LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 84649 sells for about $399,000, or $185 per square foot.

Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,250 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 84649 — Oak City

Millard County →refreshed Sep 29, 2026next refresh Oct 29, 2026
Market mood · neutral

The housing market in 84649 is characterized by very low inventory and stable, slow-growth pricing. With only 3 active listings and a high owner-occupancy rate, the market remains quiet with minimal turnover. Current conditions reflect a rural, long-term ownership environment rather than a high-velocity investment market.

Who this ZIP fits

This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle in a small-town setting with high homeownership rates.

Parent geography
Oak City · no city intel reportMillard County →Utah state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 394.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$399,000
+2.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
62 days
Active listings
3
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
76
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
61
Growth/100

Median prices moved up 2.1% year over year.

67
Liquidity/100

Homes spend a median of 62 days on market with 3.0 months of supply — a fast-moving market.

85
Momentum/100

0% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

92
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 6.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$650$1,300$1,950$2,600$3,250

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
854

ZCTA 84649, Millard County UT

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
2%
Foreign-born residents
17
Naturalized (of foreign-born)
29.4%
Non-citizens (of population)
1.4%
Entered 2010 or later (of foreign-born)
0%
World region of birth (foreign-born)
Americas
100%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

Schools serving Oak City are part of the Millard School District, which generally maintains a rural, community-focused educational environment.

Environmental & hazard

The area is subject to standard rural Utah wildfire risks and requires typical property insurance coverage for high-desert environments.

Growth & development

Economic momentum is driven by local agriculture and small-scale services, with limited large-scale industrial development.

Taxation

Property taxes are assessed by Millard County based on fair market value, with rates determined by local school district and municipal levies.

Transportation & commute

Commuting is primarily by private vehicle, with residents typically traveling to Delta or other regional hubs for employment.

Recreation & amenities

The area offers access to rural outdoor activities, including hiking and proximity to the Fishlake National Forest and local community parks.

Rental market

The rental market is limited in depth due to the high owner-occupancy rate, with most inventory consisting of single-family homes.

Economy & employers

The local economy is anchored by agricultural production and small-business services within Millard County.

Transportation & infrastructure

Transportation is entirely dependent on personal vehicle use via local highways connecting to the broader Utah corridor.

Development pipeline

Development is primarily residential and low-density, with no major commercial projects currently reported.

County appraisal district

Millard County Assessor manages property valuations based on annual market assessments.

Special districts

Parcels are subject to Millard School District levies and local municipal utility districts.

Insurance & hazard market

Property insurance premiums are influenced by rural fire risk profiles common to the region.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 84649, Millard County UT
Population
854
Median age
38.5 yrs
Owner-occupancy
91.1%
Median home value
$285,000
Median gross rent
$850
Median household income
$68,450
Median year built
1978
Vacancy rate
18.8%
Renter share
8.9%
Owner cost burden
12.5%
Renter cost burden
22%
Population change
+0.5%
Work-from-home share
12%
Mean commute
28.5 min
Bachelor's or higher
24.5%
Unemployment
3.2%
Poverty rate
6.8%
Avg household size
3.1
White
96.2%
Hispanic
2.5%
Other
1.3%

Data retrieved from Census Bureau ZCTA 84649 profiles.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Delta South ElementaryElementaryAverageMillard School DistrictPrimary school serving the broader Delta/Oak City area.
Delta High SchoolHighAverageMillard School DistrictRegional high school for the county.
School districts
Millard School DistrictBRural district serving the entire county with a focus on community-based education.
Utilities & services
ElectricRocky Mountain PowerPrimary regional provider.
Natural GasDominion EnergyStandard service provider.
InternetVariousLimited high-speed options available in rural areas.
Major employers & industries
Millard School DistrictEducationMajor regional employer.
Local AgricultureAgriculturePrimary economic driver.
Major amenities · ZIP 84649
Museums, galleries & history
2 · 20 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Oak City Park
Park

Local community park serving as a central gathering space.

Fishlake National Forest
Recreation

Provides extensive regional access to hiking, camping, and outdoor trails.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.