The story of this market
The typical home in ZIP 95248 sells for about $444,758, or $280 per square foot.
Prices are up +2% from a year ago, so sellers still have some momentum. Homes take about 56 days to sell. HUD's fair market rent for a two-bedroom is $1,900 a month.
ZIP 95248 — Rail Road Flat
The Stockton housing market, which encompasses ZIP 95248, is currently characterized as a balanced market with a median sale price of approximately $445,000. While inventory levels and days on market suggest a cooling from previous peaks, the market remains active with a sale-to-list ratio near 99%. Figures are based on city-wide data for Stockton as specific ZCTA-level metrics for 95248 were not independently reported.
Median prices moved up 2.0% year over year.
Homes spend a median of 56 days on market with 3.5 months of supply — a fast-moving market.
33% of listings have cut prices · homes sell at 99.3% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.0% · poverty 15.0% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 95248, San Joaquin County, CA
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Data aggregated from Stockton city-level census profiles as ZIP-specific ZCTA data is not independently published in the provided sources.
- Ironstone Amphitheatre4.614.4 mi
- Ironstone Vineyards4.614.5 mi
- California Cavern State Historic Landmark4.78.6 mi
- Bistro Espresso4.310.1 mi
- Gold Country Lanes4.416.2 mi
- Calaveras Big Trees State Park4.811.7 mi
- Black Chasm Cavern National Natural Landmark4.89.4 mi
- Mercer Caverns4.712.3 mi
- Indian Grinding Rock State Historic Park4.89.6 mi
- California Cavern State Historic Landmark4.78.6 mi
- Mercer Caverns4.712.3 mi
- Ironstone Vineyards4.614.5 mi
- California Cavern State Historic Landmark4.78.6 mi
- Kennedy Gold Mine Tours4.714.6 mi
- Angels Camp Museum4.817.5 mi
- Calaveras Big Trees State Park4.811.7 mi
- Indian Grinding Rock State Historic Park4.89.6 mi
- Lake Tabeaud4.68.3 mi
- White Pines Park4.610.3 mi
- Sender's Market Inc4.77 mi
- Dollar General410.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.