The story of this market
The typical home in ZIP 95631 sells for about $529,900, or $235 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 23 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,814 a month.
ZIP 95631 — Foresthill
The housing market in 95631 remains stable with limited inventory driving moderate price growth. Demand is supported by buyers seeking rural lifestyle properties, though high wildfire insurance costs remain a significant headwind for the market.
This ZIP is best suited for outdoor enthusiasts, families seeking a rural lifestyle, and remote workers who do not require a daily commute to urban centers.
Median prices moved up 2.1% year over year.
Homes spend a median of 23 days on market with 3.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 8.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 95631, Placer County CA
Foresthill generally experiences low crime rates typical of rural Placer County, with property crime being the primary concern compared to more urbanized areas of the region.
Schools serving the area are part of the Foresthill Union School District, which generally maintains stable performance ratings within the state framework.
The area is located in a high-risk wildfire zone, which significantly influences property insurance availability and premium costs for homeowners.
Economic momentum is driven by local services and tourism, with limited large-scale industrial development due to the area's mountainous, rural geography.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Commuting to the Sacramento employment core typically involves a 45-60 minute drive via Foresthill Road and I-80.
The area offers extensive access to the Tahoe National Forest, American River trails, and outdoor activities like hiking, fishing, and mountain biking.
The rental market is characterized by low inventory and high demand for single-family homes, with limited multi-family options available.
The local economy is primarily supported by small businesses, tourism, and public sector employment within Placer County.
Public transit is extremely limited; residents are almost entirely dependent on personal vehicles for transportation.
Development is strictly constrained by rural zoning and environmental protections, with minimal large-scale residential projects planned.
The Placer County Assessor manages property valuations based on Proposition 13 guidelines.
Parcels are subject to various special districts including fire protection and local school district levies.
Property insurance is challenging to secure due to high wildfire risk, often requiring participation in the California FAIR Plan.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Nevada County Fairgrounds4.618.1 mi
- DarkHorse Golf Club3.914.7 mi
- Ridge Golf Course & Events Center4.518.3 mi
- Forest House Lodge4.74.5 mi
- Crazy Horse Saloon & Grill4.518 mi
- Gold Vibe Kombuchary4.915.5 mi
- The Center For the Arts4.818 mi
- Miners Foundry Cultural Center4.718 mi
- Nevada County Narrow Gauge Railroad Museum4.817.3 mi
- Elixart4.618 mi
- Upper Lake Clementine Beach4.512.9 mi
- Bear River Park Day Use Area4.711.4 mi
- Codfish Creek Falls Discovery Trail (Head)4.510.1 mi
- Stevens Trailhead4.69.1 mi
- Bear River Fishing Access4.211.1 mi
- Sugar Pine Reservoir4.63.8 mi
- Sugar Pine Reservoir4.63.8 mi
- Dollar General4.29.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides vast recreational space for hiking and camping.
Popular multi-use trail for mountain biking and hiking.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.