle transportation via state and county highway networks.
There are no major large-scale commercial or residential developments currently approved or under construction within the ZIP code boundaries.
The Cooper County Assessor manages property valuations, typically conducting biennial reassessments to align with market value trends.
Parcels are subject to standard school district and county-level taxation; no special utility or hospital districts are currently active in this ZIP.
Property insurance premiums are stable, though homeowners should account for standard Midwestern coverage requirements for wind and storm damage.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major regional rail-trail offering extensive biking and hiking access.
Local community park providing playground and picnic facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.