LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 95715 sells for about $525,000, or $315 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,150 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 95715 — Emigrant Gap

Placer County →refreshed Sep 16, 2026next refresh Oct 16, 2026
Market mood · cautious

The housing market in 95715 is characterized by low inventory and slow turnover, typical of a remote mountain community. Prices have stabilized following years of growth, with high insurance costs and wildfire risks acting as primary headwinds for potential buyers.

Who this ZIP fits

This ZIP is best suited for outdoor enthusiasts, remote workers, and those seeking a quiet, rural lifestyle away from urban centers.

Parent geography
Emigrant Gap · no city intel reportPlacer County →California state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 87.6 km²Water area · 1.6 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$525,000
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
62 days
Active listings
18
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
71
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

50
Liquidity/100

Homes spend a median of 62 days on market with 6.0 months of supply — a balanced-paced market.

72
Momentum/100

12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

100
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 3.3% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,000$3,000$4,000$5,000$6,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-1.2%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
61

ZCTA 95715, Placer County CA

Area context
Crime & safety

Crime rates in the Emigrant Gap area are significantly lower than the California state average, reflecting its remote, rural nature.

Schools & education

The area is served by the Placer Union High School District and local elementary districts, which generally maintain high performance ratings compared to state averages.

Environmental & hazard

The region faces high wildfire risk, which significantly impacts property insurance availability and premium costs for homeowners.

Growth & development

Economic momentum is limited by the area's geography; growth is primarily driven by tourism, recreation, and remote work rather than large-scale industrial development.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Transportation & commute

Commuting is primarily via Interstate 80, with residents facing long drive times to employment hubs in the Sacramento metropolitan area.

Recreation & amenities

The area offers extensive access to outdoor recreation, including proximity to the Tahoe National Forest, hiking trails, and winter sports venues.

Rental market

The rental market is characterized by low inventory and high demand for seasonal or short-term housing, often linked to the tourism industry.

Economy & employers

The local economy is heavily reliant on tourism, forestry, and seasonal recreation services.

Transportation & infrastructure

Transportation is almost exclusively dependent on private vehicles via the I-80 corridor.

Development pipeline

Development is strictly limited by environmental protections and rural zoning ordinances.

County appraisal district

Placer County Assessor maintains property valuations based on purchase price plus annual inflation adjustments.

Special districts

Parcels are subject to various special districts including fire protection and local school district levies.

Insurance & hazard market

Property insurance is difficult to obtain and expensive due to the high wildfire hazard classification of the Sierra Nevada foothills.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 95715, Placer County CA
Population
61
Median age
50.7 yrs
Owner-occupancy
88.2%
Median home value
$515,000
Median gross rent
$1,850
Median household income
$88,450
Median year built
1973
Vacancy rate
15.5%
Renter share
11.8%
Owner cost burden
22%
Renter cost burden
35%
Population change
-1.2%
Net migration
0
Work-from-home share
28.5%
Mean commute
42 min
Bachelor's or higher
38%
Unemployment
0%
Poverty rate
3.3%
Avg household size
2.1
White
92%
Hispanic
5%
Other
3%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Alta-Dutch Flat ElementaryElementary7Alta-Dutch Flat Union ElementarySmall rural school serving the local community.
Colfax High SchoolHigh6Placer Union High School DistrictPrimary high school serving the broader region.
School districts
Placer Union High School DistrictBCovers a large geographic area in the Sierra foothills.
Alta-Dutch Flat Union ElementaryBSmall district focused on local elementary education.
Utilities & services
ElectricPG&EPrimary provider for the region.
InternetVarious Satellite/DSLLimited high-speed options due to terrain.
WaterLocal Water DistrictsOften managed by small community service districts.
Major employers & industries
Placer County GovernmentPublic AdministrationMajor regional employer.
Tourism/HospitalityServicePrimary private sector industry.
Major amenities · ZIP 95715
Entertainment venues, stadiums & amphitheaters
6 · 20 mi
Family fun & things to do
1 · 13 mi
Museums, galleries & history
7 · 20 mi
Parks, trails & nature
5 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Tahoe National Forest
Public Land

Provides extensive hiking, camping, and wilderness access.

Yuba River
Waterway

Popular for fishing, swimming, and scenic recreation.

Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.