The story of this market
The typical home in ZIP 93450 sells for about $350,000, or $198 per square foot.
Homes take about 16 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,225 a month.
ZIP 93450 — San Ardo
The San Ardo housing market is a low-volume, rural market with very limited inventory and stable pricing. Activity is driven by local agricultural and energy industry employment rather than broader regional market trends. Most data points reflect a quiet, isolated market with minimal turnover.
This ZIP is best suited for agricultural workers, those employed in local energy production, or individuals seeking a quiet, rural lifestyle away from urban centers.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 16 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 25.0% — a mixed stability profile.
ZCTA 93450, Monterey County, CA
The area is served by San Ardo Elementary, a small rural school district.
The region is subject to wildfire risks common to rural Monterey County and the Salinas Valley corridor.
The local economy is primarily driven by agriculture and oil production in the San Ardo oil field.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Commuting requires significant drive time along the US-101 corridor to reach major employment hubs in Salinas or King City.
Recreational opportunities are limited to rural outdoor activities; major shopping and dining are located in larger cities to the north.
The rental market is very limited with low turnover and minimal institutional investor presence.
The economy is heavily reliant on the agricultural sector and the San Ardo oil field operations.
The area is served primarily by the US-101 highway, which acts as the sole major transit artery for the region.
No major large-scale residential or commercial developments are currently reported for this rural ZIP.
The Monterey County Assessor manages property valuations based on state-mandated assessment cycles.
Parcels are subject to standard county-level property tax levies and local school district assessments.
Property insurance availability and premiums are increasingly impacted by regional wildfire risk assessments.
California operates as a non-judicial foreclosure state with specific notice and redemption timelines.
California law requires comprehensive seller disclosures regarding property condition and natural hazards.
Data aggregated from ZCTA-level census reports and local real estate market snapshots.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Mission San Miguel Arcángel4.717.4 mi
- Williams Hill4.610.5 mi
- Mission San Miguel Arcángel4.717.4 mi
- San Antonio Reservoir Recreation Area4.312.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major local economic anchor and landmark in the region.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.