The story of this market
The typical home in Montgomery County, Georgia sells for about $115,500, or $75 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 60 days to sell. Over the long run, values in this county have grown 45% since 2002. HUD's fair market rent for a two-bedroom is $1,002 a month.
HUD sets the fair market rent for a 2-bedroom at $1,002 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2002–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+19.4%). Worst: 2020 (-7.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
GA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,387
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2002–2025
0%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2002 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
35
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $3,018,009.
Mortgage activity
Home lending in this county
75.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 171 | 85 | 75.6% | 9.1% | $155,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Montgomery County, Georgia
Montgomery County maintains a stable, low-cost housing market with limited inventory turnover. Growth remains modest, driven by local agricultural and public sector employment, with minimal speculative development.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 5 ZIP reports
Median prices moved down 3.7% year over year.
Homes spend a median of 97 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 76.59% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 20.6% — a mixed stability profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Montgomery County, Georgia — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 20
researched Sep 20
| 30410 | Ailey | $390,000 | $184 | 0% | 69 | — | — | — | 63 | $1,044 | researched Sep 16 |
| 30412 | Alston | $159,400 | $105 | +2.1% | 145 | 96.5% | 5% | 8.2 | 4 | $850 | researched Sep 16 |
| 30445 | Mount Vernon | $239,000 | $135 | -8% | 78 | 96% | — | — | 40 | $590 | researched Sep 16 |
| 30473 | Uvalda | $272,000 | $115 | 0% | 142 | 98% | — | — | 9 | $737 | researched Sep 20 |
| 30474 | Vidalia | $290,000 | $131 | +81.3% | 34 | 108% | — | — | 123 | $820 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county is served by the Montgomery County School District, which provides public education for the area's K-12 students.
The region is subject to standard Georgia climate risks, including seasonal severe thunderstorms and occasional tropical weather impacts.
The local economy is primarily driven by agriculture and small-scale manufacturing, with limited large-scale industrial development.
Property taxes are assessed by the Montgomery County Tax Commissioner based on fair market value, with exemptions available for homesteads and seniors.
The economy is largely agricultural, supported by local government and small business services.
The county is served by state highways connecting to regional hubs, with no major public transit infrastructure.
The Montgomery County Tax Assessor maintains property valuations based on annual market analysis.
The county is served by the Montgomery County School District and regional hospital authorities.
Property insurance premiums are influenced by regional weather patterns and rural fire protection ratings.
- Palm Beach Island4.520.8 mi
- Sweet Onion Cinemas4.28.8 mi
- Vidalia Onion Museum4.78.8 mi
- TNT Bowling Center4.17.9 mi
- Deen’s Landing4.518.6 mi
- Vidalia Onion Museum4.78.8 mi
- Partin Park or Lyons Recreation Department4.511.4 mi
- Oconee River Lodge4.517.7 mi
- Towns Bluff Park & Heritage Center4.415.9 mi
- Vidalia Recreation Department4.48 mi
- Deen’s Landing4.518.6 mi
- Belk4.38.3 mi
- The Parts Farm4.217 mi
- DG Market411.7 mi
- Woody Folsom Nissan of Vidalia4.47.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Built in 1907, this historic structure in Mount Vernon serves as a central landmark for the county.
Data retrieved from US Census Bureau QuickFacts and Census Reporter.
Allows lenders to foreclose on property without a court order provided the security deed contains a power of sale clause; requires specific notice and advertising procedures.
O.C.G.A. Title 44, Chapter 14, Article 7
Sellers are required to truthfully answer questions posed by buyers regarding the property's condition, though specific liability protections exist for non-disclosure of certain psychological impacts or non-material facts.
O.C.G.A. § 44-1-16
applies when — Owner must occupy the property as their legal residence and have owned the property on January 1 of the tax year.
Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied.
O.C.G.A. § 48-5-40
Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
O.C.G.A. § 48-5-7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.