LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 80537 sells for about $515,000, or $266 per square foot.

Prices are roughly flat from a year ago (+1%), a market in balance. Homes take about 49 days to sell. HUD's fair market rent for a two-bedroom is $1,650 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 80537 — Loveland

Larimer County →Fort Collins marketrefreshed Sep 25, 2026next refresh Oct 25, 2026
Market mood · cautiously optimistic

The 80537 housing market is showing signs of stability with a modest 1% year-over-year price increase and a median sale price of $515,000. While inventory remains available, the market is somewhat competitive, driven by steady demand from families and commuters in the Northern Colorado region.

Who this ZIP fits

This ZIP is well-suited for family buyers and commuters seeking a balance between suburban living and access to the larger Northern Colorado employment centers.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 317 km²Water area · 8.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$515,000
+1% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
49 days
Active listings
779
Sale-to-list ratio
99.6%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
78
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
55
Growth/100

Median prices moved up 1.0% year over year.

78
Liquidity/100

Homes spend a median of 49 days on market with 2.1 months of supply — a fast-moving market.

89
Momentum/100

0% of listings have cut prices · homes sell at 99.6% of asking — demand is running ahead of supply.

91
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 7.3% — a stable, low-distress profile.

Census trends · population flowsACS 2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
44,425

ZCTA 80537, Larimer County CO

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
2.9%
Foreign-born residents
1,296
Naturalized (of foreign-born)
66.2%
Non-citizens (of population)
1%
Entered 2010 or later (of foreign-born)
15.9%
World region of birth (foreign-born)
Americas
42.6%
Asia
28%
Europe
24.3%
Africa
2.6%
Oceania
2.5%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

The area is served by the Thompson School District, which maintains a variety of public school options including charter schools like New Vision Charter School.

Environmental & hazard

The region faces standard Colorado climate risks including wildfire potential and high-wind events, with insurance premiums reflecting these regional hazard profiles.

Growth & development

The area benefits from proximity to the broader Fort Collins-Loveland economic corridor, with ongoing residential development and a mix of retail and service-sector employment.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Colorado) — Statutory Agricultural Land Reclassification and Improvement Valuation: Under C.R.S. § 39-1-102(1.6)(a)(I), up to two acres of land directly underlying a residential improvement on agricultural parcels are segregated and assessed at residential rates (6.80% / 7. State (Colorado) — Senior and Disabled Veteran Property Tax Homestead Exemption: Exempts 50% of the first $200,000 of actual market value of the qualifying primary residential parcel from property taxation (a maximum actual value deduction of $100,000). State (Colorado) — Colorado Split Residential Property Tax Assessment Rate Structure: Imposes annual ad valorem property taxes determined using a bifurcated assessment rate system. Assessed Value = Actual (Market) Value × Assessment Rate. Beginning for tax years 2025/2026, residential property is assessed at 6.

Transportation & commute

Residents typically commute via I-25 and US-34 toward employment hubs in Loveland, Fort Collins, and the northern Denver metro area.

Recreation & amenities

The ZIP features access to local parks, trails, and proximity to the Big Thompson River, with shopping and dining concentrated in central Loveland.

Rental market

The rental market shows moderate pressure with a median rent of $1,650; vacancy rates remain stable as the area attracts a mix of long-term residents and commuters.

Economy & employers

The economy is anchored by the Fort Collins-Loveland metro area, featuring a mix of manufacturing, education, and healthcare sectors.

Transportation & infrastructure

The area is served by major highway corridors including I-25 and US-34, facilitating regional transit.

Development pipeline

Ongoing residential and mixed-use development continues to expand the footprint of the Loveland urban area.

County appraisal district

Larimer County Assessor manages property valuations for tax purposes.

Special districts

Parcels are subject to Thompson School District levies and various municipal utility districts.

Insurance & hazard market

Property insurance costs are influenced by regional wildfire and wind risk factors common to the Front Range.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 80537, Larimer County CO
Population
44,425
Median age
40.7 yrs
Owner-occupancy
68%
Median home value
$478,792
Median gross rent
$1,650
Median household income
$86,325
Median year built
1990
Vacancy rate
5%
Renter share
32%
Owner cost burden
25%
Renter cost burden
40%
Population change
+0.5%
Work-from-home share
15%
Mean commute
24 min
Bachelor's or higher
35%
Unemployment
3.5%
Poverty rate
7.3%
Avg household size
2.5
White
85%
Hispanic
12%
Other
3%

Data retrieved from Census Reporter and ZCTA-level ACS profiles.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

New Vision Charter SchoolElementary/Middle6Thompson School DistrictCharter school serving K-8.
School districts
Thompson School DistrictNot determinablePrimary district serving the Loveland area.
Utilities & services
ElectricCity of Loveland / Xcel EnergyVaries by specific location.
Major employers & industries
Larimer County GovernmentGovernmentMajor regional employer.
Major amenities · ZIP 80537
Theme, amusement & water parks
17 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
14 · 20 mi
Parks, trails & nature
19 · 13 mi
Lakes, marinas & beaches
4 · 20 mi
Shopping & dining districts
14 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Big Thompson River
Natural Feature

Provides recreational access and scenic corridors through the area.

New Vision Charter School
Education

Public charter school serving grades K-8.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.