The story of this market
The typical home in ZIP 95715 sells for about $525,000, or $315 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,150 a month.
ZIP 95715 — Emigrant Gap
The housing market in 95715 is characterized by low inventory and slow turnover, typical of a remote mountain community. Prices have stabilized following years of growth, with high insurance costs and wildfire risks acting as primary headwinds for potential buyers.
This ZIP is best suited for outdoor enthusiasts, remote workers, and those seeking a quiet, rural lifestyle away from urban centers.
Median prices moved up 2.4% year over year.
Homes spend a median of 62 days on market with 6.0 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 3.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 95715, Placer County CA
Crime rates in the Emigrant Gap area are significantly lower than the California state average, reflecting its remote, rural nature.
The area is served by the Placer Union High School District and local elementary districts, which generally maintain high performance ratings compared to state averages.
The region faces high wildfire risk, which significantly impacts property insurance availability and premium costs for homeowners.
Economic momentum is limited by the area's geography; growth is primarily driven by tourism, recreation, and remote work rather than large-scale industrial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Commuting is primarily via Interstate 80, with residents facing long drive times to employment hubs in the Sacramento metropolitan area.
The area offers extensive access to outdoor recreation, including proximity to the Tahoe National Forest, hiking trails, and winter sports venues.
The rental market is characterized by low inventory and high demand for seasonal or short-term housing, often linked to the tourism industry.
The local economy is heavily reliant on tourism, forestry, and seasonal recreation services.
Transportation is almost exclusively dependent on private vehicles via the I-80 corridor.
Development is strictly limited by environmental protections and rural zoning ordinances.
Placer County Assessor maintains property valuations based on purchase price plus annual inflation adjustments.
Parcels are subject to various special districts including fire protection and local school district levies.
Property insurance is difficult to obtain and expensive due to the high wildfire hazard classification of the Sierra Nevada foothills.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Forest House Lodge4.716.7 mi
- Crazy Horse Saloon & Grill4.517 mi
- Stone House4.416.9 mi
- Miners Foundry Cultural Center4.717.1 mi
- The Center For the Arts4.819.5 mi
- Loch Leven Lakes Trailhead4.710.9 mi
- Edwards Crossing Bridge4.616.3 mi
- Gold Vibe Kombuchary4.916.4 mi
- Miners Foundry Cultural Center4.717.1 mi
- The Center For the Arts4.819.5 mi
- Nevada County Narrow Gauge Railroad Museum4.817 mi
- Emerald Pools Trail4.65.7 mi
- Nyack Snow Park4.33.4 mi
- Thousand Trails Snowflower4.17.3 mi
- Loch Leven Lakes Trailhead4.710.9 mi
- Omega Diggings Overlook Trail4.75.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides extensive hiking, camping, and wilderness access.
Popular for fishing, swimming, and scenic recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.