ZIP 85374 — Surprise

Crime rates in the Surprise area are generally lower than the national average, with property crime being the primary concern in suburban residential zones.

The area is served by the Dysart Unified School District, which maintains a mix of highly-rated elementary schools and standard-performing secondary institutions.

The region faces low flood risk but is subject to extreme heat and occasional dust storms, with standard insurance coverage typically including these environmental factors.

Surprise is experiencing steady growth driven by residential expansion and the development of commercial corridors along the US-60 and Loop 303 infrastructure.

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Arizona) — Senior Property Valuation Protection Option (Senior Freeze): Provides a 'freeze' on the valuation of the property for tax purposes, limiting the growth of the property tax burden for eligible seniors. State (Arizona) — Arizona Property Tax Assessment: The tax is calculated by applying an assessment ratio to the property's Limited Property Value (LPV). For primary residential property (Class 3), the assessment ratio is 10%. State (Arizona) — Arizona Property Tax Assessment: Property tax is calculated using the formula: (Full Cash Value or Limited Property Value) x Assessment Ratio = Net Assessed Value. The Net Assessed Value is then multiplied by the local tax rate. For primary residential property (Class 3), the assessment ratio is 10%. State (Arizona) — Delinquent Property Tax Lien Sale and 3-Year Redemption Foreclosure: The county treasurer sells a tax lien certificate via public auction to the investor bidding the lowest annual rate of interest (ranging from 16% down to 0% per annum under A.R.S. § 42-18114). State (Arizona) — Statutory Residential Homestead Exemption: Exempts up to $400,000 of equity in an owner-occupied primary dwelling from attachment, execution, and forced sale arising from unsecured civil judgment liens.

Commuters primarily utilize the US-60 and Loop 303 to access employment hubs in Glendale and Phoenix, with average commute times exceeding 30 minutes.

The area features extensive access to the Sun City Grand amenities, including multiple golf courses, community centers, and proximity to the White Tank Mountain Regional Park.

The rental market is characterized by high demand for single-family homes, with vacancy rates remaining low due to the area's popularity with retirees and seasonal residents.

The local economy is anchored by healthcare, retail, and public sector employment, with significant growth in logistics and manufacturing along the Loop 303.

Transportation is heavily reliant on private vehicles, with major highway access provided by US-60 and the Loop 303 freeway.

Development is focused on mixed-use projects near the city center and continued residential build-out in the northern sections of the ZIP.

The Maricopa County Assessor determines property values based on market sales data and physical property characteristics.

Parcels are subject to various special districts including the Dysart Unified School District and local fire district assessments.

Property insurance premiums are rising due to regional wildfire and heat-related risk assessments across the Phoenix metro area.

Arizona continues to see strong net domestic migration, primarily from California and the Pacific Northwest.

Arizona is primarily a non-judicial foreclosure state, allowing for a streamlined process under the deed of trust statutes.

Sellers are required to provide a comprehensive real estate disclosure statement covering all known material defects of the property.