The story of this market
The typical home in ZIP 95246 sells for about $533,480, or $271 per square foot.
Prices are down 1.4% from a year ago, which gives buyers more room to negotiate. Homes take about 38.9 days to sell. HUD's fair market rent for a two-bedroom is $2,487 a month.
ZIP 95246 — Mountain Ranch
The Stockton housing market is currently experiencing a period of stabilization with a median sale price of $533,480. Market activity shows a slight year-over-year decline in both sales volume and active listings, suggesting a balanced environment for buyers and sellers. Figures provided reflect Stockton metro-level data as specific ZCTA-level metrics for 95246 are not published.
Median prices moved down 1.4% year over year.
Homes spend a median of 39 days on market with 3.7 months of supply — a fast-moving market.
7% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.0% · poverty 15.0% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 95246
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Data aggregated from Stockton metro-level reports and census place data.
- Ironstone Amphitheatre4.68.8 mi
- Ironstone Vineyards4.68.8 mi
- California Cavern State Historic Landmark4.72.9 mi
- The Armory4.519.3 mi
- Indigeny Reserve4.819 mi
- Calaveras Big Trees State Park4.810.8 mi
- Moaning Caverns Adventure Park4.712.4 mi
- Mercer Caverns4.76.6 mi
- California Cavern State Historic Landmark4.72.9 mi
- Murphys Community Park4.87.8 mi
- Mercer Caverns4.76.6 mi
- Ironstone Vineyards4.68.8 mi
- California Cavern State Historic Landmark4.72.9 mi
- Kennedy Gold Mine Tours4.717.2 mi
- Angels Camp Museum4.811.9 mi
- Calaveras Big Trees State Park4.810.8 mi
- Murphys Community Park4.87.8 mi
- Lake Tabeaud4.611.3 mi
- White Pines Park4.69 mi
- Utica Park4.412.1 mi
- New Melones Lake Marina4.517.1 mi
- Sender's Market Inc4.72.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.