LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 99109 sells for about $615,000, or $202 per square foot.

Homes take about 21 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,450 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 99109 — Chewelah

Spokane County →Spokane marketrefreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · neutral

The Spokane housing market is currently balanced, with stable pricing and moderate inventory levels. Buyers are seeing more options compared to previous years, though affordability remains a constraint on overall sales volume.

Who this ZIP fits

This area is well-suited for family buyers and commuters seeking a balance between suburban living and access to the Spokane urban core.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 807.1 km²Water area · 0.7 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$615,000
Divergent · 49.6% from published 2026 series — validation case open, publishes pending verdict
Days on market
21 days
Active listings
21
Listings with price cuts
43%
share of active listings
Sale-to-list ratio
96.9%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
64
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved sideways 0.0% year over year.

76
Liquidity/100

Homes spend a median of 21 days on market with 4.8 months of supply — a fast-moving market.

44
Momentum/100

43% of listings have cut prices · homes sell at 96.9% of asking — demand is holding steady.

86
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 9.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2017201820192020202120222023202420252026202720292031$200,000$300,000$400,000$500,000$600,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2017201820192020202120222023202420252026202720292031$1,500$3,000$4,500$6,000$7,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
21,000

ZCTA 99109, Spokane County WA

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.3%
Foreign-born residents
63
Naturalized (of foreign-born)
77.8%
Non-citizens (of population)
0.3%
Entered 2010 or later (of foreign-born)
15.9%
World region of birth (foreign-born)
Europe
44.4%
Americas
27%
Asia
23.8%
Africa
4.8%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime trends in the Spokane region remain stable, with localized variations in property crime rates compared to state averages.

Schools & education

Schools serving the area are generally characterized as meeting state standards, with performance varying by specific district boundaries.

Environmental & hazard

The region faces moderate wildfire risk during summer months and standard winter weather exposure, with insurance premiums reflecting regional hazard assessments.

Growth & development

Economic momentum is driven by healthcare, education, and manufacturing sectors, with steady infrastructure investment supporting regional development.

Taxation

Property taxes are assessed by the county based on annual valuations, with rates determined by local levies and special district requirements.

Transportation & commute

Commute times are generally moderate, with residents primarily utilizing highway corridors for access to the Spokane employment core.

Recreation & amenities

The area offers access to regional parks, hiking trails, and proximity to lakes, with local shopping and dining districts serving the immediate community.

Rental market

The rental market shows stable demand with moderate vacancy pressure, reflecting a mix of long-term residents and a limited short-term rental presence.

Economy & employers

The economy is anchored by major employers in healthcare, higher education, and aerospace manufacturing, providing a diverse industrial base.

Transportation & infrastructure

The area is served by a network of state highways and regional transit services, facilitating access to the broader Spokane metropolitan area.

Development pipeline

Development pipeline includes mixed-use residential projects and commercial expansions aimed at supporting population growth.

County appraisal district

The Spokane County Assessor's Office manages property valuations, with assessments reflecting market trends as of January 1st annually.

Special districts

Parcels are subject to various special districts, including school, fire, and utility districts that fund local infrastructure and services.

Insurance & hazard market

Property insurance markets are stable, though premiums are influenced by regional wildfire and weather-related risk assessments.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 99109, Spokane County WA
Population
21,000
Median age
38.5 yrs
Owner-occupancy
68.2%
Median home value
$411,035
Median gross rent
$1,450
Median household income
$65,000
Median year built
1975
Vacancy rate
4.5%
Renter share
31.8%
Owner cost burden
22%
Renter cost burden
45%
Population change
+0.5%
Net migration
150
Work-from-home share
12%
Mean commute
24.5 min
Bachelor's or higher
32%
Unemployment
4.2%
Poverty rate
9.5%
Avg household size
2.5
White
85%
Hispanic
5%
Other
10%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Local ElementaryElementary6/10Spokane Public SchoolsServes the primary residential area.
Local High SchoolHigh7/10Spokane Public SchoolsProvides comprehensive secondary education.
School districts
Spokane Public SchoolsBLargest district in the county, serving the majority of the city.
Utilities & services
ElectricAvistaPrimary regional provider.
Natural GasAvistaPrimary regional provider.
InternetXfinity/CenturyLinkMajor broadband providers in the area.
Major employers & industries
Providence Health CareHealthcareMajor regional employer.
Spokane Public SchoolsEducationSignificant local employer.
Major amenities · ZIP 99109
Entertainment venues, stadiums & amphitheaters
2 · 20 mi
Family fun & things to do
1 · 13 mi
Parks, trails & nature
1 · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Golf
1 · 13 mi
Shopping & dining districts
1 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Riverside State Park
Park

Large regional park offering extensive trails and river access.

Spokane Valley Mall
Shopping

Major retail anchor serving the greater Spokane area.

On the horizon · announced & under construction
Spokane Infrastructure ExpansionInfrastructureOngoingMulti-year project to improve regional transit and road connectivity.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.