ZIP 95747 — Roseville

The area is served by highly-rated public schools within the Roseville Joint Union High School District and Roseville City School District.

The region faces standard California wildfire and climate-related insurance considerations, with ongoing monitoring of regional flood risks.

The area benefits from proximity to major Sacramento-area employment hubs and significant ongoing residential and mixed-use development in the Placer One and West Roseville corridors.

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Residents primarily commute via Highway 65 and Interstate 80 toward the Sacramento employment core, with average travel times around 31 minutes.

The ZIP features extensive access to local parks, the Mahany Regional Park complex, and proximity to Folsom Lake and various golf courses.

The rental market remains stable with moderate vacancy pressure and consistent demand driven by the area's suburban appeal.

The local economy is anchored by healthcare, retail, and professional services, with significant employment contributions from the broader Sacramento-Roseville-Folsom metropolitan area.

Transportation is heavily reliant on private vehicles, supported by the Highway 65 and I-80 corridors, with limited public transit options compared to the urban core.

Significant residential and commercial expansion is ongoing in the western portions of the ZIP, particularly within the Placer One development area.

The Placer County Assessor manages property valuations, adhering to Proposition 13 guidelines for assessment increases.

Parcels may be subject to various Mello-Roos community facilities districts and local utility assessments common in newer master-planned developments.

Property insurance premiums in the region are influenced by statewide wildfire risk assessments and general market volatility.